Todd
Kentucky

What stands out

Against every county in America, Todd County is unusual in three ways: the school test score is among the highest in America (3.67 where 3.0 is grade level), violent crime is in the top 3% of American counties (5.2 per 1,000), and high-school completion is in the bottom 6% of American counties (79%). Within Kentucky it ranks 1st of 119 counties for the school test score.

Where you are

You live in Todd County, Kentucky. 12,281 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +72).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $57,891 a year, lower than 58% of American counties. Employers pay an average wage of $47,765. Unemployment runs 3.2%, lower than 58% of American counties. 9% of workers work from home; for the rest the average commute is 22 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $2,026 a year.

Home

The median home costs $219K, cheaper than 56% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $686 a month. Property tax is 0.63% of home value, roughly $801 a year on that median home, lower than 73% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 5.2 per 1,000 residents, higher than 97% of American counties. Drug overdoses killed 28 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 73.7 years, shorter than 74% of American counties. There are 4 active physicians in the county, about 3.3 per 10,000 people. 13.9% of people under 65 have no health insurance.

School

Local students test at grade level 3.49 where 3.0 is national grade level, higher than almost every county in America. 79% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 53 points, among the most lopsided counties in the country. 61% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 59°F, highs near 70 and lows near 49, warmer than 65% of American counties. About 50 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 55 out of 100, riskier than 55% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 228 Mbps down, faster than 63% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.