← Map/← Kentucky/Counties/Hancock

Hancock
Kentucky

9K

Population

$68K

Median Income

$205K

Median Home

R+39

Politics

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What stands out

Against every county in America, Hancock County is unusual in three ways: rainfall is in the top 2% of American counties (60 inches a year), the share working from home is in the bottom 4% of American counties (2%), and home internet speed is in the top 4% of American counties (303 Mbps). Within Kentucky it ranks 39th of 120 counties for rainfall.

Where you are

You live in Hancock County, Kentucky. 9,058 people live here with you, so most faces are familiar. The population shrank 1.2% last year, and more Americans moved out than in (net -90).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $68,102 a year, higher than 70% of American counties. Employers pay an average wage of $80,392. Unemployment runs 4.2%, higher than 75% of American counties. 2% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $2,384 a year.

Home

The median home costs $207K, cheaper than 60% of American counties, about 1.5 years of the median household's income. A two-bedroom rents for around $820 a month. Property tax is 0.74% of home value, roughly $865 a year on that median home, lower than 61% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 4.6 per 1,000 residents, higher than 87% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 74.6 years, shorter than 63% of American counties. There are 2 active physicians in the county, about 2.2 per 10,000 people. 6.7% of people under 65 have no health insurance.

School

Local students test at grade level 2.94 where 3.0 is national grade level, lower than 82% of American counties. 87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 39 points. 70% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 56°F, highs near 67 and lows near 45, warmer than 51% of American counties. About 60 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 36 out of 100, safer than 64% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 303 Mbps down, faster than 96% of American counties. There is 1 airport in the county, counting general aviation.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$68K
This county
national avg ~$75K
Poverty Rate14.0%
This county
national avg ~11.5%
Unemployment Rate4.2%
This county
national avg ~3.8%
GDP per Capita$105,280
Federal Spending per Capita$819
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers23.5%
Average Adjusted Gross Income$63K
Avg Credit Score676
Work From Home %2.0%
This county
national avg 17.0%
Population Under 1823.9%
This county
national avg 22.0%
Single-Person Households23.2%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$24K
Income (80th Percentile)$120K
Income (95th Percentile)$192K
Bachelor's Degree or Higher17.4%
This county
national avg 34.3%
Less Than High School12.8%
This county
national avg 11.0%
Knowledge Economy GDP %1.0%
Dependency Ratio0.71
Medicare Spending / Person$3,337
SS Benefits / Person$4,636
Education Wage Premium1.32x
Median Earnings (Bachelor's)$62K
Median Earnings (Graduate)$61K
Median Earnings (HS Diploma)$46K
Public Assistance Recipients1.6%
Average Annual Wage$80K
Professional Services Concentration0.17x national
This county
1.0 = national average share
Federal Government Jobs Located Here17
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government0.5%
Federal Civilian Share of Earnings0.3%
Federal Contract Dollars Performed Here (FY2025)$6,570
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars100%
Oil and Gas Share of Earnings (incl. proprietors)0.8%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$205K
This county
$215K state avg
$303K national
Market Rent (ZORI)$785/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.74%
This county
0.78% state avg
1.10% national

Annual tax on median home: $865

Affordability & Supply

HUD Fair Market Rent (2BR)$1,016/mo
Home Price Change (1 yr)+4.0%−+0.6% since 2024
Home Value to Income Ratio1.5x income
Severely Cost-Burdened Households8.0%
Homeownership Rate79.3%
This county
national avg ~65%
Days on Market (Redfin)— Average pace
22 days
Months of Supply (Redfin)— Balanced market
3.0 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
82.7%

Source: Redfin · Updated monthly

Health

Life Expectancy74.6 yrs
This county
national avg ~78.5 years
Food Insecurity10.4%
This county
national avg ~11%
Food Environment Index8.1 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score15
Healthcare Shortage Score16.0
Healthcare Offices11
Active Physicians2
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients532 / 1,000
Medicare Cost per Beneficiary$11,277
Uninsured (under 65)6.7%
This county
national avg ~10%

Education

Math Test Scores2.71 grade level
Reading Test Scores3.16 grade level
HS Diploma Holders2,163
Bachelor's Degree Holders729
HS Completion Rate87.2%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate4.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate25.0 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities2
Social Vulnerability (CDC SVI)19th pct
Drug Overdose Deaths (2024)14.0 / 100K
Suicide Rate26.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.5
January Sunshine-0.62
January Temperature0.10
Average Temp56°F+0.9% since 2022
Avg High Temp67°F-0.1% since 2022
Avg Low Temp45°F+2.5% since 2022
Median AQIAQI 42
Good Air Days201 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation60.4 in/yr+24% since 2022
Avg Storm Events5.0 storms/yr
Avg Annual Storm Damage$0
Ozone Days245 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.33
Heating Degree Days4,543 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,301 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,582 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,296 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.4
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)36 / 100
Community Resilience (FEMA)68 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)8.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)12 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed303 Mbps
This county
national avg ~120 Mbps
Upload Speed299 Mbps
Fixed Internet (Q1 2026)502 Mbps
Mobile Internet (Q1 2026)280 Mbps
Mobile Upload (Q1 2026)59 Mbps
Mobile Latency (Q1 2026)59 ms
Households with 100Mbps+26.4%
This county
national avg 75.0%
Cellular-Only Internet21.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)469 Mbps

Commute & Transit

Remote Workers80 workers
Public Transit Commuters0 workers
Walk to Work (workers)14 workers
Extreme Commutes (90+ min)108 workers
Walk to Work0.4%

Agriculture

Farms109 farms
Farmland761 acres

Families & Childcare

Childcare Cost Burden19.3%
This county
national median ~27% of household income
Childcare Centers3.6 per 10K residents

Civic & Community

Voter Turnout69.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.980
Nonprofit Organizations53
Veterans Share9.4%
This county
national avg 7.0%
Married Adults58.3%
Never-Married Adults24.9%
Divorced Adults12.0%
Religious Organizations11
Asian Population0.1%
Native American Population0.0%
Membership Associations12.1 per 10K residents

Lifestyle & Services

Professional Services Firms7
Real Estate Firms3
Debt Burden
Avg Mortgage Balance$56K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate46.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+39

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.74%0.78% state avg
Politics
R+39R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -90

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.73x avg income)

Economic Mobility

47%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hancock County

Median home value: $207K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable