Oldham
Kentucky

What stands out

If you had to describe Oldham County in numbers, start here: the median household income is among the highest in America ($117,334), the uninsured rate is among the lowest in America (4.3%), and homeownership is in the top 2% of American counties (87%). Within Kentucky it ranks 1st of 120 counties for the median household income.

Where you are

You live in Oldham County, Kentucky. 67,997 people live here with you. The population grew 1.1% last year, and more Americans moved in than out (net +600).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $117,334 a year, higher than almost every county in America. Employers pay an average wage of $68,157. Unemployment runs 3.3%, lower than 56% of American counties. 14% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $4,107 a year.

Home

The median home costs $452K, pricier than 90% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $988 a month. Property tax is 0.92% of home value, roughly $3,300 a year on that median home, higher than 55% of American counties. 87% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 74% of American counties. Drug overdoses killed 17 people per 100,000 in 2024.

A child born here can expect to live 79.6 years, longer than 89% of American counties. There are 171 active physicians in the county, about 25.1 per 10,000 people. Medicare rates the local hospitals 5.0 of 5 stars. 4.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.29 where 3.0 is national grade level, higher than 81% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 22 points. 78% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 56°F, highs near 66 and lows near 45, colder than 51% of American counties. About 54 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 60 out of 100, riskier than 60% of American counties; the county has had 18 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 294 Mbps down, faster than 94% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.4 full-service restaurants per 1,000 people, 3 museums.