← Map/← Kentucky/Counties/Henderson

Henderson
Kentucky

45K

Population

$57K

Median Income

$200K

Median Home

R+25

Politics

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What stands out

Three things set Henderson County apart from the other 3,142 counties: the school test score is in the top 13% of American counties (3.34 where 3.0 is grade level), homeownership is in the bottom 14% of American counties (64%), and violent crime is in the top 15% of American counties (4.6 per 1,000). Within Kentucky it ranks 12th of 119 counties for the school test score.

Where you are

You live in Henderson County, Kentucky. 44,770 people live here with you. The population held steady at 0.2% last year, and more Americans moved in than out (net +142).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $56,912 a year, lower than 61% of American counties. Employers pay an average wage of $55,781. Unemployment runs 3.8%, higher than 63% of American counties. 5% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $1,992 a year.

Home

The median home costs $205K, cheaper than 61% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $810 a month. Property tax is 0.89% of home value, roughly $1,392 a year on that median home, higher than 52% of American counties. 64% of households own rather than rent.

Safety and health

Violent crime here is 4.6 per 1,000 residents, higher than 85% of American counties. Drug overdoses killed 17 people per 100,000 in 2024.

A child born here can expect to live 74.3 years, shorter than 67% of American counties. There are 60 active physicians in the county, about 13.4 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 7.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.30 where 3.0 is national grade level, higher than 87% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 25 points. 59% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 58°F, highs near 68 and lows near 48, warmer than 61% of American counties. About 47 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 74 out of 100, riskier than 74% of American counties; the county has had 23 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 238 Mbps down, faster than 68% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$57K
This county
national avg ~$75K
Poverty Rate17.4%
This county
national avg ~11.5%
Unemployment Rate3.8%
This county
national avg ~3.8%
GDP per Capita$61,190
Federal Spending per Capita$776
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers29.4%
Average Adjusted Gross Income$64K
Avg Credit Score662
Work From Home %4.6%
This county
national avg 17.0%
Population Under 1822.7%
This county
national avg 22.0%
Single-Person Households29.8%
This county
national avg 28.0%
Banks & Finance Firms33
Income (20th Percentile)$22K
Income (80th Percentile)$112K
Income (95th Percentile)$185K
Bachelor's Degree or Higher18.9%
This county
national avg 34.3%
Less Than High School10.7%
This county
national avg 11.0%
Knowledge Economy GDP %6.1%
Dependency Ratio0.69
Medicare Spending / Person$3,517
SS Benefits / Person$4,655
Education Wage Premium1.45x
Median Earnings (Bachelor's)$46K
Median Earnings (Graduate)$52K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients1.4%
Average Annual Wage$56K
Professional Services Concentration0.54x national
This county
1.0 = national average share
Federal Government Jobs Located Here82
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government0.8%
Federal Civilian Share of Earnings0.6%
Federal Contract Dollars Performed Here (FY2025)$5M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars13%
Oil and Gas Share of Private Jobs0.1%
Oil and Gas Extraction, Drilling and Support Jobs12

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$200K
This county
$215K state avg
$303K national
Median Sale Price$178K
This county
$303K national
Market Rent (ZORI)$775/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.89%
This county
0.78% state avg
1.10% national

Annual tax on median home: $1,392

Affordability & Supply

HUD Fair Market Rent (2BR)$949/mo
Home Price Change (1 yr)+0.8%−+4.6% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households11.8%
Homeownership Rate64.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.6%
Listings with Price Cuts— Low — market moving fast
24.8%
Sold Above List Price
23.7%
Median Days to Close
32 days
Active Listings
123
New Listings / Month
38

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
20 days
Months of Supply (Redfin)— Low inventory — sellers market
1.7 mo
Sold Above List (Redfin)
25.0%

Sale-to-List Cross-Reference

Zillow 96.6%  ·  Redfin 97.7%

Source: Redfin · Updated monthly

Health

Life Expectancy74.3 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity13.7%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score17
Healthcare Shortage Score18.3
Healthcare Offices86
Active Physicians60
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients701 / 1,000
Medicare Cost per Beneficiary$13,939
Uninsured (under 65)7.2%
This county
national avg ~10%

Education

Math Test Scores3.34 grade level
Reading Test Scores3.27 grade level
HS Diploma Holders9,640
Bachelor's Degree Holders3,763
HS Completion Rate89.3%
This county
national avg ~85%
Private Schools7

Safety

Violent Crime Rate4.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate16.8 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.8 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate11.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities9
Social Vulnerability (CDC SVI)64th pct
Drug Overdose Deaths (2024)17.1 / 100K
Suicide Rate20.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.7
January Sunshine-0.62
January Temperature0.14
Average Temp58°F+2.3% since 2022
Avg High Temp68°F+1.3% since 2022
Avg Low Temp48°F+3.7% since 2022
Annual Precipitation47.4 in/yr+16% since 2022
Avg Storm Events9.6 storms/yr
Avg Annual Storm Damage$169K
Drought Index (2022)-0.57
Heating Degree Days4,098 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,653 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,503 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,427 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year3.0
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)74 / 100
Community Resilience (FEMA)58 / 100
Federal Disaster Declarations23 since 1953
Fine Particulate Pollution (PM2.5)8.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)27 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed238 Mbps
This county
national avg ~120 Mbps
Upload Speed28 Mbps
Fixed Internet (Q1 2026)473 Mbps
Mobile Internet (Q1 2026)369 Mbps
Mobile Upload (Q1 2026)45 Mbps
Mobile Latency (Q1 2026)50 ms
Households with 100Mbps+89.8%
This county
national avg 75.0%
Cellular-Only Internet17.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)222 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers1 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers895 workers
Public Transit Commuters63 workers
Walk to Work (workers)238 workers
Extreme Commutes (90+ min)330 workers
Bike Commuters0.3%
Walk to Work1.2%

Agriculture

Farms164 farms
Farmland38,706 acres

Families & Childcare

Childcare Cost Burden28.6%
This county
national median ~27% of household income
Childcare Centers6.1 per 10K residents
Childcare Facilities9

Civic & Community

Voter Turnout59.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.188
Nonprofit Organizations150
Veterans Share6.1%
This county
national avg 7.0%
Married Adults56.0%
Never-Married Adults25.1%
Divorced Adults11.7%
Religious Organizations38
Asian Population0.3%
Native American Population0.2%
Membership Associations12.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.56 per 1K residents
Colleges & Universities1
Nursing & Care Facilities31
Grocery Stores10
Arts & Entertainment Venues3
Hotels & Lodging7
Recreation Businesses8
Professional Services Firms70
Veterinary Practices6
Real Estate Firms37
Debt Burden
Avg Mortgage Balance$60K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate50.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.14%

Politics

R+25

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.89%0.78% state avg
Politics
R+25R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +142

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.65x avg income)

Economic Mobility

38%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Henderson County

Median home value: $205K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable