← Map/← Kentucky/Counties/Clay

Clay
Kentucky

20K

Population

$38K

Median Income

$120K

Median Home

R+77

Politics

Economy

Median Household Income$38K

This county

national avg ~$75K

Poverty Rate35.1%

This county

national avg ~11.5%

Unemployment Rate5.6%

This county

national avg ~3.8%

GDP per Capita$22,422

Federal Spending per Capita$203

Median Individual Earnings$30K

This county

national avg $45K

Professional/Management Workers30.1%

Average Adjusted Gross Income$43K

Avg Credit Score641

Work From Home %7.1%

This county

national avg 17.0%

Population Under 1820.7%

This county

national avg 22.0%

Single-Person Households25.3%

This county

national avg 28.0%

Banks & Finance Firms8

Income (20th Percentile)$13K

Income (80th Percentile)$80K

Income (95th Percentile)$137K

Bachelor's Degree or Higher13.0%

This county

national avg 35.0%

Less Than High School27.9%

This county

national avg 11.0%

Knowledge Economy GDP %6.1%

Dependency Ratio0.81

Medicare Spending / Person$3,955

SS Benefits / Person$3,881

Education Wage Premium2.12x

Median Earnings (Bachelor's)$36K

Median Earnings (Graduate)$63K

Median Earnings (HS Diploma)$30K

Public Assistance Recipients2.1%

Average Annual Wage$45K

Professional Services Concentration0.30x national

This county

1.0 = national average share

Housing

Median Home Value$118K

This county

$215K state avg

$303K national

Market Rent (ZORI)$642/mo

This county

$1050/mo state avg

$1400/mo national

Property Tax Rate0.77%

This county

0.78% state avg

1.10% national

Annual tax on median home: $566

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo

Home Price Change (1 yr)-4.1%

Home Value to Income Ratio1.7x income

Severely Cost-Burdened Households11.5%

Homeownership Rate74.7%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

22.9%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage

279 days

Months of Supply (Redfin)— Balanced market

4.3 mo

Sold Above List (Redfin)

16.7%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

90.8%

Source: Redfin · Updated monthly

Health

Life Expectancy69.1 yrs

This county

national avg ~78.5 years

Hospital Rating3.0 / 5

This county

national avg 3.0 stars

Food Insecurity21.6%

This county

national avg ~11%

Food Environment Index4.8 / 10

This county

higher = better access

Primary Care Shortage Score21

This county

national avg 5

Mental Health Shortage Score19

Dental Care Shortage Score21

Healthcare Shortage Score20.3

Healthcare Offices26

Active Physicians12

Nursing Home Rating3.0 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients760 / 1,000

Medicare Cost per Beneficiary$11,760

Uninsured (under 65)10.5%

This county

national avg ~10%

Education

Math Test Scores3.03 grade level

Reading Test Scores3.37 grade level

HS Diploma Holders4,241

Bachelor's Degree Holders809

HS Completion Rate72.1%

This county

national avg ~85%

Private Schools3

Safety

Violent Crime Rate5.9 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate21.0 / 100K

This county

national avg ~13.6/100K

Homicide Rate13.4 / 100K

This county

national avg ~7.5/100K

Drug Overdose Rate51.9 / 100K

This county

national avg ~21/100K

Traffic Fatalities7

Social Vulnerability (CDC SVI)82th pct

Drug Overdose Deaths (2024)86.5 / 100K

Suicide Rate14.6 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.5

January Sunshine-0.80

January Temperature0.26

Average Temp57°F

Avg High Temp69°F

Avg Low Temp45°F

Annual Precipitation58.7 in/yr

Avg Storm Events10.6 storms/yr

Avg Annual Storm Damage$53K

Drought Index (2022)0.76

Heating Degree Days4,185 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,266 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)4,554 HDD/yr

Cooling Degree Days (1901–2000 Baseline)1,052 CDD/yr

Avg Tornadoes / Year0.0

Avg Flood Events / Year4.4

Avg Hail Events / Year0.6

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.6

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)35 / 100

Community Resilience (FEMA)2 / 100

Federal Disaster Declarations48 since 1953

Fine Particulate Pollution (PM2.5)7.3 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)5 properties

FAA-Registered Airports2 total

Airports (excl. heliports)0 airports

Internet & Remote Work

Download Speed260 Mbps

This county

national avg ~120 Mbps

Upload Speed182 Mbps

Fixed Internet (Q1 2026)358 Mbps

Mobile Internet (Q1 2026)375 Mbps

Mobile Upload (Q1 2026)44 Mbps

Mobile Latency (Q1 2026)41 ms

Households with 100Mbps+96.2%

This county

national avg 75.0%

Cellular-Only Internet7.4%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)275 Mbps

EV Infrastructure

EV Charging Stations1 stations

DC Fast Chargers0 chargers

Level 2 EV Chargers0

Commute & Transit

Remote Workers433 workers

Public Transit Commuters14 workers

Walk to Work66 workers

Extreme Commutes (90+ min)306 workers

Bike Commuters0.1%

Walk to Work1.1%

Families & Childcare

Childcare Cost Burden34.1%

This county

national median ~27% of household income

Childcare Centers3.3 per 10K residents

Civic & Community

Voter Turnout48.2%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)5.999

Nonprofit Organizations59

Veterans Share4.3%

This county

national avg 7.0%

Married Adults49.0%

Never-Married Adults29.3%

Divorced Adults12.3%

Religious Organizations9

Asian Population0.1%

Native American Population0.0%

Membership Associations5.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.26 per 1K residents

Colleges & Universities1

Nursing & Care Facilities3

Grocery Stores5

Professional Services Firms15

Real Estate Firms5

Debt Burden

Avg Mortgage Balance$30K

Avg Student Loan Balance$11K

Avg Credit Card Balance$3K

Loan Delinquency Rate54.6%

This county

national avg 4.0%

Innovation

Inventor Rate0.05%

Politics

R+77

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax

4%Same (state law)

Property tax

0.77%0.78% state avg

Politics

R+77R+26

COL Index

County data85 (state)

Population & Migration

Net Domestic Migration 2023

↓ -121

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.76x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clay County

Median home value: $120K

View on Zillow →View on Realtor.com →

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Local News — Clay

Bluegrass Institute · 19‏/06‏/2026

Cassius Marcellus Clay: Kentucky’s Original Free Speech Champion

Alongside Robert J. Breckenridge, Clay was slavery's most vocal opponent in the Kentucky House of Re…

MaxPreps · قبل 6 أيام

Henry Clay High School (Lexington, KY) Football

Game Results ... On Friday, Aug 21, 2026, the Henry Clay Varsity Boys Football team lost their Lafay…

Lexington Herald Leader · قبل أسبوعين (2)

These Lexington high schools are among the best in KY, US News & World Report says

In the 2026-27 Best High School rankings by U.S. News & World Report, Fayette County Public Schools'…

LEX 18 News · قبل أسبوع واحد

Henry Clay football coach charged with alleged distribution of obscene matter to minors

LEXINGTON, Ky (LEX News) — Phillip Hawkins, the head football coach at Henry Clay High School, has b…

Legacy | Obituary · قبل أسبوعين (2)

Travis Clay French Obituary (2026) - Berea, KY - Lakes Funeral Home

Travis French Obituary. Obituary published on Legacy.com by Lakes Funeral Home on Aug. 19, 2026. Tra…

FOX 56 News · 01‏/06‏/2026

Multiple Kentucky departments battle house fire in Clay City

On May 30, crews with the Clay City Fire Department, as well as others in Powell County, had been ca…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

ClayKentucky

Clay
Kentucky