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Grayson
Kentucky

26K

Population

$47K

Median Income

$161K

Median Home

R+59

Politics

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What stands out

Against every county in America, Grayson County is unusual in three ways: rainfall is among the wettest in America (68 inches a year), violent crime is in the top 2% of American counties (5.4 per 1,000), and the restaurant count per person is in the bottom 4% of American counties (0.3 per 1,000). Within Kentucky it ranks 2nd of 120 counties for rainfall.

Where you are

You live in Grayson County, Kentucky. 26,465 people live here with you. The population grew 0.7% last year, and more Americans moved in than out (net +213).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $47,024 a year, lower than 85% of American counties. Employers pay an average wage of $44,028. Unemployment runs 4.6%, higher than 82% of American counties. 5% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $1,646 a year.

Home

The median home costs $175K, cheaper than 73% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $649 a month. Property tax is 0.58% of home value, roughly $821 a year on that median home, lower than 80% of American counties. 77% of households own rather than rent.

Safety and health

Violent crime here is 5.4 per 1,000 residents, higher than 98% of American counties. Drug overdoses killed 16 people per 100,000 in 2024.

A child born here can expect to live 72.2 years, shorter than 86% of American counties. There are 37 active physicians in the county, about 14.0 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 8.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.10 where 3.0 is national grade level, higher than 54% of American counties. 84% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 59 points, among the most lopsided counties in the country. 60% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 57°F, highs near 69 and lows near 46, warmer than 58% of American counties. About 68 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 35 out of 100, safer than 65% of American counties; the county has had 29 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 206 Mbps down, faster than 53% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.3 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$47K
This county
national avg ~$75K
Poverty Rate17.1%
This county
national avg ~11.5%
Unemployment Rate4.6%
This county
national avg ~3.8%
GDP per Capita$36,033
Federal Spending per Capita$275
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers28.5%
Average Adjusted Gross Income$54K
Avg Credit Score661
Work From Home %5.1%
This county
national avg 17.0%
Population Under 1823.8%
This county
national avg 22.0%
Single-Person Households31.3%
This county
national avg 28.0%
Banks & Finance Firms15
Income (20th Percentile)$18K
Income (80th Percentile)$96K
Income (95th Percentile)$197K
Bachelor's Degree or Higher13.3%
This county
national avg 34.3%
Less Than High School16.4%
This county
national avg 11.0%
Knowledge Economy GDP %4.7%
Dependency Ratio0.71
Medicare Spending / Person$3,580
SS Benefits / Person$4,243
Education Wage Premium1.49x
Median Earnings (Bachelor's)$39K
Median Earnings (Graduate)$53K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients1.4%
Average Annual Wage$44K
Professional Services Concentration0.41x national
This county
1.0 = national average share
Federal Government Jobs Located Here83
Federal Share of Jobs Located Here1.1%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings1.9%
Federal Contract Dollars Performed Here (FY2025)$1M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars21%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$161K
This county
$215K state avg
$303K national
Market Rent (ZORI)$636/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.58%
This county
0.78% state avg
1.10% national

Annual tax on median home: $821

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)+3.9%−+6.2% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households10.5%
Homeownership Rate76.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
24.5%
Active Listings
154
New Listings / Month
32

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
72 days
Months of Supply (Redfin)— Balanced market
4.1 mo
Sold Above List (Redfin)
5.6%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
96.3%

Source: Redfin · Updated monthly

Health

Life Expectancy72.2 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity16.1%
This county
national avg ~11%
Food Environment Index6.4 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score17
Healthcare Shortage Score17.7
Healthcare Offices47
Active Physicians37
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients764 / 1,000
Medicare Cost per Beneficiary$12,596
Uninsured (under 65)8.3%
This county
national avg ~10%

Education

Math Test Scores3.02 grade level
Reading Test Scores3.17 grade level
HS Diploma Holders6,324
Bachelor's Degree Holders1,353
HS Completion Rate83.6%
This county
national avg ~85%

Safety

Violent Crime Rate5.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate22.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate6.5 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate25.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities9
Social Vulnerability (CDC SVI)54th pct
Drug Overdose Deaths (2024)15.6 / 100K
Suicide Rate24.2 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.2
January Sunshine-0.71
January Temperature0.21
Average Temp57°F+1.1% since 2022
Avg High Temp69°Fno change since 2022
Avg Low Temp46°F+2.5% since 2022
Annual Precipitation68.0 in/yr+35% since 2022
Avg Storm Events7.4 storms/yr
Avg Annual Storm Damage$11K
Drought Index (2022)-0.17
Heating Degree Days4,172 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,372 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,592 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,219 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year2.4
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)35 / 100
Community Resilience (FEMA)39 / 100
Federal Disaster Declarations29 since 1953
Fine Particulate Pollution (PM2.5)8.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)11 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed206 Mbps
This county
national avg ~120 Mbps
Upload Speed161 Mbps
Fixed Internet (Q1 2026)255 Mbps
Mobile Internet (Q1 2026)133 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)32 ms
Households with 100Mbps+90.0%
This county
national avg 75.0%
Cellular-Only Internet13.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)156 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers4

Commute & Transit

Remote Workers532 workers
Public Transit Commuters31 workers
Walk to Work (workers)130 workers
Extreme Commutes (90+ min)493 workers
Walk to Work1.3%

Families & Childcare

Childcare Cost Burden24.5%
This county
national median ~27% of household income
Childcare Centers4.2 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout60.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.489
Nonprofit Organizations101
Veterans Share6.0%
This county
national avg 7.0%
Married Adults48.0%
Never-Married Adults27.2%
Divorced Adults15.1%
Religious Organizations16
Asian Population0.3%
Native American Population0.0%
Membership Associations6.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.30 per 1K residents
Nursing & Care Facilities4
Grocery Stores7
Hotels & Lodging4
Recreation Businesses3
Professional Services Firms13
Real Estate Firms8
Debt Burden
Avg Mortgage Balance$41K
Avg Student Loan Balance$7K
Avg Credit Card Balance$3K
Loan Delinquency Rate49.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.05%

Politics

R+59

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.58%0.78% state avg
Politics
R+59R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +213

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.92x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Grayson County

Median home value: $175K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable