← Map/← Kentucky/Counties/Fayette

Fayette
Kentucky

321K

Population

$66K

Median Income

$332K

Median Home

D+21

Politics

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What stands out

Three things set Fayette County apart from the other 3,142 counties: rainfall is among the wettest in America (62 inches a year), homeownership is in the bottom 3% of American counties (54%), and natural-hazard risk is in the top 12% of American counties (88 of 100). Within Kentucky it ranks 24th of 120 counties for rainfall.

Where you are

You live in Fayette County, Kentucky. 321,276 people live here with you. The population held steady at 0.0% last year, and more Americans moved out than in (net -2,644).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $66,087 a year, higher than 65% of American counties. Employers pay an average wage of $64,489. Unemployment runs 3.1%, lower than 63% of American counties. 10% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $2,313 a year.

Home

The median home costs $335K, pricier than 77% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $1,062 a month. Property tax is 0.92% of home value, roughly $2,282 a year on that median home, higher than 55% of American counties. 54% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 54% of American counties. Drug overdoses killed 27 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 77.4 years, longer than 68% of American counties. There are 3,031 active physicians in the county, about 94.3 per 10,000 people. Medicare rates the local hospitals 3.2 of 5 stars. 9.1% of people under 65 have no health insurance.

School

Local students test at grade level 3.07 where 3.0 is national grade level, higher than 58% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 21 points. 65% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 56°F, highs near 67 and lows near 46, warmer than 52% of American counties. About 62 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 88 out of 100, riskier than 88% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 274 Mbps down, faster than 86% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 11 breweries, 11 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$66K
This county
national avg ~$75K
Poverty Rate14.9%
This county
national avg ~11.5%
Unemployment Rate3.1%
This county
national avg ~3.8%
GDP per Capita$86,058
Federal Spending per Capita$4,480
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers46.4%
Average Adjusted Gross Income$88K
Avg Credit Score674
Work From Home %9.6%
This county
national avg 17.0%
Population Under 1820.6%
This county
national avg 22.0%
Single-Person Households33.8%
This county
national avg 28.0%
Banks & Finance Firms232
Income (20th Percentile)$28K
Income (80th Percentile)$139K
Income (95th Percentile)$250K
Bachelor's Degree or Higher46.5%
This county
national avg 34.3%
Less Than High School7.8%
This county
national avg 11.0%
Knowledge Economy GDP %17.1%
Dependency Ratio0.53
Medicare Spending / Person$2,196
SS Benefits / Person$3,204
Education Wage Premium2.16x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$71K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients1.3%
Average Annual Wage$64K
Professional Services Concentration1.00x national
This county
1.0 = national average share
Federal Government Jobs Located Here4,155
Federal Share of Jobs Located Here2.0%
Residents Who Work for the Federal Government1.9%
Federal Civilian Share of Earnings3.5%
Federal Contract Dollars Performed Here (FY2025)$1.2B
Contract Dollars Relative to Local Wages0.09x wages
Largest Award's Share of Contract Dollars5%
Oil and Gas Share of Private Jobs0.1%
Oil and Gas Extraction, Drilling and Support Jobs110

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$332K
This county
$215K state avg
$303K national
Median Sale Price$320K
This county
$303K national
Market Rent (ZORI)$1514/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.92%
This county
0.78% state avg
1.10% national

Annual tax on median home: $2,282

Affordability & Supply

HUD Fair Market Rent (2BR)$1,272/mo
Home Price Change (1 yr)+4.5%−+0.4% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households13.6%
Homeownership Rate54.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.6%
Listings with Price Cuts— Low — market moving fast
21.3%
Sold Above List Price
14.0%
Median Days to Close
31 days
Active Listings
838
New Listings / Month
339

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
35 days
Months of Supply (Redfin)— Low inventory — sellers market
1.7 mo
Sold Above List (Redfin)
24.7%

Sale-to-List Cross-Reference

Zillow 97.6%  ·  Redfin 99.1%

Source: Redfin · Updated monthly

Health

Life Expectancy77.4 yrs
This county
national avg ~78.5 years
Hospital Rating3.2 / 5
This county
national avg 3.0 stars
Food Insecurity10.3%
This county
national avg ~11%
Food Environment Index7.9 / 10
This county
higher = better access
Primary Care Shortage Score22
This county
national avg 5
Mental Health Shortage Score23
Dental Care Shortage Score25
Healthcare Shortage Score23.3
Healthcare Offices904
Active Physicians3,031
Nursing Home Rating2.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients597 / 1,000
Medicare Cost per Beneficiary$12,285
Uninsured (under 65)9.1%
This county
national avg ~10%

Education

Math Test Scores3.05 grade level
Reading Test Scores3.09 grade level
HS Diploma Holders31,844
Bachelor's Degree Holders54,431
HS Completion Rate92.2%
This county
national avg ~85%
Private Schools136

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate8.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate43.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities49
Social Vulnerability (CDC SVI)55th pct
Drug Overdose Deaths (2024)26.5 / 100K
Suicide Rate12.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.4
January Sunshine-0.62
January Temperature0.00
Average Temp56°F+2.0% since 2022
Avg High Temp67°F+1.2% since 2022
Avg Low Temp46°F+2.9% since 2022
Median AQIAQI 45
Good Air Days232 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation62.1 in/yr+34% since 2022
Avg Storm Events11.8 storms/yr
Avg Annual Storm Damage$24K
Ozone Days139 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.15
Heating Degree Days4,487 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,332 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,988 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,043 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.6
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)88 / 100
Community Resilience (FEMA)72 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)7.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)179 properties
FAA-Registered Airports15 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries11 breweries
Microbreweries7 microbreweries
Brewpubs3 brewpubs

Internet & Remote Work

Download Speed274 Mbps
This county
national avg ~120 Mbps
Upload Speed118 Mbps
Fixed Internet (Q1 2026)424 Mbps
Mobile Internet (Q1 2026)398 Mbps
Mobile Upload (Q1 2026)38 Mbps
Mobile Latency (Q1 2026)33 ms
Households with 100Mbps+99.7%
This county
national avg 75.0%
Cellular-Only Internet9.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)272 Mbps

EV Infrastructure

EV Charging Stations38 stations
DC Fast Chargers39 chargers
Level 2 EV Chargers73

Commute & Transit

Remote Workers15,909 workers
Public Transit Commuters2,487 workers
Walk to Work (workers)5,409 workers
Extreme Commutes (90+ min)2,663 workers
Bike Commuters0.5%
Walk to Work3.3%

Families & Childcare

Childcare Cost Burden27.4%
This county
national median ~27% of household income
Childcare Centers8.1 per 10K residents
Childcare Facilities77

Civic & Community

Voter Turnout64.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.017
Nonprofit Organizations1,702
Veterans Share5.5%
This county
national avg 7.0%
Married Adults45.0%
Never-Married Adults38.4%
Divorced Adults11.8%
Religious Organizations198
Asian Population4.1%
Native American Population0.2%
Membership Associations11.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.83 per 1K residents
Colleges & Universities6
Nursing & Care Facilities107
Grocery Stores95
Arts & Entertainment Venues85
Hotels & Lodging80
Recreation Businesses96
Professional Services Firms1,184
Veterinary Practices115
Real Estate Firms518
Museums11
Debt Burden
Avg Mortgage Balance$73K
Avg Student Loan Balance$14K
Avg Credit Card Balance$4K
Loan Delinquency Rate45.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.23%

Politics

D+21

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.92%0.78% state avg
Politics
D+21R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -3K

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.75x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Fayette County

Median home value: $335K

View on Zillow →View on Realtor.com →

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Explore Other Kentucky Counties

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable