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Cumberland
Kentucky

Population

$41K

Median Income

$156K

Median Home

R+68

Politics

Economy

Median Household Income$41K

This county

national avg ~$75K

Poverty Rate23.9%

This county

national avg ~11.5%

Unemployment Rate3.2%

This county

national avg ~3.8%

GDP per Capita$39,211

Federal Spending per Capita$1,350

Median Individual Earnings$33K

This county

national avg $45K

Professional/Management Workers24.9%

Average Adjusted Gross Income$48K

Avg Credit Score649

Work From Home %3.5%

This county

national avg 17.0%

Population Under 1821.5%

This county

national avg 22.0%

Single-Person Households40.0%

This county

national avg 28.0%

Banks & Finance Firms5

Income (20th Percentile)$12K

Income (80th Percentile)$79K

Income (95th Percentile)$140K

Bachelor's Degree or Higher13.8%

This county

national avg 35.0%

Less Than High School19.6%

This county

national avg 11.0%

Knowledge Economy GDP %1.4%

Dependency Ratio1.15

Medicare Spending / Person$5,378

SS Benefits / Person$4,994

Education Wage Premium1.67x

Median Earnings (Bachelor's)$35K

Median Earnings (Graduate)$59K

Median Earnings (HS Diploma)$35K

Public Assistance Recipients1.0%

Average Annual Wage$48K

Professional Services Concentration0.08x national

This county

1.0 = national average share

Housing

Median Home Value$147K

This county

$215K state avg

$303K national

Market Rent (ZORI)$516/mo

This county

$1050/mo state avg

$1400/mo national

Property Tax Rate0.64%

This county

0.78% state avg

1.10% national

Annual tax on median home: $810

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo

Home Price Change (1 yr)-3.1%

Home Value to Income Ratio2.2x income

Severely Cost-Burdened Households10.6%

Homeownership Rate75.8%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

16.1%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market

7 days

Months of Supply (Redfin)— High inventory — buyers market

29.0 mo

Sold Above List (Redfin)

0.0%

Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list

100.0%

Source: Redfin · Updated monthly

Health

Life Expectancy73.6 yrs

This county

national avg ~78.5 years

Food Insecurity14.8%

This county

national avg ~11%

Food Environment Index7.6 / 10

This county

higher = better access

Primary Care Shortage Score21

This county

national avg 5

Mental Health Shortage Score25

Dental Care Shortage Score25

Healthcare Shortage Score23.7

Healthcare Offices5

Active Physicians8

Nursing Home Rating1.0 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients959 / 1,000

Medicare Cost per Beneficiary$15,918

Uninsured (under 65)9.1%

This county

national avg ~10%

Education

Math Test Scores3.12 grade level

Reading Test Scores2.99 grade level

HS Diploma Holders1,481

Bachelor's Degree Holders162

HS Completion Rate80.4%

This county

national avg ~85%

Safety

Violent Crime Rate5.4 / 1,000

This county

national avg ~4.0

Traffic Fatalities2

Social Vulnerability (CDC SVI)75th pct

Drug Overdose Deaths (2024)30.9 / 100K

Climate & Air Quality

Natural Amenity Scale0.7

January Sunshine-0.71

January Temperature0.37

Average Temp59°F

Avg High Temp70°F

Avg Low Temp48°F

Annual Precipitation58.6 in/yr

Avg Storm Events3.6 storms/yr

Avg Annual Storm Damage$6K

Drought Index (2022)0.11

Heating Degree Days3,834 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,554 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)4,284 HDD/yr

Cooling Degree Days (1901–2000 Baseline)1,266 CDD/yr

Avg Tornadoes / Year0.0

Avg Flood Events / Year1.6

Avg Hail Events / Year0.2

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)8 / 100

Community Resilience (FEMA)15 / 100

Federal Disaster Declarations23 since 1953

Fine Particulate Pollution (PM2.5)7.3 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)3 properties

FAA-Registered Airports1 total

Airports (excl. heliports)0 airports

Internet & Remote Work

Download Speed136 Mbps

This county

national avg ~120 Mbps

Upload Speed69 Mbps

Fixed Internet (Q1 2026)168 Mbps

Mobile Internet (Q1 2026)251 Mbps

Mobile Upload (Q1 2026)28 Mbps

Mobile Latency (Q1 2026)33 ms

Households with 100Mbps+62.4%

This county

national avg 75.0%

Cellular-Only Internet13.8%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)111 Mbps

Commute & Transit

Remote Workers77 workers

Public Transit Commuters10 workers

Walk to Work50 workers

Extreme Commutes (90+ min)35 workers

Walk to Work2.3%

Families & Childcare

Childcare Cost Burden29.8%

This county

national median ~27% of household income

Childcare Centers11.1 per 10K residents

Civic & Community

Voter Turnout64.1%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)6.601

Nonprofit Organizations22

Veterans Share7.9%

This county

national avg 7.0%

Married Adults48.4%

Never-Married Adults24.8%

Divorced Adults16.2%

Asian Population0.8%

Native American Population0.3%

Membership Associations5.1 per 10K residents

Lifestyle & Services

Hotels & Lodging6

Professional Services Firms6

Real Estate Firms4

Debt Burden

Avg Mortgage Balance$43K

Avg Student Loan Balance$12K

Avg Credit Card Balance$3K

Loan Delinquency Rate55.2%

This county

national avg 4.0%

Innovation

Inventor Rate0.02%

Politics

R+68

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax

4%Same (state law)

Property tax

0.64%0.78% state avg

Politics

R+68R+26

COL Index

County data85 (state)

Population & Migration

Net Domestic Migration 2023

↑ +69

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.90x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Cumberland County

Median home value: $156K

View on Zillow →View on Realtor.com →

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Local News — Cumberland

LEX 18 News · قبل 4 أيام

Coroner: 66-year-old Nicholasville man found deceased in Lake Cumberland early Sunday morning

CLINTON COUNTY, Ky. (LEX NEWS) — A 66-year-old Nicholasville man was discovered deceased near the Sa…

The Interior Journal · قبل 23 ساعة

Family Fun at Cumberland Falls: Art in the Park Event

CORBIN – Kentucky State Parks invite the public to experience Art in the Park, which will be taking …

WKYT · قبل 4 أيام

Nicholasville man found dead at Lake Cumberland after apparent drowning, coroner says

LEXINGTON, Ky. (WKYT) - A Nicholasville man was found dead after falling into Lake Cumberland, accor…

Bianchi Funeral Homes · 11‏/05‏/2026

Obituary for Sharon Raleigh Kennedy at Tri City Funeral Home

Obituary. Sharon Raleigh Kennedy, of Cumberland, Kentucky, passed unexpectedly from this earthly lif…

Hindustan Times · 28‏/06‏/2026

Kentucky flash flood: Metcalfe, Cumberland, and Clinton still under warning; videos show scary water level surge | Hindustan Times

Flash flooding hit south-central Kentucky after up to 10.7 inches of rain in some areas. It inundate…

Laker Country 104.9 WJRS · قبل 3 أسابيع

Lake Cumberland Tourism Director Reelected to Regional Board Post

Lake Cumberland Tourism Executive Director Danielle Wilson has been reelected to the board of Southe…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

CumberlandKentucky

Cumberland
Kentucky