← Map/Michigan/Counties/Oscoda

Oscoda
Michigan

8K

Population

$49K

Median Income

$149K

Median Home

R+42

Politics

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Where you are

You live in Oscoda County, Michigan. 8,264 people live here with you, so most faces are familiar. The population grew 1.8% last year, and more Americans moved in than out (net +240).

Michigan has a flat income tax just over 4% and has never taxed Social Security. It restored a broad exemption for pension and retirement income in 2023, phasing in over four years. Home prices are below the national average nearly everywhere except the lakeshore counties and the Ann Arbor area. Detroit's population is growing again for the first time since the 1950s.

Money

The typical household here brings in $48,692 a year, lower than 81% of American counties. Employers pay an average wage of $40,287. Unemployment runs 7.9%, higher than almost every county in America. 12% of workers work from home.

Michigan takes 4.3% of that median income in state income tax, about $2,069 a year.

Home

The median home costs $149K, cheaper than 84% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $785 a month. Property tax is 0.96% of home value, roughly $1,178 a year on that median home, higher than 57% of American counties. 87% of households own rather than rent.

Safety and health

Violent crime here is 4.2 per 1,000 residents, higher than 69% of American counties.

A child born here can expect to live 73.8 years, shorter than 72% of American counties. There is 1 active physician in the county, about 1.2 per 10,000 people. 10.1% of people under 65 have no health insurance.

School

Local students test at grade level 2.62 where 3.0 is national grade level, lower than 83% of American counties. 85% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 42 points, among the most lopsided counties in the country. 73% of eligible voters turned out. Under Michigan law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 44°F, highs near 55 and lows near 34, colder than 92% of American counties. About 29 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 9 out of 100, safer than 91% of American counties; the county has had 8 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 208 Mbps down, faster than 54% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$49K
This county
national avg ~$75K
Poverty Rate18.0%
This county
national avg ~11.5%
Unemployment Rate7.9%
This county
national avg ~3.8%
GDP per Capita$31,783
Federal Spending per Capita$130
Median Individual Earnings$31K
This county
national avg $45K
Professional/Management Workers25.1%
Average Adjusted Gross Income$51K
Avg Credit Score673
Work From Home %11.6%
This county
national avg 17.0%
Population Under 1819.6%
This county
national avg 22.0%
Single-Person Households31.3%
This county
national avg 28.0%
Banks & Finance Firms5
Income (20th Percentile)$25K
Income (80th Percentile)$83K
Income (95th Percentile)$145K
Bachelor's Degree or Higher16.0%
This county
national avg 35.0%
Less Than High School14.6%
This county
national avg 11.0%
Knowledge Economy GDP %6.2%
Dependency Ratio1.27
Medicare Spending / Person$3,811
SS Benefits / Person$6,674
Education Wage Premium1.80x
Median Earnings (Bachelor's)$34K
Median Earnings (Graduate)$53K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients1.9%
Average Annual Wage$40K
Professional Services Concentration0.44x national
This county
1.0 = national average share

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$148K
This county
$250K state avg
$303K national
Market Rent (ZORI)$736/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate0.96%
This county
1.32% state avg
1.10% national

Annual tax on median home: $1,178

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+12.6%+933% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households9.4%
Homeownership Rate87.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price CutsLow — market moving fast
12.2%
Active Listings
59
New Listings / Month
14

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
92 days
Months of Supply (Redfin)Balanced market
5.7 mo
Sold Above List (Redfin)
8.3%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
91.9%

Source: Redfin · Updated monthly

Health

Life Expectancy73.8 yrs
This county
national avg ~78.5 years
Food Insecurity15.1%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score18
Healthcare Shortage Score17.0
Healthcare Offices10
Obesity Rate (BRFSS)38.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)20.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)28.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)34.3%
This county
national avg 32.0%
Active Physicians1
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients551 / 1,000
Medicare Cost per Beneficiary$10,537
Uninsured (under 65)10.1%
This county
national avg ~10%
Adults with Depression30.2%

Education

Math Test Scores2.68 grade level
Reading Test Scores2.56 grade level
HS Diploma Holders2,010
Bachelor's Degree Holders481
HS Completion Rate85.4%
This county
national avg ~85%

Safety

Violent Crime Rate4.2 / 1,000
This county
national avg ~4.0
Traffic Fatalities5
Social Vulnerability (CDC SVI)58th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate33.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.4
January Sunshine-1.25
January Temperature-1.24
Average Temp44°F+1.1% since 2022
Avg High Temp55°F+0.9% since 2022
Avg Low Temp34°F+1.8% since 2022
Annual Precipitation29.3 in/yr+3.9% since 2022
Avg Storm Events0.8 storms/yr
Avg Annual Storm Damage$5K
Drought Index (2022)-0.74
Heating Degree Days7,816 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days377 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,589 HDD/yr
Cooling Degree Days (1901–2000 Baseline)239 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year0.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)9 / 100
Community Resilience (FEMA)17 / 100
Federal Disaster Declarations8 since 1953
Fine Particulate Pollution (PM2.5)6.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed208 Mbps
This county
national avg ~120 Mbps
Upload Speed120 Mbps
Fixed Internet (Q1 2026)277 Mbps
Mobile Internet (Q1 2026)186 Mbps
Mobile Upload (Q1 2026)17 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+98.0%
This county
national avg 75.0%
Cellular-Only Internet16.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)214 Mbps

Commute & Transit

Remote Workers316 workers
Public Transit Commuters4 workers
Walk to Work65 workers
Extreme Commutes (90+ min)66 workers
Bike Commuters5.4%
Walk to Work2.4%

Families & Childcare

Childcare Cost Burden41.2%
This county
national median ~27% of household income
Childcare Centers6.8 per 10K residents

Civic & Community

Voter Turnout73.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.350
Nonprofit Organizations52
Veterans Share10.4%
This county
national avg 7.0%
Married Adults54.3%
Never-Married Adults24.1%
Divorced Adults13.7%
Religious Organizations9
Asian Population0.3%
Native American Population0.6%
Membership Associations9.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.60 per 1K residents
Grocery Stores4
Hotels & Lodging3
Recreation Businesses8
Professional Services Firms12
Real Estate Firms6
Debt Burden
Avg Mortgage Balance$54K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate45.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.18%

Politics

R+42

2024 Presidential · Michigan was R+2 statewide

vs Michigan State

Income tax
4.25%Same (state law)
Property tax
0.96%1.32% state avg
Politics
R+42R+2
COL Index
County data88 (state)

Population & Migration

Net Domestic Migration 2023

+240

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.18x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Oscoda County

Median home value: $149K

View on Zillow →View on Realtor.com →

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Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable