← Map/Kentucky/Counties/Monroe

Monroe
Kentucky

11K

Population

$47K

Median Income

$152K

Median Home

R+75

Politics

Economy

Median Household Income$47K
This county
national avg ~$75K
Poverty Rate20.9%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$35,971
Federal Spending per Capita$44
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers30.0%
Average Adjusted Gross Income$54K
Avg Credit Score667
Work From Home %4.8%
This county
national avg 17.0%
Population Under 1823.0%
This county
national avg 22.0%
Single-Person Households29.9%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$16K
Income (80th Percentile)$102K
Income (95th Percentile)$183K
Bachelor's Degree or Higher14.8%
This county
national avg 35.0%
Less Than High School18.4%
This county
national avg 11.0%
Knowledge Economy GDP %6.2%
Dependency Ratio1.16
Medicare Spending / Person$4,136
SS Benefits / Person$3,794
Education Wage Premium1.75x
Median Earnings (Bachelor's)$54K
Median Earnings (Graduate)$53K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients2.2%
Average Annual Wage$48K
Professional Services Concentration0.47x national
This county
1.0 = national average share

Housing

Median Home Value$148K
This county
$215K state avg
$303K national
Market Rent (ZORI)$654/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.72%
This county
0.78% state avg
1.10% national

Annual tax on median home: $824

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)+5.5%
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households9.7%
Homeownership Rate71.0%
This county
national avg ~65%

Market Activity

Listings with Price CutsLow — market moving fast
16.3%
Active Listings
34

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
178 days
Months of Supply (Redfin)High inventory — buyers market
16.0 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
88.5%

Source: Redfin · Updated monthly

Health

Life Expectancy72.6 yrs
This county
national avg ~78.5 years
Hospital Rating1.0 / 5
This county
national avg 3.0 stars
Food Insecurity16.2%
This county
national avg ~11%
Food Environment Index7.2 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score19
Healthcare Shortage Score18.7
Healthcare Offices17
Active Physicians8
Nursing Home Rating5.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients492 / 1,000
Medicare Cost per Beneficiary$12,712
Uninsured (under 65)10.8%
This county
national avg ~10%

Education

Math Test Scores3.57 grade level
Reading Test Scores3.83 grade level
HS Diploma Holders2,875
Bachelor's Degree Holders504
HS Completion Rate81.6%
This county
national avg ~85%

Safety

Violent Crime Rate5.2 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)71th pct
Drug Overdose Deaths (2024)-999.0 / 100K

Climate & Air Quality

Natural Amenity Scale-0.1
January Sunshine-0.71
January Temperature0.37
Average Temp59°F
Avg High Temp71°F
Avg Low Temp47°F
Annual Precipitation58.1 in/yr
Avg Storm Events4.8 storms/yr
Avg Annual Storm Damage$4K
Drought Index (2022)0.02
Heating Degree Days3,887 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,491 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,275 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,288 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year1.0
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)22 / 100
Community Resilience (FEMA)46 / 100
Federal Disaster Declarations22 since 1953
Fine Particulate Pollution (PM2.5)7.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed137 Mbps
This county
national avg ~120 Mbps
Upload Speed105 Mbps
Fixed Internet (Q1 2026)211 Mbps
Mobile Internet (Q1 2026)94 Mbps
Mobile Upload (Q1 2026)7 Mbps
Mobile Latency (Q1 2026)50 ms
Households with 100Mbps+85.8%
This county
national avg 75.0%
Cellular-Only Internet11.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)166 Mbps

Commute & Transit

Remote Workers227 workers
Public Transit Commuters4 workers
Walk to Work76 workers
Extreme Commutes (90+ min)320 workers
Walk to Work1.6%

Families & Childcare

Childcare Cost Burden27.9%
This county
national median ~27% of household income
Childcare Centers9.6 per 10K residents

Civic & Community

Voter Turnout66.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)6.253
Nonprofit Organizations58
Veterans Share5.2%
This county
national avg 7.0%
Married Adults51.7%
Never-Married Adults25.1%
Divorced Adults12.9%
Religious Organizations8
Asian Population0.2%
Native American Population0.3%
Membership Associations7.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.57 per 1K residents
Grocery Stores4
Professional Services Firms10
Real Estate Firms7
Debt Burden
Avg Mortgage Balance$53K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate47.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.02%

Politics

R+75

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.72%0.78% state avg
Politics
R+75R+26
COL Index
County data85 (state)

Population & Migration

Net Domestic Migration 2023

-12

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.88x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monroe County

Median home value: $152K

View on Zillow →View on Realtor.com →

Opens in a new tab

Local News — Monroe

UKNow · 2 days ago

UK Police Chief Joe Monroe elected president of Kentucky Association of Chiefs of Police

University of Kentucky Police Chief Joe Monroe has been elected president of the Kentucky Associatio

Tribute Archive · 3 days ago

Monroe Sturgill Obituary | Croley Funeral Home | Williamsburg, KY

Monroe Sturgill · January 1, 1940 - May 20, 2008 · Share a memory. Photos/Video Candles. Post Now. M

WBKO · 1 month ago

Teenager killed in Monroe County crash

MONROE COUNTY, Ky. (WBKO) - Kentucky State Police are investigating a fatal crash that happened Mond

WNKY · 1 month ago

1 dead, 1 injured after crash in Monroe County

TOMPKINSVILLE, Ky. – An 18-year-old woman is dead after a single-vehicle collision in Monroe County.

WSMV · Apr 25, 2026

‘He was family’: Monroe County, Kentucky Sheriff’s Department mourning loss of their leader

Sheriff Dale “FROG” Ford died Friday, the sheriff's department said in a post Saturday. An error has

USAFacts · Jul 7, 2026

Is Monroe County, KY's population growing or shrinking?

It grew by 35 between 2024 and 2025. Changes in population can reflect birth and death rates, immigr

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Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable