← Map/← Kentucky/Counties/Garrard

Garrard
Kentucky

17K

Population

$58K

Median Income

$256K

Median Home

R+57

Politics

Economy

Median Household Income$58K

This county

national avg ~$75K

Poverty Rate16.1%

This county

national avg ~11.5%

Unemployment Rate3.8%

This county

national avg ~3.8%

GDP per Capita$21,958

Federal Spending per Capita$383

Median Individual Earnings$40K

This county

national avg $45K

Professional/Management Workers31.0%

Average Adjusted Gross Income$62K

Avg Credit Score651

Work From Home %10.5%

This county

national avg 17.0%

Population Under 1821.6%

This county

national avg 22.0%

Single-Person Households23.0%

This county

national avg 28.0%

Banks & Finance Firms6

Income (20th Percentile)$26K

Income (80th Percentile)$115K

Income (95th Percentile)$191K

Bachelor's Degree or Higher18.2%

This county

national avg 35.0%

Less Than High School15.1%

This county

national avg 11.0%

Knowledge Economy GDP %8.8%

Dependency Ratio1.01

Medicare Spending / Person$3,209

SS Benefits / Person$4,218

Education Wage Premium1.20x

Median Earnings (Bachelor's)$58K

Median Earnings (Graduate)$52K

Median Earnings (HS Diploma)$44K

Public Assistance Recipients1.2%

Average Annual Wage$48K

Professional Services Concentration0.49x national

This county

1.0 = national average share

Housing

Median Home Value$244K

This county

$215K state avg

$303K national

Market Rent (ZORI)$825/mo

This county

$1050/mo state avg

$1400/mo national

Property Tax Rate0.79%

This county

0.78% state avg

1.10% national

Annual tax on median home: $1,342

Affordability & Supply

HUD Fair Market Rent (2BR)$900/mo

Home Price Change (1 yr)+3.0%

Home Value to Income Ratio2.5x income

Severely Cost-Burdened Households8.5%

Homeownership Rate80.9%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— High — sellers are negotiating

28.8%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage

55 days

Months of Supply (Redfin)— Balanced market

4.1 mo

Sold Above List (Redfin)

24.0%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

97.8%

Source: Redfin · Updated monthly

Health

Life Expectancy74.7 yrs

This county

national avg ~78.5 years

Food Insecurity11.1%

This county

national avg ~11%

Primary Care Shortage Score18

This county

national avg 5

Mental Health Shortage Score16

Dental Care Shortage Score17

Healthcare Shortage Score17.0

Healthcare Offices11

Active Physicians4

Nursing Home Rating2.0 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients583 / 1,000

Medicare Cost per Beneficiary$11,275

Uninsured (under 65)9.9%

This county

national avg ~10%

Education

Math Test Scores2.85 grade level

Reading Test Scores2.99 grade level

HS Diploma Holders3,399

Bachelor's Degree Holders1,010

HS Completion Rate84.9%

This county

national avg ~85%

Safety

Violent Crime Rate4.7 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate23.9 / 100K

This county

national avg ~13.6/100K

Drug Overdose Rate56.9 / 100K

This county

national avg ~21/100K

Traffic Fatalities2

Social Vulnerability (CDC SVI)33th pct

Drug Overdose Deaths (2024)35.3 / 100K

Suicide Rate25.8 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.2

January Sunshine-0.62

January Temperature0.27

Average Temp57°F

Avg High Temp67°F

Avg Low Temp46°F

Annual Precipitation65.5 in/yr

Avg Storm Events4.4 storms/yr

Avg Annual Storm Damage$5K

Drought Index (2022)-0.03

Heating Degree Days4,337 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,369 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)4,735 HDD/yr

Cooling Degree Days (1901–2000 Baseline)1,107 CDD/yr

Avg Tornadoes / Year0.6

Avg Flood Events / Year1.0

Avg Hail Events / Year0.0

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)20 / 100

Community Resilience (FEMA)48 / 100

Federal Disaster Declarations19 since 1953

Fine Particulate Pollution (PM2.5)7.9 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)67 properties

FAA-Registered Airports2 total

Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed205 Mbps

This county

national avg ~120 Mbps

Upload Speed142 Mbps

Fixed Internet (Q1 2026)168 Mbps

Mobile Internet (Q1 2026)359 Mbps

Mobile Upload (Q1 2026)22 Mbps

Mobile Latency (Q1 2026)37 ms

Households with 100Mbps+94.6%

This county

national avg 75.0%

Cellular-Only Internet13.2%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)122 Mbps

EV Infrastructure

EV Charging Stations1 stations

DC Fast Chargers0 chargers

Level 2 EV Chargers2

Commute & Transit

Remote Workers752 workers

Public Transit Commuters0 workers

Walk to Work11 workers

Extreme Commutes (90+ min)252 workers

Walk to Work0.1%

Families & Childcare

Childcare Cost Burden25.2%

This county

national median ~27% of household income

Childcare Centers6.7 per 10K residents

Childcare Facilities4

Civic & Community

Voter Turnout64.5%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.468

Nonprofit Organizations72

Veterans Share9.5%

This county

national avg 7.0%

Married Adults58.7%

Never-Married Adults22.6%

Divorced Adults12.1%

Religious Organizations9

Native American Population0.2%

Membership Associations5.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.40 per 1K residents

Professional Services Firms17

Veterinary Practices3

Real Estate Firms10

Debt Burden

Avg Mortgage Balance$45K

Avg Student Loan Balance$9K

Avg Credit Card Balance$3K

Loan Delinquency Rate53.3%

This county

national avg 4.0%

Innovation

Inventor Rate0.12%

Politics

R+57

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax

4%Same (state law)

Property tax

0.79%0.78% state avg

Politics

R+57R+26

COL Index

County data85 (state)

Population & Migration

Net Domestic Migration 2023

↑ +300

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.11x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Garrard County

Median home value: $256K

View on Zillow →View on Realtor.com →

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Local News — Garrard

PR Newswire · قبل أسبوعين (2)

Sazerac Company Continues Investing in Kentucky with Acquisition of Garrard County Distilling

PRNewswire/ -- Sazerac announced today that it has acquired Garrard County Distilling facility in La…

inc.com · قبل أسبوعين (2)

Sazerac Just Confirmed a Major Kentucky Distillery Deal. Its Next Step Could Be Even Bigger

Buffalo Trace maker Sazerac has completed its $20 million acquisition of the shuttered Garrard Count…

LEX 18 News · قبل أسبوعين (2)

Sazerac acquires Garrard County Distilling facility in Lancaster

Sazerac announced Friday that it has acquired the Garrard County Distilling facility in Lancaster, a…

MaxPreps · قبل يوم واحد

Berea Boys Varsity Soccer @ Garrard County

View pregame, in-game and post-game details from the Berea (KY) vs Garrard County (Lancaster, KY) No…

The Spirits Business · 29‏/06‏/2026

Sazerac buys Garrard County Distilling for $20m

Tom Collins Distilling, affiliated with Sazerac, has purchased the Garrard County Distilling propert…

The Whisky Wire · قبل أسبوع واحد

Sazerac acquires Garrard County Distilling Company

Sazerac, one of the world's largest spirits companies, has announced the acquisition of the Kentucky…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

GarrardKentucky

Garrard
Kentucky