← Map/← Michigan/Counties/Oceana

Oceana
Michigan

27K

Population

$61K

Median Income

$253K

Median Home

R+28

Politics

This county as a story, on one page you can share·See it on the map with these filters

What stands out

Against every county in America, Oceana County is unusual in three ways: unemployment is in the top 2% of American counties (6.6%), homeownership is in the top 3% of American counties (85%), and winter sunshine is in the bottom 6% of American counties (-1.5 on the USDA scale). Within Michigan it ranks 16th of 83 counties for unemployment.

Where you are

You live in Oceana County, Michigan. 26,707 people live here with you. The population held steady at 0.2% last year, and more Americans moved in than out (net +39).

Michigan has a flat income tax just over 4% and has never taxed Social Security. It restored a broad exemption for pension and retirement income in 2023, phasing in over four years. Home prices are below the national average nearly everywhere except the lakeshore counties and the Ann Arbor area. Detroit's population is growing again for the first time since the 1950s.

Money

The typical household here brings in $60,691 a year, higher than 51% of American counties. Employers pay an average wage of $45,679. Unemployment runs 6.6%, higher than 98% of American counties. 5% of workers work from home; for the rest the average commute is 22 minutes each way.

Michigan takes 4.3% of that median income in state income tax, about $2,579 a year.

Home

The median home costs $254K, pricier than 57% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $792 a month. Property tax is 1.22% of home value, roughly $1,848 a year on that median home, higher than 73% of American counties. 85% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 57% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 77.1 years, longer than 66% of American counties. There are 20 active physicians in the county, about 7.5 per 10,000 people. 8.9% of people under 65 have no health insurance.

School

Local students test at grade level 2.65 where 3.0 is national grade level, lower than 90% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 28 points. 73% of eligible voters turned out. Under Michigan law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 47°F, highs near 57 and lows near 37, colder than 84% of American counties. About 31 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 14 out of 100, safer than 86% of American counties; the county has had 13 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 128 Mbps down, slower than 79% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$61K
This county
national avg ~$75K
Poverty Rate16.2%
This county
national avg ~11.5%
Unemployment Rate6.6%
This county
national avg ~3.8%
GDP per Capita$31,566
Federal Spending per Capita$1,661
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers27.0%
Average Adjusted Gross Income$58K
Avg Credit Score676
Work From Home %5.4%
This county
national avg 17.0%
Population Under 1821.9%
This county
national avg 22.0%
Single-Person Households24.5%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$29K
Income (80th Percentile)$108K
Income (95th Percentile)$179K
Bachelor's Degree or Higher19.6%
This county
national avg 34.3%
Less Than High School10.3%
This county
national avg 11.0%
Knowledge Economy GDP %3.5%
Dependency Ratio0.76
Medicare Spending / Person$3,639
SS Benefits / Person$5,110
Education Wage Premium1.72x
Median Earnings (Bachelor's)$46K
Median Earnings (Graduate)$63K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients2.2%
Average Annual Wage$46K
Professional Services Concentration0.17x national
This county
1.0 = national average share
Federal Government Jobs Located Here157
Federal Share of Jobs Located Here2.4%
Residents Who Work for the Federal Government2.4%
Federal Civilian Share of Earnings3.3%
Federal Contract Dollars Performed Here (FY2025)$26M
Contract Dollars Relative to Local Wages0.08x wages
Largest Award's Share of Contract Dollars16%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$253K
This county
$250K state avg
$303K national
Median Sale Price$198K
This county
$303K national
Market Rent (ZORI)$796/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate1.22%
This county
1.32% state avg
1.10% national

Annual tax on median home: $1,848

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+3.3%−+4.9% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households9.0%
Homeownership Rate84.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
14.9%
Active Listings
96
New Listings / Month
30

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
26 days
Months of Supply (Redfin)— Balanced market
3.6 mo
Sold Above List (Redfin)
22.2%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
97.6%

Source: Redfin · Updated monthly

Health

Life Expectancy77.1 yrs
This county
national avg ~78.5 years
Food Insecurity12.4%
This county
national avg ~11%
Food Environment Index7.8 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score16
Healthcare Shortage Score16.0
Healthcare Offices23
Obesity Rate (BRFSS)40.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)26.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.3%
This county
national avg 32.0%
Active Physicians20
Nursing Home Rating5.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients688 / 1,000
Medicare Cost per Beneficiary$10,880
Uninsured (under 65)8.9%
This county
national avg ~10%
Adults with Depression27.9%

Education

Math Test Scores2.59 grade level
Reading Test Scores2.72 grade level
HS Diploma Holders6,094
Bachelor's Degree Holders2,357
HS Completion Rate89.7%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.0 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate16.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities4
Social Vulnerability (CDC SVI)63th pct
Drug Overdose Deaths (2024)11.4 / 100K
Suicide Rate14.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.3
January Sunshine-1.49
January Temperature-0.79
Average Temp47°F+1.1% since 2022
Avg High Temp57°F+1.6% since 2022
Avg Low Temp37°F-0.3% since 2022
Annual Precipitation30.6 in/yr-19% since 2022
Avg Storm Events1.6 storms/yr
Avg Annual Storm Damage$43K
Drought Index (2022)0.61
Heating Degree Days6,935 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days499 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,640 HDD/yr
Cooling Degree Days (1901–2000 Baseline)355 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year0.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)14 / 100
Community Resilience (FEMA)73 / 100
Federal Disaster Declarations13 since 1953
Fine Particulate Pollution (PM2.5)6.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)8 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed128 Mbps
This county
national avg ~120 Mbps
Upload Speed19 Mbps
Fixed Internet (Q1 2026)420 Mbps
Mobile Internet (Q1 2026)243 Mbps
Mobile Upload (Q1 2026)18 Mbps
Mobile Latency (Q1 2026)47 ms
Households with 100Mbps+67.1%
This county
national avg 75.0%
Cellular-Only Internet14.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)176 Mbps

EV Infrastructure

EV Charging Stations6 stations
DC Fast Chargers5 chargers
Level 2 EV Chargers12

Commute & Transit

Remote Workers604 workers
Public Transit Commuters11 workers
Walk to Work (workers)261 workers
Extreme Commutes (90+ min)264 workers
Avg Commute Time22.1 min
This county
national avg ~27 min
Bike Commuters0.0%
Walk to Work2.3%

Families & Childcare

Childcare Cost Burden33.3%
This county
national median ~27% of household income
Childcare Centers10.8 per 10K residents
Childcare Facilities6

Civic & Community

Voter Turnout72.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.757
Nonprofit Organizations165
Veterans Share8.2%
This county
national avg 7.0%
Married Adults54.6%
Never-Married Adults27.1%
Divorced Adults12.4%
Religious Organizations20
Asian Population0.1%
Native American Population0.9%
Membership Associations9.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.93 per 1K residents
Nursing & Care Facilities3
Grocery Stores8
Hotels & Lodging16
Recreation Businesses15
Professional Services Firms26
Veterinary Practices10
Real Estate Firms11
Debt Burden
Avg Mortgage Balance$54K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate46.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.29%

Politics

R+28

2024 Presidential · Michigan was R+2 statewide

vs Michigan State

Income tax
4.25%Same (state law)
Property tax
1.22%1.32% state avg
Politics
R+28R+2
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +39

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.32x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Oceana County

Median home value: $254K

View on Zillow →View on Realtor.com →

Opens in a new tab

Explore Other Michigan Counties

Alcona County, MichiganAlger County, MichiganAllegan County, MichiganAlpena County, MichiganAntrim County, MichiganArenac County, MichiganBaraga County, MichiganBay County, MichiganBenzie County, MichiganBerrien County, MichiganBranch County, MichiganCalhoun County, MichiganAll Michigan counties →

Full Michigan profile

Taxes, cost of living, crime, schools, gun laws and more.

View Michigan →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable