Floyd
Kentucky

What stands out

Three things set Floyd County apart from the other 3,142 counties: the median home price is among the cheapest in America ($88K), violent crime is among the highest in America (5.6 per 1,000), and life expectancy is in the bottom 2% of American counties (68.8 years). Within Kentucky it ranks 5th of 120 counties for the median home price, counting from the bottom.

Where you are

You live in Floyd County, Kentucky. 35,780 people live here with you. The population shrank 1.4% last year, and more Americans moved out than in (net -213).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $38,723 a year, lower than 94% of American counties. Employers pay an average wage of $47,449. Unemployment runs 5.8%, higher than 95% of American counties. 2% of workers work from home; for the rest the average commute is 24 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $1,355 a year.

Home

The median home costs $88K, cheaper than almost every county in America, about 1.7 years of the median household's income. A two-bedroom rents for around $721 a month. Property tax is 0.77% of home value, roughly $696 a year on that median home, lower than 58% of American counties. 71% of households own rather than rent.

Safety and health

Violent crime here is 5.6 per 1,000 residents, higher than almost every county in America. Drug overdoses killed 44 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 68.8 years, shorter than 98% of American counties. There are 62 active physicians in the county, about 17.3 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 9.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.46 where 3.0 is national grade level, higher than 91% of American counties. 79% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 51 points, among the most lopsided counties in the country. 58% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 57°F, highs near 69 and lows near 45, warmer than 55% of American counties. About 50 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 72 out of 100, riskier than 72% of American counties; the county has had 48 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 310 Mbps down, faster than 97% of American counties. There are 0 airports in the county, counting general aviation. For a night or a weekend out: 0.4 full-service restaurants per 1,000 people.