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Hart
Kentucky

19K

Population

$46K

Median Income

$187K

Median Home

R+53

Politics

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What stands out

Against every county in America, Hart County is unusual in three ways: the restaurant count per person is among the fewest in America (0.2 per 1,000), rainfall is among the wettest in America (64 inches a year), and violent crime is in the top 2% of American counties (5.3 per 1,000). Within Kentucky it ranks 1st of 106 counties for the restaurant count per person, counting from the bottom.

Where you are

You live in Hart County, Kentucky. 19,345 people live here with you. The population grew 0.7% last year, and more Americans moved in than out (net +130).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $45,561 a year, lower than 87% of American counties. Employers pay an average wage of $52,189. Unemployment runs 3.9%, higher than 68% of American counties. 4% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $1,595 a year.

Home

The median home costs $191K, cheaper than 66% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $620 a month. Property tax is 0.74% of home value, roughly $856 a year on that median home, lower than 61% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 5.3 per 1,000 residents, higher than 98% of American counties. Drug overdoses killed 25 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 73.6 years, shorter than 75% of American counties. There are 6 active physicians in the county, about 3.1 per 10,000 people. 10.4% of people under 65 have no health insurance.

School

Local students test at grade level 2.93 where 3.0 is national grade level, lower than 69% of American counties. 78% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 53 points, among the most lopsided counties in the country. 59% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 58°F, highs near 70 and lows near 47, warmer than 61% of American counties. About 64 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 41 out of 100, safer than 59% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 261 Mbps down, faster than 79% of American counties. There are 0 airports in the county, counting general aviation. For a night or a weekend out: 0.2 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$46K
This county
national avg ~$75K
Poverty Rate20.4%
This county
national avg ~11.5%
Unemployment Rate3.9%
This county
national avg ~3.8%
GDP per Capita$40,632
Federal Spending per Capita$482
Median Individual Earnings$32K
This county
national avg $45K
Professional/Management Workers22.5%
Average Adjusted Gross Income$51K
Avg Credit Score661
Work From Home %3.9%
This county
national avg 17.0%
Population Under 1824.5%
This county
national avg 22.0%
Single-Person Households28.6%
This county
national avg 28.0%
Banks & Finance Firms10
Income (20th Percentile)$17K
Income (80th Percentile)$91K
Income (95th Percentile)$161K
Bachelor's Degree or Higher10.5%
This county
national avg 34.3%
Less Than High School21.6%
This county
national avg 11.0%
Knowledge Economy GDP %2.1%
Dependency Ratio0.70
Medicare Spending / Person$2,566
SS Benefits / Person$3,664
Education Wage Premium2.48x
Median Earnings (Bachelor's)$45K
Median Earnings (Graduate)$66K
Median Earnings (HS Diploma)$27K
Public Assistance Recipients1.7%
Average Annual Wage$52K
Professional Services Concentration0.10x national
This county
1.0 = national average share
Federal Government Jobs Located Here43
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government1.8%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$23,610
Contract Dollars Relative to Local Wages0.00x wages
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$187K
This county
$215K state avg
$303K national
Market Rent (ZORI)$658/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.74%
This county
0.78% state avg
1.10% national

Annual tax on median home: $856

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)+3.8%−+2.6% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households8.8%
Homeownership Rate73.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
23.9%
Active Listings
96
New Listings / Month
20

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
63 days
Months of Supply (Redfin)— Balanced market
4.8 mo
Sold Above List (Redfin)
6.7%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
95.8%

Source: Redfin · Updated monthly

Health

Life Expectancy73.6 yrs
This county
national avg ~78.5 years
Food Insecurity14.3%
This county
national avg ~11%
Food Environment Index7.3 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score19
Healthcare Shortage Score17.7
Healthcare Offices19
Active Physicians6
Nursing Home Rating5.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients572 / 1,000
Medicare Cost per Beneficiary$12,258
Uninsured (under 65)10.4%
This county
national avg ~10%

Education

Math Test Scores2.84 grade level
Reading Test Scores3.02 grade level
HS Diploma Holders4,451
Bachelor's Degree Holders821
HS Completion Rate78.4%
This county
national avg ~85%

Safety

Violent Crime Rate5.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate11.6 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate22.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities4
Social Vulnerability (CDC SVI)80th pct
Drug Overdose Deaths (2024)25.3 / 100K
Suicide Rate11.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.1
January Sunshine-0.71
January Temperature0.19
Average Temp58°F+1.9% since 2022
Avg High Temp70°F+1.3% since 2022
Avg Low Temp47°F+2.6% since 2022
Annual Precipitation64.4 in/yr+26% since 2022
Avg Storm Events7.0 storms/yr
Avg Annual Storm Damage$6K
Drought Index (2022)0.02
Heating Degree Days3,997 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,469 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,486 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,263 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year1.8
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)41 / 100
Community Resilience (FEMA)37 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)8.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)20 properties
FAA-Registered Airports1 total
Airports (excl. heliports)0 airports

Internet & Remote Work

Download Speed261 Mbps
This county
national avg ~120 Mbps
Upload Speed200 Mbps
Fixed Internet (Q1 2026)323 Mbps
Mobile Internet (Q1 2026)344 Mbps
Mobile Upload (Q1 2026)53 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+93.9%
This county
national avg 75.0%
Cellular-Only Internet12.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)235 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers4

Commute & Transit

Remote Workers299 workers
Public Transit Commuters12 workers
Walk to Work (workers)38 workers
Extreme Commutes (90+ min)398 workers
Bike Commuters0.0%
Walk to Work0.5%

Families & Childcare

Childcare Cost Burden27.1%
This county
national median ~27% of household income
Childcare Centers2.3 per 10K residents

Civic & Community

Voter Turnout59.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.288
Nonprofit Organizations57
Veterans Share7.6%
This county
national avg 7.0%
Married Adults51.1%
Never-Married Adults25.2%
Divorced Adults16.1%
Religious Organizations18
Asian Population0.5%
Native American Population0.1%
Membership Associations10.8 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.16 per 1K residents
Grocery Stores5
Hotels & Lodging6
Professional Services Firms19
Real Estate Firms7
Debt Burden
Avg Mortgage Balance$47K
Avg Student Loan Balance$9K
Avg Credit Card Balance$3K
Loan Delinquency Rate48.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.02%

Politics

R+53

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.74%0.78% state avg
Politics
R+53R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +130

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.79x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hart County

Median home value: $191K

View on Zillow →View on Realtor.com →

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Explore Other Kentucky Counties

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable