← Map/← Kentucky/Counties/Clark

Clark
Kentucky

37K

Population

$62K

Median Income

$253K

Median Home

R+32

Politics

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What stands out

If you had to describe Clark County in numbers, start here: rainfall is in the top 2% of American counties (61 inches a year), the overdose death rate is in the top 5% of American counties (43 per 100,000), and home internet speed is in the top 8% of American counties (288 Mbps). Within Kentucky it ranks 31st of 120 counties for rainfall.

Where you are

You live in Clark County, Kentucky. 36,897 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +389).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $61,878 a year, higher than 54% of American counties. Employers pay an average wage of $55,905. Unemployment runs 3.6%, higher than 56% of American counties. 8% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $2,166 a year.

Home

The median home costs $257K, pricier than 58% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $876 a month. Property tax is 0.77% of home value, roughly $1,411 a year on that median home, lower than 58% of American counties. 72% of households own rather than rent.

Safety and health

Violent crime here is 4.5 per 1,000 residents, higher than 82% of American counties. Drug overdoses killed 43 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 73.2 years, shorter than 78% of American counties. There are 57 active physicians in the county, about 15.4 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 6.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.18 where 3.0 is national grade level, higher than 73% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 32 points. 65% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 56°F, highs near 67 and lows near 46, warmer than 53% of American counties. About 61 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 48 out of 100, safer than 52% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 288 Mbps down, faster than 92% of American counties. There are 5 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$62K
This county
national avg ~$75K
Poverty Rate15.4%
This county
national avg ~11.5%
Unemployment Rate3.6%
This county
national avg ~3.8%
GDP per Capita$51,486
Federal Spending per Capita$312
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers35.5%
Average Adjusted Gross Income$64K
Avg Credit Score654
Work From Home %7.7%
This county
national avg 17.0%
Population Under 1822.3%
This county
national avg 22.0%
Single-Person Households29.4%
This county
national avg 28.0%
Banks & Finance Firms27
Income (20th Percentile)$26K
Income (80th Percentile)$116K
Income (95th Percentile)$197K
Bachelor's Degree or Higher20.0%
This county
national avg 34.3%
Less Than High School11.0%
This county
national avg 11.0%
Knowledge Economy GDP %15.5%
Dependency Ratio0.68
Medicare Spending / Person$2,900
SS Benefits / Person$4,246
Education Wage Premium1.64x
Median Earnings (Bachelor's)$61K
Median Earnings (Graduate)$60K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients2.0%
Average Annual Wage$56K
Professional Services Concentration1.08x national
This county
1.0 = national average share
Federal Government Jobs Located Here101
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government3.0%
Federal Civilian Share of Earnings1.3%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$253K
This county
$215K state avg
$303K national
Median Sale Price$251K
This county
$303K national
Market Rent (ZORI)$1199/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.77%
This county
0.78% state avg
1.10% national

Annual tax on median home: $1,411

Affordability & Supply

HUD Fair Market Rent (2BR)$1,272/mo
Home Price Change (1 yr)+6.5%++0.9% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households10.3%
Homeownership Rate71.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.6%
Listings with Price Cuts— High — sellers are negotiating
25.8%
Sold Above List Price
14.5%
Median Days to Close
35 days
Active Listings
149
New Listings / Month
41

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
43 days
Months of Supply (Redfin)— Low inventory — sellers market
2.7 mo
Sold Above List (Redfin)
9.5%

Sale-to-List Cross-Reference

Zillow 97.6%  ·  Redfin 98.0%

Source: Redfin · Updated monthly

Health

Life Expectancy73.2 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.9%
This county
national avg ~11%
Food Environment Index7.8 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score17
Healthcare Shortage Score17.0
Healthcare Offices73
Active Physicians57
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients740 / 1,000
Medicare Cost per Beneficiary$11,440
Uninsured (under 65)6.4%
This county
national avg ~10%

Education

Math Test Scores3.17 grade level
Reading Test Scores3.19 grade level
HS Diploma Holders7,852
Bachelor's Degree Holders3,290
HS Completion Rate89.0%
This county
national avg ~85%
Private Schools5

Safety

Violent Crime Rate4.5 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate15.9 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate66.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)51th pct
Drug Overdose Deaths (2024)42.9 / 100K
Suicide Rate17.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.5
January Sunshine-0.62
January Temperature0.17
Average Temp56°F+2.0% since 2022
Avg High Temp67°F+0.8% since 2022
Avg Low Temp46°F+3.9% since 2022
Median AQIAQI 45
Good Air Days231 days/yr
Unhealthy Air Days3 days/yr
Annual Precipitation61.3 in/yr+27% since 2022
Avg Storm Events5.0 storms/yr
Avg Annual Storm Damage$1K
Drought Index (2022)0.11
Heating Degree Days4,480 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,348 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,880 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,064 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.8
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)48 / 100
Community Resilience (FEMA)78 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)8.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)66 properties
FAA-Registered Airports5 total
Airports (excl. heliports)5 airports

Internet & Remote Work

Download Speed288 Mbps
This county
national avg ~120 Mbps
Upload Speed139 Mbps
Fixed Internet (Q1 2026)385 Mbps
Mobile Internet (Q1 2026)372 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)30 ms
Households with 100Mbps+90.2%
This county
national avg 75.0%
Cellular-Only Internet17.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)275 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers7

Commute & Transit

Remote Workers1,277 workers
Public Transit Commuters8 workers
Walk to Work (workers)199 workers
Extreme Commutes (90+ min)324 workers
Bike Commuters0.1%
Walk to Work1.2%

Families & Childcare

Childcare Cost Burden28.3%
This county
national median ~27% of household income
Childcare Centers8.2 per 10K residents
Childcare Facilities8

Civic & Community

Voter Turnout65.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.513
Nonprofit Organizations136
Veterans Share7.6%
This county
national avg 7.0%
Married Adults51.6%
Never-Married Adults26.3%
Divorced Adults15.3%
Religious Organizations30
Asian Population0.6%
Native American Population0.1%
Membership Associations8.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.58 per 1K residents
Nursing & Care Facilities29
Grocery Stores7
Arts & Entertainment Venues3
Hotels & Lodging7
Recreation Businesses4
Professional Services Firms48
Veterinary Practices6
Real Estate Firms27
Debt Burden
Avg Mortgage Balance$55K
Avg Student Loan Balance$11K
Avg Credit Card Balance$3K
Loan Delinquency Rate51.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.23%

Politics

R+32

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.77%0.78% state avg
Politics
R+32R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +389

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.87x avg income)

Economic Mobility

35%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clark County

Median home value: $257K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable