← Map/Kentucky/Counties/Morgan

Morgan
Kentucky

14K

Population

$46K

Median Income

$138K

Median Home

R+56

Politics

Economy

Median Household Income$46K
This county
national avg ~$75K
Poverty Rate25.2%
This county
national avg ~11.5%
Unemployment Rate5.3%
This county
national avg ~3.8%
GDP per Capita$24,482
Federal Spending per Capita$387
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers32.0%
Average Adjusted Gross Income$49K
Avg Credit Score654
Work From Home %8.3%
This county
national avg 17.0%
Population Under 1818.7%
This county
national avg 22.0%
Single-Person Households25.0%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$17K
Income (80th Percentile)$92K
Income (95th Percentile)$170K
Bachelor's Degree or Higher16.4%
This county
national avg 35.0%
Less Than High School22.5%
This county
national avg 11.0%
Knowledge Economy GDP %3.5%
Dependency Ratio0.71
Medicare Spending / Person$3,293
SS Benefits / Person$3,581
Education Wage Premium1.89x
Median Earnings (Bachelor's)$41K
Median Earnings (Graduate)$63K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients1.6%
Average Annual Wage$47K
Professional Services Concentration0.36x national
This county
1.0 = national average share

Housing

Median Home Value$134K
This county
$215K state avg
$303K national
Market Rent (ZORI)$681/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.81%
This county
0.78% state avg
1.10% national

Annual tax on median home: $738

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)+6.8%
Home Value to Income Ratio1.5x income
Severely Cost-Burdened Households9.9%
Homeownership Rate78.6%
This county
national avg ~65%

Market Activity

Listings with Price CutsHigh — sellers are negotiating
25.1%
Active Listings
38
New Listings / Month
7

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
96 days
Months of Supply (Redfin)Balanced market
4.0 mo
Sold Above List (Redfin)
16.7%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
95.7%

Source: Redfin · Updated monthly

Health

Life Expectancy73.7 yrs
This county
national avg ~78.5 years
Food Insecurity16.8%
This county
national avg ~11%
Food Environment Index6.8 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score19
Healthcare Shortage Score19.7
Healthcare Offices10
Active Physicians9
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients665 / 1,000
Medicare Cost per Beneficiary$11,261
Uninsured (under 65)9.8%
This county
national avg ~10%

Education

Math Test Scores3.15 grade level
Reading Test Scores3.40 grade level
HS Diploma Holders2,816
Bachelor's Degree Holders578
HS Completion Rate77.5%
This county
national avg ~85%

Safety

Violent Crime Rate5.4 / 1,000
This county
national avg ~4.0
Drug Overdose Rate42.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities2
Social Vulnerability (CDC SVI)59th pct
Drug Overdose Deaths (2024)37.6 / 100K
Suicide Rate13.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.4
January Sunshine-0.80
January Temperature0.14
Average Temp56°F
Avg High Temp67°F
Avg Low Temp44°F
Median AQIAQI 38
Good Air Days341 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation54.9 in/yr
Avg Storm Events11.6 storms/yr
Avg Annual Storm Damage$105K
Ozone Days364 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.47
Heating Degree Days4,537 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,164 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,798 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,047 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year3.8
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)23 / 100
Community Resilience (FEMA)12 / 100
Federal Disaster Declarations34 since 1953
Fine Particulate Pollution (PM2.5)7.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)9 properties
FAA-Registered Airports2 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed327 Mbps
This county
national avg ~120 Mbps
Upload Speed282 Mbps
Fixed Internet (Q1 2026)390 Mbps
Mobile Internet (Q1 2026)101 Mbps
Mobile Upload (Q1 2026)15 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet5.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)318 Mbps

Commute & Transit

Remote Workers358 workers
Public Transit Commuters53 workers
Walk to Work10 workers
Extreme Commutes (90+ min)389 workers
Avg Commute Time29.0 min
This county
national avg ~27 min
Walk to Work0.2%

Families & Childcare

Childcare Cost Burden30.5%
This county
national median ~27% of household income
Childcare Centers7.9 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout51.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.263
Nonprofit Organizations38
Veterans Share5.6%
This county
national avg 7.0%
Married Adults50.1%
Never-Married Adults27.3%
Divorced Adults16.2%
Religious Organizations4
Asian Population1.0%
Native American Population0.2%
Membership Associations2.2 per 10K residents

Lifestyle & Services

Grocery Stores3
Professional Services Firms14
Veterinary Practices4
Debt Burden
Avg Mortgage Balance$33K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate51.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.04%

Politics

R+56

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.81%0.78% state avg
Politics
R+56R+26
COL Index
County data85 (state)

Population & Migration

Net Domestic Migration 2023

+160

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.65x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Morgan County

Median home value: $138K

View on Zillow →View on Realtor.com →

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Local News — Morgan

Southeastern Conference · قبل 14 ساعة

Kentucky's Morgan Gaerte describes scoring game winner vs. UCLA

Gaerte recaps her offensive performance after putting up a season-high 16 kills and a .364 hitting p

State-Journal · قبل 3 أيام

Morgan appointed Kentucky State University chief of police

Kentucky State University has appointed Barron M. Morgan as chief of police and director of public s

LEX 18 News · قبل 3 أيام

Kentucky nurse shares rare appendix cancer story to encourage self-advocacy

A Kentucky nurse is sharing her rare appendix cancer diagnosis to encourage others to listen to thei

WKRC · قبل 3 أسابيع

Local man who killed former Kentucky lawmaker's daughter gets life sentence

Shannon Gilday, 27, was convicted in the 2022 killing of former Kentucky lawmaker Wesley Morgan's da

Kentucky Lantern · قبل شهر واحد

Democratic House members go to Northern Kentucky jail to review treatment of ICE detainees

Kentucky U.S. Rep. Morgan McGarvey joined two of his House colleagues to get a closer look at a jail

Lexington Herald Leader · قبل 4 أسابيع

‘Everything about Morgan is amazing.’ Gaerte a strong fit for Kentucky volleyball

Morgan Gaerte, who played her first two seasons of collegiate volleyball at...

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable