← Map/← Kentucky/Counties/Woodford

Woodford
Kentucky

27K

Population

$78K

Median Income

$353K

Median Home

R+12

Politics

This county as a story, on one page you can share·See it on the map with these filters

What stands out

What stands out about Woodford County: rainfall is among the wettest in America (65 inches a year) and the median household income is in the top 14% of American counties ($78,295). Within Kentucky it ranks 10th of 120 counties for rainfall.

Where you are

You live in Woodford County, Kentucky. 26,886 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +204).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $78,295 a year, higher than 86% of American counties. Employers pay an average wage of $52,784. Unemployment runs 3.0%, lower than 67% of American counties. 11% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $2,740 a year.

Home

The median home costs $358K, pricier than 80% of American counties, about 2.6 years of the median household's income. A two-bedroom rents for around $845 a month. Property tax is 0.73% of home value, roughly $1,902 a year on that median home, lower than 62% of American counties. 72% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 53% of American counties. Drug overdoses killed 27 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 76.5 years, longer than 58% of American counties. There are 77 active physicians in the county, about 28.6 per 10,000 people. 8.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.15 where 3.0 is national grade level, higher than 65% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 12 points. 78% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 57°F, highs near 67 and lows near 46, warmer than 54% of American counties. About 65 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 37 out of 100, safer than 63% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 218 Mbps down, faster than 58% of American counties. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$78K
This county
national avg ~$75K
Poverty Rate10.1%
This county
national avg ~11.5%
Unemployment Rate3.0%
This county
national avg ~3.8%
GDP per Capita$55,927
Federal Spending per Capita$386
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers42.6%
Average Adjusted Gross Income$81K
Avg Credit Score677
Work From Home %11.0%
This county
national avg 17.0%
Population Under 1821.8%
This county
national avg 22.0%
Single-Person Households23.9%
This county
national avg 28.0%
Banks & Finance Firms13
Income (20th Percentile)$35K
Income (80th Percentile)$141K
Income (95th Percentile)$212K
Bachelor's Degree or Higher40.7%
This county
national avg 34.3%
Less Than High School8.8%
This county
national avg 11.0%
Knowledge Economy GDP %9.5%
Dependency Ratio0.71
Medicare Spending / Person$2,884
SS Benefits / Person$4,682
Education Wage Premium2.06x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$73K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients1.6%
Average Annual Wage$53K
Professional Services Concentration0.47x national
This county
1.0 = national average share
Federal Government Jobs Located Here43
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings0.5%
Federal Contract Dollars Performed Here (FY2025)$21,780
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars98%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$353K
This county
$215K state avg
$303K national
Median Sale Price$306K
This county
$303K national
Market Rent (ZORI)$1804/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.73%
This county
0.78% state avg
1.10% national

Annual tax on median home: $1,902

Affordability & Supply

HUD Fair Market Rent (2BR)$1,272/mo
Home Price Change (1 yr)-0.9%−+7.3% since 2024
Home Value to Income Ratio2.6x income
Severely Cost-Burdened Households6.7%
Homeownership Rate71.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
19.5%
Active Listings
99
New Listings / Month
29

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
28 days
Months of Supply (Redfin)— Balanced market
3.2 mo
Sold Above List (Redfin)
8.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
98.9%

Source: Redfin · Updated monthly

Health

Life Expectancy76.5 yrs
This county
national avg ~78.5 years
Food Insecurity8.0%
This county
national avg ~11%
Food Environment Index7.9 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score0
Healthcare Shortage Score5.3
Healthcare Offices48
Active Physicians77
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients550 / 1,000
Medicare Cost per Beneficiary$11,238
Uninsured (under 65)8.4%
This county
national avg ~10%

Education

Math Test Scores3.10 grade level
Reading Test Scores3.19 grade level
HS Diploma Holders3,877
Bachelor's Degree Holders4,579
HS Completion Rate91.2%
This county
national avg ~85%
Private Schools8

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.5 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate44.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities8
Social Vulnerability (CDC SVI)18th pct
Drug Overdose Deaths (2024)27.4 / 100K
Suicide Rate18.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.0
January Sunshine-0.62
January Temperature0.00
Average Temp57°F+1.6% since 2022
Avg High Temp67°F+1.2% since 2022
Avg Low Temp46°F+2.4% since 2022
Median AQIAQI 45
Good Air Days231 days/yr
Unhealthy Air Days3 days/yr
Annual Precipitation65.4 in/yr+39% since 2022
Avg Storm Events5.0 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-0.09
Heating Degree Days4,402 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,361 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,918 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,093 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.2
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)37 / 100
Community Resilience (FEMA)81 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)8.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)83 properties

Internet & Remote Work

Download Speed218 Mbps
This county
national avg ~120 Mbps
Upload Speed123 Mbps
Fixed Internet (Q1 2026)357 Mbps
Mobile Internet (Q1 2026)232 Mbps
Mobile Upload (Q1 2026)32 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+97.9%
This county
national avg 75.0%
Cellular-Only Internet12.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)240 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers1,491 workers
Public Transit Commuters21 workers
Walk to Work (workers)201 workers
Extreme Commutes (90+ min)405 workers
Walk to Work1.5%

Families & Childcare

Childcare Cost Burden19.0%
This county
national median ~27% of household income
Childcare Centers8.6 per 10K residents
Childcare Facilities5

Civic & Community

Voter Turnout77.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.976
Nonprofit Organizations184
Veterans Share6.8%
This county
national avg 7.0%
Married Adults56.1%
Never-Married Adults25.3%
Divorced Adults13.0%
Religious Organizations24
Asian Population0.4%
Native American Population0.1%
Membership Associations8.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.79 per 1K residents
Colleges & Universities3
Nursing & Care Facilities6
Grocery Stores6
Arts & Entertainment Venues15
Hotels & Lodging4
Recreation Businesses5
Professional Services Firms78
Veterinary Practices17
Real Estate Firms22
Debt Burden
Avg Mortgage Balance$71K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate44.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.23%

Politics

R+12

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.73%0.78% state avg
Politics
R+12R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +204

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.92x avg income)

Economic Mobility

37%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Woodford County

Median home value: $358K

View on Zillow →View on Realtor.com →

Opens in a new tab

Explore Other Kentucky Counties

Adair County, KentuckyAllen County, KentuckyBallard County, KentuckyBarren County, KentuckyBath County, KentuckyBell County, KentuckyBoone County, KentuckyBourbon County, KentuckyBoyd County, KentuckyBoyle County, KentuckyBracken County, KentuckyBreathitt County, KentuckyAll Kentucky counties →

Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable