← Map/← Michigan/Counties/Cheboygan

Cheboygan
Michigan

26K

Population

$60K

Median Income

$245K

Median Home

R+30

Politics

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What stands out

What stands out about Cheboygan County: unemployment is among the highest in America (8.3%), homeownership is in the top 3% of American counties (85%), and natural-hazard risk is in the bottom 7% of American counties (7 of 100). Within Michigan it ranks 3rd of 83 counties for unemployment.

Where you are

You live in Cheboygan County, Michigan. 25,709 people live here with you. The population grew 0.3% last year, and more Americans moved in than out (net +292).

Michigan has a flat income tax just over 4% and has never taxed Social Security. It restored a broad exemption for pension and retirement income in 2023, phasing in over four years. Home prices are below the national average nearly everywhere except the lakeshore counties and the Ann Arbor area. Detroit's population is growing again for the first time since the 1950s.

Money

The typical household here brings in $59,557 a year, lower than 53% of American counties. Employers pay an average wage of $47,915. Unemployment runs 8.3%, higher than almost every county in America. 9% of workers work from home; for the rest the average commute is 22 minutes each way.

Michigan takes 4.3% of that median income in state income tax, about $2,531 a year.

Home

The median home costs $246K, pricier than 54% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $849 a month. Property tax is 0.94% of home value, roughly $1,573 a year on that median home, higher than 56% of American counties. 85% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 58% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 75.8 years, longer than 50% of American counties. There are 22 active physicians in the county, about 8.6 per 10,000 people. 8.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.90 where 3.0 is national grade level, lower than 80% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 30 points. 75% of eligible voters turned out. Under Michigan law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 45°F, highs near 55 and lows near 35, colder than 91% of American counties. About 34 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 7 out of 100, safer than 93% of American counties; the county has had 8 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 206 Mbps down, faster than 53% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 1.4 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$60K
This county
national avg ~$75K
Poverty Rate12.0%
This county
national avg ~11.5%
Unemployment Rate8.3%
This county
national avg ~3.8%
GDP per Capita$33,305
Federal Spending per Capita$509
Median Individual Earnings$34K
This county
national avg $45K
Professional/Management Workers26.5%
Average Adjusted Gross Income$63K
Avg Credit Score684
Work From Home %8.6%
This county
national avg 17.0%
Population Under 1815.7%
This county
national avg 22.0%
Single-Person Households28.5%
This county
national avg 28.0%
Banks & Finance Firms17
Income (20th Percentile)$27K
Income (80th Percentile)$105K
Income (95th Percentile)$201K
Bachelor's Degree or Higher22.5%
This county
national avg 34.3%
Less Than High School10.3%
This county
national avg 11.0%
Knowledge Economy GDP %6.6%
Dependency Ratio0.78
Medicare Spending / Person$3,643
SS Benefits / Person$6,399
Education Wage Premium1.90x
Median Earnings (Bachelor's)$45K
Median Earnings (Graduate)$58K
Median Earnings (HS Diploma)$31K
Public Assistance Recipients2.6%
Average Annual Wage$48K
Professional Services Concentration0.41x national
This county
1.0 = national average share
Federal Government Jobs Located Here52
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings1.2%
Federal Contract Dollars Performed Here (FY2025)$1M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars41%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$245K
This county
$250K state avg
$303K national
Median Sale Price$216K
This county
$303K national
Market Rent (ZORI)$787/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate0.94%
This county
1.32% state avg
1.10% national

Annual tax on median home: $1,573

Affordability & Supply

HUD Fair Market Rent (2BR)$1,054/mo
Home Price Change (1 yr)+7.2%−+4.3% since 2024
Home Value to Income Ratio2.3x income
Severely Cost-Burdened Households9.9%
Homeownership Rate84.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
6.9%
Active Listings
87
New Listings / Month
23

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
58 days
Months of Supply (Redfin)— High inventory — buyers market
7.9 mo
Sold Above List (Redfin)— Competitive — many homes bid up
42.9%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
99.8%

Source: Redfin · Updated monthly

Health

Life Expectancy75.8 yrs
This county
national avg ~78.5 years
Food Insecurity13.7%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score10
Dental Care Shortage Score15
Healthcare Shortage Score14.7
Healthcare Offices44
Obesity Rate (BRFSS)41.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.5%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.7%
This county
national avg 32.0%
Active Physicians22
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients616 / 1,000
Medicare Cost per Beneficiary$10,469
Uninsured (under 65)8.3%
This county
national avg ~10%
Adults with Depression29.3%

Education

Math Test Scores2.73 grade level
Reading Test Scores3.07 grade level
HS Diploma Holders5,893
Bachelor's Degree Holders2,667
HS Completion Rate89.7%
This county
national avg ~85%

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.2 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate19.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)26th pct
Drug Overdose Deaths (2024)10.6 / 100K
Suicide Rate22.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.1
January Sunshine-1.25
January Temperature-1.10
Average Temp45°F+2.5% since 2022
Avg High Temp55°F+1.7% since 2022
Avg Low Temp35°F+4.5% since 2022
Annual Precipitation33.5 in/yr+5.7% since 2022
Avg Storm Events1.6 storms/yr
Avg Annual Storm Damage$32K
Drought Index (2022)-0.04
Heating Degree Days7,674 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days357 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,599 HDD/yr
Cooling Degree Days (1901–2000 Baseline)235 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)7 / 100
Community Resilience (FEMA)64 / 100
Federal Disaster Declarations8 since 1953
Fine Particulate Pollution (PM2.5)6.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)10 properties
FAA-Registered Airports4 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed206 Mbps
This county
national avg ~120 Mbps
Upload Speed120 Mbps
Fixed Internet (Q1 2026)293 Mbps
Mobile Internet (Q1 2026)300 Mbps
Mobile Upload (Q1 2026)20 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+79.1%
This county
national avg 75.0%
Cellular-Only Internet18.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)117 Mbps

EV Infrastructure

EV Charging Stations16 stations
DC Fast Chargers27 chargers
Level 2 EV Chargers23

Commute & Transit

Remote Workers878 workers
Public Transit Commuters59 workers
Walk to Work (workers)130 workers
Extreme Commutes (90+ min)212 workers
Avg Commute Time22.3 min
This county
national avg ~27 min
Bike Commuters0.6%
Walk to Work1.3%

Families & Childcare

Childcare Cost Burden30.3%
This county
national median ~27% of household income
Childcare Centers6.6 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout75.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.942
Nonprofit Organizations163
Veterans Share9.5%
This county
national avg 7.0%
Married Adults54.9%
Never-Married Adults24.0%
Divorced Adults13.9%
Religious Organizations20
Asian Population0.6%
Native American Population1.9%
Membership Associations12.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.38 per 1K residents
Nursing & Care Facilities7
Grocery Stores13
Hotels & Lodging51
Recreation Businesses19
Professional Services Firms36
Veterinary Practices4
Real Estate Firms21
Debt Burden
Avg Mortgage Balance$62K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate44.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.17%

Politics

R+30

2024 Presidential · Michigan was R+2 statewide

vs Michigan State

Income tax
4.25%Same (state law)
Property tax
0.94%1.32% state avg
Politics
R+30R+2
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +292

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.30x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Cheboygan County

Median home value: $246K

View on Zillow →View on Realtor.com →

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Full Michigan profile

Taxes, cost of living, crime, schools, gun laws and more.

View Michigan →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable