Mercer
Kentucky

What stands out

Three things set Mercer County apart from the other 3,142 counties: rainfall is among the wettest in America (68 inches a year). Within Kentucky it ranks 4th of 120 counties for rainfall.

Where you are

You live in Mercer County, Kentucky. 22,662 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +277).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $60,728 a year, higher than 51% of American counties. Employers pay an average wage of $59,248. Unemployment runs 3.7%, higher than 61% of American counties. 7% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $2,125 a year.

Home

The median home costs $242K, pricier than 53% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $662 a month. Property tax is 0.82% of home value, roughly $1,485 a year on that median home, lower than 54% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 4.5 per 1,000 residents, higher than 80% of American counties. Drug overdoses killed 24 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 74.0 years, shorter than 70% of American counties. There are 9 active physicians in the county, about 4.0 per 10,000 people. 7.9% of people under 65 have no health insurance.

School

Local students test at grade level 2.92 where 3.0 is national grade level, lower than 77% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 47 points, among the most lopsided counties in the country. 71% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 57°F, highs near 67 and lows near 46, warmer than 54% of American counties. About 68 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 36 out of 100, safer than 64% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 193 Mbps down, slower than 53% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 1 brewery.