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Rockcastle
Kentucky

16K

Population

$46K

Median Income

$152K

Median Home

R+70

Politics

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Where you are

You live in Rockcastle County, Kentucky. 16,171 people live here with you. The population held steady at 0.2% last year, and more Americans moved in than out (net +85).

Kentucky moved to a flat income tax of 4% and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $45,693 a year, lower than 87% of American counties. Employers pay an average wage of $41,657. Unemployment runs 4.6%, higher than 83% of American counties. 8% of workers work from home; for the rest the average commute is 24 minutes each way.

Kentucky takes 4.0% of that median income in state income tax, about $1,828 a year.

Home

The median home costs $152K, cheaper than 83% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $614 a month. Property tax is 0.54% of home value, roughly $546 a year on that median home, lower than 83% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 5.4 per 1,000 residents, higher than almost every county in America. Drug overdoses killed 41 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 70.8 years, shorter than 94% of American counties. There are 14 active physicians in the county, about 8.7 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 9.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.26 where 3.0 is national grade level, higher than 76% of American counties. 82% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 70 points, among the most lopsided counties in the country. 59% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 56°F, highs near 67 and lows near 46, warmer than 53% of American counties. About 64 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 18 out of 100, safer than 82% of American counties; the county has had 34 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 142 Mbps down, slower than 74% of American counties. There are 0 airports in the county, counting general aviation. For a night or a weekend out: 0.3 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$46K
This county
national avg ~$75K
Poverty Rate24.2%
This county
national avg ~11.5%
Unemployment Rate4.6%
This county
national avg ~3.8%
GDP per Capita$26,493
Federal Spending per Capita$313
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers28.4%
Average Adjusted Gross Income$49K
Avg Credit Score651
Work From Home %8.0%
This county
national avg 17.0%
Population Under 1821.5%
This county
national avg 22.0%
Single-Person Households27.9%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$17K
Income (80th Percentile)$88K
Income (95th Percentile)$151K
Bachelor's Degree or Higher10.9%
This county
national avg 35.0%
Less Than High School18.1%
This county
national avg 11.0%
Knowledge Economy GDP %3.5%
Dependency Ratio1.04
Medicare Spending / Person$3,208
SS Benefits / Person$4,210
Education Wage Premium1.59x
Median Earnings (Bachelor's)$41K
Median Earnings (Graduate)$56K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients3.8%
Average Annual Wage$42K
Professional Services Concentration0.36x national
This county
1.0 = national average share

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$148K
This county
$215K state avg
$303K national
Market Rent (ZORI)$685/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.54%
This county
0.78% state avg
1.10% national

Annual tax on median home: $546

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)+13.2%+189% since 2024
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households8.3%
Homeownership Rate76.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price CutsHigh — sellers are negotiating
29.4%
Active Listings
43
New Listings / Month
11

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
60 days
Months of Supply (Redfin)Balanced market
5.1 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
95.3%

Source: Redfin · Updated monthly

Health

Life Expectancy70.8 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity15.7%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score19
Healthcare Shortage Score18.3
Healthcare Offices13
Active Physicians14
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients717 / 1,000
Medicare Cost per Beneficiary$11,500
Uninsured (under 65)9.3%
This county
national avg ~10%

Education

Math Test Scores3.20 grade level
Reading Test Scores3.31 grade level
HS Diploma Holders4,230
Bachelor's Degree Holders541
HS Completion Rate81.9%
This county
national avg ~85%

Safety

Violent Crime Rate5.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate24.1 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate54.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities4
Social Vulnerability (CDC SVI)53th pct
Drug Overdose Deaths (2024)41.2 / 100K
Suicide Rate20.2 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.3
January Sunshine-0.80
January Temperature0.27
Average Temp56°F+1.3% since 2022
Avg High Temp67°F+0.8% since 2022
Avg Low Temp46°F+2.2% since 2022
Annual Precipitation64.2 in/yr+23% since 2022
Avg Storm Events14.4 storms/yr
Avg Annual Storm Damage$194K
Drought Index (2022)0.06
Heating Degree Days4,378 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,243 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,720 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,024 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year4.6
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.2
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)18 / 100
Community Resilience (FEMA)21 / 100
Federal Disaster Declarations34 since 1953
Fine Particulate Pollution (PM2.5)7.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)4 properties
FAA-Registered Airports2 total
Airports (excl. heliports)0 airports

Internet & Remote Work

Download Speed142 Mbps
This county
national avg ~120 Mbps
Upload Speed40 Mbps
Fixed Internet (Q1 2026)337 Mbps
Mobile Internet (Q1 2026)244 Mbps
Mobile Upload (Q1 2026)45 Mbps
Mobile Latency (Q1 2026)47 ms
Households with 100Mbps+95.8%
This county
national avg 75.0%
Cellular-Only Internet9.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)258 Mbps

Commute & Transit

Remote Workers469 workers
Public Transit Commuters0 workers
Walk to Work86 workers
Extreme Commutes (90+ min)60 workers
Avg Commute Time24.2 min
This county
national avg ~27 min
Walk to Work1.5%

Families & Childcare

Childcare Cost Burden28.3%
This county
national median ~27% of household income
Childcare Centers4.5 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout59.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.324
Nonprofit Organizations43
Veterans Share5.2%
This county
national avg 7.0%
Married Adults56.3%
Never-Married Adults21.0%
Divorced Adults14.2%
Religious Organizations10
Asian Population0.1%
Native American Population0.1%
Membership Associations6.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.30 per 1K residents
Grocery Stores4
Arts & Entertainment Venues3
Hotels & Lodging6
Professional Services Firms14
Real Estate Firms4
Debt Burden
Avg Mortgage Balance$42K
Avg Student Loan Balance$10K
Avg Credit Card Balance$3K
Loan Delinquency Rate53.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.07%

Politics

R+70

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.54%0.78% state avg
Politics
R+70R+26
COL Index
County data85 (state)

Population & Migration

Net Domestic Migration 2023

+85

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.82x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Rockcastle County

Median home value: $152K

View on Zillow →View on Realtor.com →

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Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable