← Map/← Kentucky/Counties/McCreary

McCreary
Kentucky

17K

Population

$35K

Median Income

$105K

Median Home

R+77

Politics

Economy

Median Household Income$35K
This county
national avg ~$75K
Poverty Rate34.6%
This county
national avg ~11.5%
Unemployment Rate5.2%
This county
national avg ~3.8%
GDP per Capita$19,312
Federal Spending per Capita$7,432
Median Individual Earnings$32K
This county
national avg $45K
Professional/Management Workers31.2%
Average Adjusted Gross Income$42K
Avg Credit Score641
Work From Home %5.8%
This county
national avg 17.0%
Population Under 1821.8%
This county
national avg 22.0%
Single-Person Households31.4%
This county
national avg 28.0%
Banks & Finance Firms7
Income (20th Percentile)$12K
Income (80th Percentile)$75K
Income (95th Percentile)$130K
Bachelor's Degree or Higher11.2%
This county
national avg 35.0%
Less Than High School22.0%
This county
national avg 11.0%
Knowledge Economy GDP %2.3%
Dependency Ratio0.86
Medicare Spending / Person$3,475
SS Benefits / Person$3,434
Education Wage Premium1.78x
Median Earnings (Bachelor's)$37K
Median Earnings (Graduate)$54K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients2.3%
Average Annual Wage$47K
Professional Services Concentration0.17x national
This county
1.0 = national average share

Housing

Median Home Value$101K
This county
$215K state avg
$303K national
Market Rent (ZORI)$580/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.68%
This county
0.78% state avg
1.10% national

Annual tax on median home: $583

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)+2.6%
Home Value to Income Ratio2.0x income
Severely Cost-Burdened Households9.9%
Homeownership Rate70.0%
This county
national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast
16.7%
Active Listings
35
New Listings / Month
11

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
98 days
Months of Supply (Redfin)— High inventory — buyers market
7.2 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
98.8%

Source: Redfin · Updated monthly

Health

Life Expectancy70.8 yrs
This county
national avg ~78.5 years
Food Insecurity18.7%
This county
national avg ~11%
Food Environment Index6.7 / 10
This county
higher = better access
Primary Care Shortage Score21
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score21
Healthcare Shortage Score21.0
Healthcare Offices11
Active Physicians2
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients596 / 1,000
Medicare Cost per Beneficiary$11,204
Uninsured (under 65)9.6%
This county
national avg ~10%

Education

Math Test Scores3.02 grade level
Reading Test Scores3.10 grade level
HS Diploma Holders3,328
Bachelor's Degree Holders1,153
HS Completion Rate78.0%
This county
national avg ~85%

Safety

Violent Crime Rate5.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate17.4 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)70th pct
Drug Overdose Deaths (2024)-999.0 / 100K
Suicide Rate20.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.7
January Sunshine-0.80
January Temperature0.41
Average Temp57°F
Avg High Temp68°F
Avg Low Temp46°F
Annual Precipitation55.5 in/yr
Avg Storm Events11.0 storms/yr
Avg Annual Storm Damage$61K
Drought Index (2022)0.46
Heating Degree Days4,205 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,213 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,575 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,010 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year2.0
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)20 / 100
Community Resilience (FEMA)1 / 100
Federal Disaster Declarations23 since 1953
Fine Particulate Pollution (PM2.5)7.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)3 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed226 Mbps
This county
national avg ~120 Mbps
Upload Speed206 Mbps
Fixed Internet (Q1 2026)321 Mbps
Mobile Internet (Q1 2026)300 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)27 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet5.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)297 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers275 workers
Public Transit Commuters2 workers
Walk to Work106 workers
Extreme Commutes (90+ min)167 workers
Bike Commuters0.2%
Walk to Work2.2%

Families & Childcare

Childcare Cost Burden41.1%
This county
national median ~27% of household income
Childcare Centers3.2 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout47.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)6.327
Nonprofit Organizations39
Veterans Share7.1%
This county
national avg 7.0%
Married Adults48.1%
Never-Married Adults30.0%
Divorced Adults15.1%
Religious Organizations7
Asian Population0.2%
Native American Population0.1%
Membership Associations4.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.47 per 1K residents
Nursing & Care Facilities4
Grocery Stores8
Professional Services Firms9
Real Estate Firms5
Debt Burden
Avg Mortgage Balance$32K
Avg Student Loan Balance$9K
Avg Credit Card Balance$2K
Loan Delinquency Rate55.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.05%

Politics

R+77

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.68%0.78% state avg
Politics
R+77R+26
COL Index
County data85 (state)

Population & Migration

Net Domestic Migration 2023

↑ +359

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.75x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in McCreary County

Median home value: $105K

View on Zillow →View on Realtor.com →

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Local News — McCreary

WHAS11 · قبل 5 أيام

Photographer defends work against AI claims at Kentucky State Fair

LOUISVILLE, Ky. — "Some things just looked A little too smooth to be edited by hand," says Zoe McCre…

LEX 18 News · قبل 3 أسابيع

'I miss him:' Brother reacts after KY man pleads not guilty in death of McCreary County man

Billy Proffitt is facing a homicide charge in the death of Gene Cooper. During the hearing in McCrea…

FOX 56 News · قبل شهر واحد

Investigation underway after body found in McCreary County

Investigation underway after body found in McCreary County · Trevin Trent McCullough was found dead …

WKYT · 09‏/04‏/2026

Kentucky Division of Forestry conducts controlled burn on Wayne-McCreary county line

Thursday, 12 personnel are on a prescribed fire covering 38 acres on the Wayne and McCreary county l…

Z93 Country · قبل أسبوع واحد

McCreary County Man Arrested After Online Decoy Operation

Tuesday Backlash Pursuit a Kentucky-based volunteer decoy group that conduct online predator‑exposur…

WYMT · 07‏/04‏/2026

Kentucky State Police investigating death in McCreary County

Investigators said Cooper had gotten into a verbal and physical fight with another man at the home a…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable