← Map/← Michigan/Counties/Chippewa

Chippewa
Michigan

37K

Population

$58K

Median Income

$198K

Median Home

R+23

Politics

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What stands out

If you had to describe Chippewa County in numbers, start here: unemployment is in the top 3% of American counties (6.4%), the average temperature is in the bottom 3% of American counties (42°F), and winter sunshine is in the bottom 4% of American counties (-1.6 on the USDA scale). Within Michigan it ranks 19th of 83 counties for unemployment.

Where you are

You live in Chippewa County, Michigan. 36,670 people live here with you. The population held steady at 0.2% last year, and more Americans moved in than out (net +167).

Michigan has a flat income tax just over 4% and has never taxed Social Security. It restored a broad exemption for pension and retirement income in 2023, phasing in over four years. Home prices are below the national average nearly everywhere except the lakeshore counties and the Ann Arbor area. Detroit's population is growing again for the first time since the 1950s.

Money

The typical household here brings in $58,408 a year, lower than 56% of American counties. Employers pay an average wage of $52,748. Unemployment runs 6.4%, higher than 97% of American counties. 7% of workers work from home.

Michigan takes 4.3% of that median income in state income tax, about $2,482 a year.

Home

The median home costs $203K, cheaper than 62% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $854 a month. Property tax is 1.33% of home value, roughly $1,893 a year on that median home, higher than 79% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 4.0 per 1,000 residents, higher than 58% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 77.9 years, longer than 74% of American counties. There are 51 active physicians in the county, about 13.9 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 6.9% of people under 65 have no health insurance.

School

Local students test at grade level 2.89 where 3.0 is national grade level, lower than 71% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 23 points. 59% of eligible voters turned out. Under Michigan law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 42°F, highs near 51 and lows near 32, colder than 97% of American counties. About 37 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 6 out of 100, safer than 94% of American counties; the county has had 7 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 150 Mbps down, slower than 71% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people, 3 breweries, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$58K
This county
national avg ~$75K
Poverty Rate13.4%
This county
national avg ~11.5%
Unemployment Rate6.4%
This county
national avg ~3.8%
GDP per Capita$42,405
Federal Spending per Capita$15,305
Median Individual Earnings$34K
This county
national avg $45K
Professional/Management Workers31.6%
Average Adjusted Gross Income$54K
Avg Credit Score682
Work From Home %6.5%
This county
national avg 17.0%
Population Under 1817.9%
This county
national avg 22.0%
Single-Person Households32.8%
This county
national avg 28.0%
Banks & Finance Firms26
Income (20th Percentile)$23K
Income (80th Percentile)$105K
Income (95th Percentile)$184K
Bachelor's Degree or Higher22.9%
This county
national avg 34.3%
Less Than High School7.7%
This county
national avg 11.0%
Knowledge Economy GDP %4.9%
Dependency Ratio0.58
Medicare Spending / Person$3,007
SS Benefits / Person$4,388
Education Wage Premium3.11x
Median Earnings (Bachelor's)$55K
Median Earnings (Graduate)$78K
Median Earnings (HS Diploma)$25K
Public Assistance Recipients3.9%
Average Annual Wage$53K
Professional Services Concentration0.26x national
This county
1.0 = national average share
Federal Government Jobs Located Here534
Federal Share of Jobs Located Here4.2%
Residents Who Work for the Federal Government7.5%
Federal Civilian Share of Earnings7.4%
Federal Contract Dollars Performed Here (FY2025)$160M
Contract Dollars Relative to Local Wages0.22x wages
Largest Award's Share of Contract Dollars67%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$198K
This county
$250K state avg
$303K national
Median Sale Price$209K
This county
$303K national
Market Rent (ZORI)$785/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate1.33%
This county
1.32% state avg
1.10% national

Annual tax on median home: $1,893

Affordability & Supply

HUD Fair Market Rent (2BR)$1,066/mo
Home Price Change (1 yr)+4.7%−+7.6% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households11.4%
Homeownership Rate73.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
8.3%
Active Listings
141
New Listings / Month
27

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
87 days
Months of Supply (Redfin)— Balanced market
5.5 mo
Sold Above List (Redfin)
12.5%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
97.6%

Source: Redfin · Updated monthly

Health

Life Expectancy77.9 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity14.7%
This county
national avg ~11%
Food Environment Index6.9 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score21
Healthcare Shortage Score20.0
Healthcare Offices51
Obesity Rate (BRFSS)36.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.6%
This county
national avg 32.0%
Active Physicians51
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients640 / 1,000
Medicare Cost per Beneficiary$9,764
Uninsured (under 65)6.9%
This county
national avg ~10%
Adults with Depression27.4%

Education

Math Test Scores2.82 grade level
Reading Test Scores2.96 grade level
HS Diploma Holders6,638
Bachelor's Degree Holders3,700
HS Completion Rate92.3%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate4.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate10.7 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate12.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)64th pct
Drug Overdose Deaths (2024)11.0 / 100K
Suicide Rate16.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.4
January Sunshine-1.64
January Temperature-1.54
Average Temp42°F+2.2% since 2022
Avg High Temp51°F+1.0% since 2022
Avg Low Temp32°F+3.8% since 2022
Annual Precipitation37.4 in/yr+1.4% since 2022
Avg Storm Events3.4 storms/yr
Avg Annual Storm Damage$16K
Drought Index (2022)0.58
Heating Degree Days8,690 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days196 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,338 HDD/yr
Cooling Degree Days (1901–2000 Baseline)139 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.2
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)6 / 100
Community Resilience (FEMA)55 / 100
Federal Disaster Declarations7 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)28 properties
FAA-Registered Airports7 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries1 microbreweries
Brewpubs2 brewpubs

Internet & Remote Work

Download Speed150 Mbps
This county
national avg ~120 Mbps
Upload Speed13 Mbps
Fixed Internet (Q1 2026)310 Mbps
Mobile Internet (Q1 2026)348 Mbps
Mobile Upload (Q1 2026)21 Mbps
Mobile Latency (Q1 2026)46 ms
Households with 100Mbps+91.4%
This county
national avg 75.0%
Cellular-Only Internet11.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)80 Mbps

EV Infrastructure

EV Charging Stations7 stations
DC Fast Chargers16 chargers
Level 2 EV Chargers13

Commute & Transit

Remote Workers1,012 workers
Public Transit Commuters54 workers
Walk to Work (workers)463 workers
Extreme Commutes (90+ min)250 workers
Bike Commuters1.5%
Walk to Work3.0%

Families & Childcare

Childcare Cost Burden30.7%
This county
national median ~27% of household income
Childcare Centers9.2 per 10K residents
Childcare Facilities8

Civic & Community

Voter Turnout58.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.521
Nonprofit Organizations265
Veterans Share8.4%
This county
national avg 7.0%
Married Adults45.8%
Never-Married Adults34.6%
Divorced Adults12.7%
Religious Organizations20
Asian Population0.8%
Native American Population12.9%
Membership Associations7.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.97 per 1K residents
Colleges & Universities2
Nursing & Care Facilities19
Grocery Stores13
Hotels & Lodging25
Recreation Businesses11
Professional Services Firms49
Veterinary Practices7
Real Estate Firms19
Museums3
Debt Burden
Avg Mortgage Balance$60K
Avg Student Loan Balance$12K
Avg Credit Card Balance$4K
Loan Delinquency Rate44.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.21%

Politics

R+23

2024 Presidential · Michigan was R+2 statewide

vs Michigan State

Income tax
4.25%Same (state law)
Property tax
1.33%1.32% state avg
Politics
R+23R+2
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +167

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.28x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Chippewa County

Median home value: $203K

View on Zillow →View on Realtor.com →

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Full Michigan profile

Taxes, cost of living, crime, schools, gun laws and more.

View Michigan →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable