Oldham
Kentucky
68K
Population
$117K
Median Income
$452K
Median Home
R+22
Politics
Economy
Median Household Income$117K
This county
national avg ~$75K
Poverty Rate4.4%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$38,119
Federal Spending per Capita$411
Median Individual Earnings$57K
This county
national avg $45K
Professional/Management Workers49.3%
Average Adjusted Gross Income$122K
Avg Credit Score699
Work From Home %14.2%
This county
national avg 17.0%
Population Under 1825.2%
This county
national avg 22.0%
Single-Person Households15.3%
This county
national avg 28.0%
Banks & Finance Firms24
Income (20th Percentile)$54K
Income (80th Percentile)$207K
Income (95th Percentile)$250K
Bachelor's Degree or Higher34.1%
This county
national avg 35.0%
Less Than High School5.8%
This county
national avg 11.0%
Knowledge Economy GDP %11.7%
Dependency Ratio1.01
Medicare Spending / Person$1,814
SS Benefits / Person$3,300
Education Wage Premium2.52x
Median Earnings (Bachelor's)$78K
Median Earnings (Graduate)$95K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients1.1%
Average Annual Wage$68K
Professional Services Concentration0.60x national
This county
1.0 = national average share
Housing
Median Home Value$446K
This county
$215K state avg
$303K national
Median Sale Price$383K
This county
$303K national
Market Rent (ZORI)$1800/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.92%
This county
0.78% state avg
1.10% national
Annual tax on median home: $3,300
Affordability & Supply
HUD Fair Market Rent (2BR)$1,272/mo
Home Price Change (1 yr)+4.9%
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households5.7%
Homeownership Rate86.9%
This county
national avg ~65%
Market Activity
Sale-to-List Ratio— Buyers market — homes selling below list
98.2%Listings with Price Cuts— Low — market moving fast
23.5%Sold Above List Price
18.4%Median Days to Close
33 daysActive Listings
231New Listings / Month
80Source: Zillow Research · Updated monthly
Days on Market (Redfin)— Average pace
34 daysMonths of Supply (Redfin)— Low inventory — sellers market
2.7 moSold Above List (Redfin)
26.8%Sale-to-List Cross-Reference
Zillow 98.2% · Redfin 99.1%
Source: Redfin · Updated monthly
Health
Life Expectancy79.6 yrs
This county
national avg ~78.5 years
Hospital Rating5.0 / 5
This county
national avg 3.0 stars
Food Insecurity5.0%
This county
national avg ~11%
Food Environment Index9.3 / 10
This county
higher = better access
Primary Care Shortage Score6
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score0
Healthcare Shortage Score8.0
Healthcare Offices129
Active Physicians171
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients527 / 1,000
Medicare Cost per Beneficiary$12,364
Uninsured (under 65)4.3%
This county
national avg ~10%
Education
Math Test Scores3.26 grade level
Reading Test Scores3.32 grade level
HS Diploma Holders7,184
Bachelor's Degree Holders4,187
HS Completion Rate94.2%
This county
national avg ~85%
Private Schools17
Safety
Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate7.8 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate18.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities7
Social Vulnerability (CDC SVI)4th pct
Drug Overdose Deaths (2024)17.0 / 100K
Suicide Rate14.1 / 100K
This county
national avg ~14/100K
Climate & Air Quality
Natural Amenity Scale-0.8
January Sunshine-0.62
January Temperature0.03
Average Temp56°F
Avg High Temp66°F
Avg Low Temp45°F
Median AQIAQI 42
Good Air Days195 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation53.5 in/yr
Avg Storm Events6.2 storms/yr
Avg Annual Storm Damage$26K
Ozone Days242 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.20
Heating Degree Days4,689 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,289 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,982 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,134 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.2
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)60 / 100
Community Resilience (FEMA)84 / 100
Federal Disaster Declarations18 since 1953
Fine Particulate Pollution (PM2.5)9.2 µg/m³
This county
EPA standard 9 µg/m³
Outdoor & Recreation
Historic Places (NRHP)48 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports
Internet & Remote Work
Download Speed294 Mbps
This county
national avg ~120 Mbps
Upload Speed200 Mbps
Fixed Internet (Q1 2026)430 Mbps
Mobile Internet (Q1 2026)239 Mbps
Mobile Upload (Q1 2026)30 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+95.9%
This county
national avg 75.0%
Cellular-Only Internet7.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)273 Mbps
EV Infrastructure
EV Charging Stations2 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers2
Commute & Transit
Remote Workers4,586 workers
Public Transit Commuters10 workers
Walk to Work225 workers
Extreme Commutes (90+ min)400 workers
Walk to Work0.7%
Agriculture
Farms126 farms
Farmland4,513 acres
Families & Childcare
Childcare Cost Burden12.5%
This county
national median ~27% of household income
Childcare Centers8.7 per 10K residents
Childcare Facilities13
Civic & Community
Voter Turnout78.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.832
Nonprofit Organizations248
Veterans Share7.2%
This county
national avg 7.0%
Married Adults59.9%
Never-Married Adults26.5%
Divorced Adults9.4%
Religious Organizations30
Asian Population1.7%
Native American Population0.1%
Membership Associations6.4 per 10K residents
Lifestyle & Services
Full-Service Restaurants0.43 per 1K residents
Nursing & Care Facilities7
Grocery Stores4
Arts & Entertainment Venues12
Hotels & Lodging3
Recreation Businesses16
Professional Services Firms215
Veterinary Practices27
Real Estate Firms78
Museums3
Debt Burden
Avg Mortgage Balance$91K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate36.8%
This county
national avg 4.0%
Innovation
Inventor Rate0.15%
Politics
R+22
2024 Presidential · Kentucky was R+26 statewide
vs Kentucky State
Income tax
4%Same (state law)
Property tax
0.92%0.78% state avg
Politics
R+22R+26
COL Index
County data85 (state)
Population & Migration
Net Domestic Migration 2023
↑ +600
More people arriving than leaving
IRS Wealth Migration
Wealthier people moving in (IRS: 1.14x avg income)
Economic Mobility
44%
chance a low-income child reaches the middle class
Source: Opportunity Insights
Real Estate
Find Homes in Oldham County
Median home value: $452K
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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.