← Map/← Kentucky/Counties/Lincoln

Lincoln
Kentucky

24K

Population

$49K

Median Income

$184K

Median Home

R+57

Politics

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What stands out

Against every county in America, Lincoln County is unusual in three ways: rainfall is among the wettest in America (68 inches a year), the restaurant count per person is in the bottom 2% of American counties (0.2 per 1,000), and violent crime is in the top 3% of American counties (5.2 per 1,000). Within Kentucky it ranks 3rd of 120 counties for rainfall.

Where you are

You live in Lincoln County, Kentucky. 24,320 people live here with you. The population grew 1.5% last year, and more Americans moved in than out (net +428).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $49,487 a year, lower than 80% of American counties. Employers pay an average wage of $44,735. Unemployment runs 4.7%, higher than 85% of American counties. 8% of workers work from home; for the rest the average commute is 29 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $1,732 a year.

Home

The median home costs $187K, cheaper than 68% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $604 a month. Property tax is 0.76% of home value, roughly $983 a year on that median home, lower than 60% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 5.2 per 1,000 residents, higher than 97% of American counties. Drug overdoses killed 32 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 71.2 years, shorter than 92% of American counties. There are 12 active physicians in the county, about 4.9 per 10,000 people. 10.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.74 where 3.0 is national grade level, lower than 85% of American counties. 83% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 57 points, among the most lopsided counties in the country. 59% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 56°F, highs near 67 and lows near 46, warmer than 53% of American counties. About 68 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 22 out of 100, safer than 78% of American counties; the county has had 28 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 215 Mbps down, faster than 57% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.2 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$49K
This county
national avg ~$75K
Poverty Rate18.4%
This county
national avg ~11.5%
Unemployment Rate4.7%
This county
national avg ~3.8%
GDP per Capita$22,806
Federal Spending per Capita$784
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers31.4%
Average Adjusted Gross Income$51K
Avg Credit Score653
Work From Home %8.1%
This county
national avg 17.0%
Population Under 1823.8%
This county
national avg 22.0%
Single-Person Households25.6%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$19K
Income (80th Percentile)$98K
Income (95th Percentile)$166K
Bachelor's Degree or Higher15.4%
This county
national avg 34.3%
Less Than High School17.4%
This county
national avg 11.0%
Knowledge Economy GDP %11.0%
Dependency Ratio0.74
Medicare Spending / Person$3,547
SS Benefits / Person$4,037
Education Wage Premium1.61x
Median Earnings (Bachelor's)$45K
Median Earnings (Graduate)$55K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients1.5%
Average Annual Wage$45K
Professional Services Concentration0.71x national
This county
1.0 = national average share
Federal Government Jobs Located Here50
Federal Share of Jobs Located Here1.3%
Residents Who Work for the Federal Government1.5%
Federal Civilian Share of Earnings1.6%
Federal Contract Dollars Performed Here (FY2025)$4M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars90%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$184K
This county
$215K state avg
$303K national
Market Rent (ZORI)$678/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.76%
This county
0.78% state avg
1.10% national

Annual tax on median home: $983

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)+7.3%++3.8% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households9.0%
Homeownership Rate78.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
23.3%
Active Listings
84
New Listings / Month
25

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
62 days
Months of Supply (Redfin)— Balanced market
4.9 mo
Sold Above List (Redfin)
5.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
93.8%

Source: Redfin · Updated monthly

Health

Life Expectancy71.2 yrs
This county
national avg ~78.5 years
Food Insecurity13.5%
This county
national avg ~11%
Food Environment Index7.1 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score17
Healthcare Shortage Score18.0
Healthcare Offices21
Active Physicians12
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients685 / 1,000
Medicare Cost per Beneficiary$12,030
Uninsured (under 65)10.3%
This county
national avg ~10%

Education

Math Test Scores2.65 grade level
Reading Test Scores2.82 grade level
HS Diploma Holders5,576
Bachelor's Degree Holders1,554
HS Completion Rate82.6%
This county
national avg ~85%

Safety

Violent Crime Rate5.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate12.3 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate47.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities6
Social Vulnerability (CDC SVI)58th pct
Drug Overdose Deaths (2024)31.6 / 100K
Suicide Rate13.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.2
January Sunshine-0.62
January Temperature0.27
Average Temp56°F+1.6% since 2022
Avg High Temp67°F+0.9% since 2022
Avg Low Temp46°F+2.4% since 2022
Annual Precipitation67.8 in/yr+35% since 2022
Avg Storm Events5.2 storms/yr
Avg Annual Storm Damage$19K
Drought Index (2022)0.00
Heating Degree Days4,392 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,287 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,781 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,036 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.2
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)22 / 100
Community Resilience (FEMA)39 / 100
Federal Disaster Declarations28 since 1953
Fine Particulate Pollution (PM2.5)8.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)22 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed215 Mbps
This county
national avg ~120 Mbps
Upload Speed66 Mbps
Fixed Internet (Q1 2026)395 Mbps
Mobile Internet (Q1 2026)334 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)32 ms
Households with 100Mbps+81.7%
This county
national avg 75.0%
Cellular-Only Internet19.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)265 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers772 workers
Public Transit Commuters57 workers
Walk to Work (workers)116 workers
Extreme Commutes (90+ min)379 workers
Avg Commute Time28.9 min
This county
national avg ~27 min
Walk to Work1.2%

Agriculture

Farms473 farms
Farmland1,755 acres

Families & Childcare

Childcare Cost Burden29.2%
This county
national median ~27% of household income
Childcare Centers2.5 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout58.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.028
Nonprofit Organizations76
Veterans Share7.9%
This county
national avg 7.0%
Married Adults56.9%
Never-Married Adults21.2%
Divorced Adults13.4%
Religious Organizations27
Asian Population0.3%
Membership Associations11.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.24 per 1K residents
Nursing & Care Facilities3
Grocery Stores8
Professional Services Firms21
Veterinary Practices3
Real Estate Firms4
Debt Burden
Avg Mortgage Balance$49K
Avg Student Loan Balance$8K
Avg Credit Card Balance$3K
Loan Delinquency Rate53.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.12%

Politics

R+57

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.76%0.78% state avg
Politics
R+57R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +428

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.85x avg income)

Economic Mobility

37%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Lincoln County

Median home value: $187K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable