← Map/← Kentucky/Counties/Shelby

Shelby
Kentucky

48K

Population

$81K

Median Income

$329K

Median Home

R+30

Politics

Economy

Median Household Income$81K

This county

national avg ~$75K

Poverty Rate8.9%

This county

national avg ~11.5%

Unemployment Rate3.4%

This county

national avg ~3.8%

GDP per Capita$45,350

Federal Spending per Capita$637

Median Individual Earnings$43K

This county

national avg $45K

Professional/Management Workers35.4%

Average Adjusted Gross Income$85K

Avg Credit Score666

Work From Home %10.1%

This county

national avg 17.0%

Population Under 1822.2%

This county

national avg 22.0%

Single-Person Households21.4%

This county

national avg 28.0%

Banks & Finance Firms27

Income (20th Percentile)$37K

Income (80th Percentile)$140K

Income (95th Percentile)$250K

Bachelor's Degree or Higher26.9%

This county

national avg 35.0%

Less Than High School11.4%

This county

national avg 11.0%

Knowledge Economy GDP %11.2%

Dependency Ratio1.06

Medicare Spending / Person$2,380

SS Benefits / Person$3,760

Education Wage Premium1.65x

Median Earnings (Bachelor's)$60K

Median Earnings (Graduate)$64K

Median Earnings (HS Diploma)$39K

Public Assistance Recipients1.1%

Average Annual Wage$55K

Professional Services Concentration0.67x national

This county

1.0 = national average share

Housing

Median Home Value$325K

This county

$215K state avg

$303K national

Median Sale Price$302K

This county

$303K national

Market Rent (ZORI)$939/mo

This county

$1050/mo state avg

$1400/mo national

Property Tax Rate0.82%

This county

0.78% state avg

1.10% national

Annual tax on median home: $2,040

Affordability & Supply

HUD Fair Market Rent (2BR)$1,143/mo

Home Price Change (1 yr)+4.0%

Home Value to Income Ratio2.6x income

Severely Cost-Burdened Households7.7%

Homeownership Rate72.9%

This county

national avg ~65%

Market Activity

Sale-to-List Ratio— Buyers market — homes selling below list

96.9%

Listings with Price Cuts— High — sellers are negotiating

29.4%

Sold Above List Price

17.4%

Median Days to Close

32 days

Active Listings

169

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace

23 days

Months of Supply (Redfin)— Low inventory — sellers market

2.4 mo

Sold Above List (Redfin)

8.8%

Sale-to-List Cross-Reference

Zillow 96.9% · Redfin 97.3%

Source: Redfin · Updated monthly

Health

Life Expectancy77.2 yrs

This county

national avg ~78.5 years

Hospital Rating3.0 / 5

This county

national avg 3.0 stars

Food Insecurity8.4%

This county

national avg ~11%

Food Environment Index9.1 / 10

This county

higher = better access

Primary Care Shortage Score14

This county

national avg 5

Mental Health Shortage Score18

Dental Care Shortage Score0

Healthcare Shortage Score10.7

Healthcare Offices83

Active Physicians58

Nursing Home Rating4.0 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients591 / 1,000

Medicare Cost per Beneficiary$12,072

Uninsured (under 65)8.2%

This county

national avg ~10%

Education

Math Test Scores2.70 grade level

Reading Test Scores2.86 grade level

HS Diploma Holders8,128

Bachelor's Degree Holders3,239

HS Completion Rate88.6%

This county

national avg ~85%

Private Schools12

Safety

Violent Crime Rate4.2 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate17.7 / 100K

This county

national avg ~13.6/100K

Homicide Rate4.2 / 100K

This county

national avg ~7.5/100K

Drug Overdose Rate30.6 / 100K

This county

national avg ~21/100K

Traffic Fatalities3

Social Vulnerability (CDC SVI)29th pct

Drug Overdose Deaths (2024)20.2 / 100K

Suicide Rate18.1 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.7

January Sunshine-0.62

January Temperature-0.01

Average Temp56°F

Avg High Temp67°F

Avg Low Temp45°F

Median AQIAQI 55

Good Air Days117 days/yr

Unhealthy Air Days21 days/yr

Annual Precipitation61.8 in/yr

Avg Storm Events11.0 storms/yr

Avg Annual Storm Damage$2K

Drought Index (2022)0.01

Heating Degree Days4,604 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,280 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)4,982 HDD/yr

Cooling Degree Days (1901–2000 Baseline)1,103 CDD/yr

Avg Tornadoes / Year1.0

Avg Flood Events / Year1.6

Avg Hail Events / Year1.8

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)63 / 100

Community Resilience (FEMA)84 / 100

Federal Disaster Declarations20 since 1953

Fine Particulate Pollution (PM2.5)8.7 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)141 properties

FAA-Registered Airports6 total

Airports (excl. heliports)6 airports

Internet & Remote Work

Download Speed251 Mbps

This county

national avg ~120 Mbps

Upload Speed47 Mbps

Fixed Internet (Q1 2026)402 Mbps

Mobile Internet (Q1 2026)221 Mbps

Mobile Upload (Q1 2026)39 Mbps

Mobile Latency (Q1 2026)39 ms

Households with 100Mbps+90.2%

This county

national avg 75.0%

Cellular-Only Internet14.0%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)233 Mbps

EV Infrastructure

EV Charging Stations2 stations

DC Fast Chargers4 chargers

Level 2 EV Chargers0

Commute & Transit

Remote Workers2,418 workers

Public Transit Commuters132 workers

Walk to Work192 workers

Extreme Commutes (90+ min)474 workers

Avg Commute Time23.6 min

This county

national avg ~27 min

Bike Commuters0.1%

Walk to Work0.8%

Families & Childcare

Childcare Cost Burden17.8%

This county

national median ~27% of household income

Childcare Centers7.6 per 10K residents

Childcare Facilities6

Civic & Community

Voter Turnout66.8%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)3.752

Nonprofit Organizations180

Veterans Share7.9%

This county

national avg 7.0%

Married Adults59.6%

Never-Married Adults24.2%

Divorced Adults11.4%

Religious Organizations38

Asian Population1.1%

Native American Population0.1%

Membership Associations9.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.58 per 1K residents

Nursing & Care Facilities13

Grocery Stores8

Arts & Entertainment Venues8

Hotels & Lodging8

Recreation Businesses8

Professional Services Firms101

Veterinary Practices19

Real Estate Firms41

Debt Burden

Avg Mortgage Balance$65K

Avg Student Loan Balance$10K

Avg Credit Card Balance$3K

Loan Delinquency Rate48.0%

This county

national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+30

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax

4%Same (state law)

Property tax

0.82%0.78% state avg

Politics

R+30R+26

COL Index

County data85 (state)

Population & Migration

Net Domestic Migration 2023

↑ +509

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.86x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Shelby County

Median home value: $329K

View on Zillow →View on Realtor.com →

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Local News — Shelby

pmg-ky1.com · 3 days ago

Visit ShelbyKY wins Best Exhibit Award at Kentucky State Fair

Shelby County's efforts to promote tourism received special recognition this year at the Kentucky St…

WDRB · 2 weeks ago

Shelby County authorities searching for missing man

SHELBYVILLE, Ky. (WKYT) — Shelby County authorities are looking for a man who was last seen on Tuesd…

WKYT · 1 week ago

Overturned tractor-trailer snarls traffic on I-64 in Shelby County

SHELBY COUNTY, Ky. (WKYT) - A tractor-trailer overturned on I-64 in the Shelby County area Thursday,…

FOX 56 News · 1 week ago

Former Shelby County corrections officer pleads guilty to sodomy, misconduct

FRANKFORT, Ky. (FOX 56) — Attorney General Russell Coleman announced on Tuesday morning that his off…

Louisville Public Media · Jun 5, 2026

Former Shelby County basketball coach accused of sexual misconduct will get salary pay, avoid firing

Records show that rather than terminate Chris Gaither, the district is allowing him to resign.…

WDRB · May 19, 2026

1 killed, several injured during barn construction in Shelby County after trusses collapse

SHELBY COUNTY, Ky. (WDRB) — A man died Monday afternoon in Shelby County when a barn that was under …

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

ShelbyKentucky

Shelby
Kentucky