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Christian
Kentucky

73K

Population

$49K

Median Income

$204K

Median Home

R+28

Politics

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What stands out

If you had to describe Christian County in numbers, start here: homeownership is in the bottom 2% of American counties (50%), violent crime is in the top 6% of American counties (4.9 per 1,000), and the share working from home is in the bottom 13% of American counties (4%). Within Kentucky it ranks 1st of 120 counties for homeownership, counting from the bottom.

Where you are

You live in Christian County, Kentucky. 72,766 people live here with you. The population shrank 0.3% last year, and more Americans moved out than in (net -863).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $48,920 a year, lower than 81% of American counties. Employers pay an average wage of $55,483. Unemployment runs 4.8%, higher than 86% of American counties. 4% of workers work from home; for the rest the average commute is 18 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $1,712 a year.

Home

The median home costs $205K, cheaper than 61% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $908 a month. Property tax is 0.72% of home value, roughly $1,021 a year on that median home, lower than 63% of American counties. 50% of households own rather than rent.

Safety and health

Violent crime here is 4.9 per 1,000 residents, higher than 94% of American counties. Drug overdoses killed 22 people per 100,000 in 2024.

A child born here can expect to live 72.6 years, shorter than 83% of American counties. There are 102 active physicians in the county, about 14.0 per 10,000 people. Medicare rates the local hospitals 1.0 of 5 stars. 10.6% of people under 65 have no health insurance.

School

Local students test at grade level 2.73 where 3.0 is national grade level, lower than 72% of American counties. 86% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 28 points. 47% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 60°F, highs near 70 and lows near 50, warmer than 66% of American counties. About 51 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 84 out of 100, riskier than 84% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 274 Mbps down, faster than 85% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$49K
This county
national avg ~$75K
Poverty Rate18.3%
This county
national avg ~11.5%
Unemployment Rate4.8%
This county
national avg ~3.8%
GDP per Capita$106,956
Federal Spending per Capita$4,770
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers27.3%
Average Adjusted Gross Income$54K
Avg Credit Score649
Work From Home %3.7%
This county
national avg 17.0%
Population Under 1827.5%
This county
national avg 22.0%
Single-Person Households29.7%
This county
national avg 28.0%
Banks & Finance Firms46
Income (20th Percentile)$22K
Income (80th Percentile)$91K
Income (95th Percentile)$161K
Bachelor's Degree or Higher19.1%
This county
national avg 34.3%
Less Than High School13.7%
This county
national avg 11.0%
Knowledge Economy GDP %5.9%
Dependency Ratio0.67
Medicare Spending / Person$2,397
SS Benefits / Person$2,908
Education Wage Premium1.66x
Median Earnings (Bachelor's)$54K
Median Earnings (Graduate)$57K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients2.7%
Average Annual Wage$55K
Professional Services Concentration0.73x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,962
Federal Share of Jobs Located Here9.5%
Residents Who Work for the Federal Government4.0%
Federal Civilian Share of Earnings6.0%
Federal Contract Dollars Performed Here (FY2025)$328M
Contract Dollars Relative to Local Wages0.19x wages
Largest Award's Share of Contract Dollars8%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$204K
This county
$215K state avg
$303K national
Median Sale Price$217K
This county
$303K national
Market Rent (ZORI)$1118/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.72%
This county
0.78% state avg
1.10% national

Annual tax on median home: $1,021

Affordability & Supply

HUD Fair Market Rent (2BR)$1,346/mo
Home Price Change (1 yr)+6.4%−+3.3% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households14.1%
Homeownership Rate49.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.8%
Listings with Price Cuts— Low — market moving fast
21.5%
Sold Above List Price
13.5%
Median Days to Close
29 days
Active Listings
310
New Listings / Month
91

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
83 days
Months of Supply (Redfin)— Balanced market
4.0 mo
Sold Above List (Redfin)
14.9%

Sale-to-List Cross-Reference

Zillow 96.8%  ·  Redfin 97.6%

Source: Redfin · Updated monthly

Health

Life Expectancy72.6 yrs
This county
national avg ~78.5 years
Hospital Rating1.0 / 5
This county
national avg 3.0 stars
Food Insecurity13.4%
This county
national avg ~11%
Food Environment Index6.5 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score17
Healthcare Shortage Score17.3
Healthcare Offices102
Active Physicians102
Nursing Home Rating2.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients574 / 1,000
Medicare Cost per Beneficiary$11,953
Uninsured (under 65)10.6%
This county
national avg ~10%

Education

Math Test Scores2.80 grade level
Reading Test Scores2.67 grade level
HS Diploma Holders10,668
Bachelor's Degree Holders5,406
HS Completion Rate86.3%
This county
national avg ~85%
Private Schools13

Safety

Violent Crime Rate4.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate24.4 / 100K
This county
national avg ~13.6/100K
Homicide Rate11.0 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate27.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities10
Social Vulnerability (CDC SVI)95th pct
Drug Overdose Deaths (2024)22.2 / 100K
Suicide Rate20.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.6
January Sunshine-0.62
January Temperature0.19
Average Temp60°F+2.1% since 2022
Avg High Temp70°F-0.1% since 2022
Avg Low Temp50°F+5.1% since 2022
Median AQIAQI 47
Good Air Days213 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation50.6 in/yr+10% since 2022
Avg Storm Events18.2 storms/yr
Avg Annual Storm Damage$784K
Ozone Days93 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.47
Heating Degree Days3,668 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,733 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,216 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,443 CDD/yr
Avg Tornadoes / Year2.6
Avg Flood Events / Year5.2
Avg Hail Events / Year2.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)84 / 100
Community Resilience (FEMA)52 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)8.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)51 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed274 Mbps
This county
national avg ~120 Mbps
Upload Speed115 Mbps
Fixed Internet (Q1 2026)373 Mbps
Mobile Internet (Q1 2026)226 Mbps
Mobile Upload (Q1 2026)24 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+86.7%
This county
national avg 75.0%
Cellular-Only Internet24.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)184 Mbps

EV Infrastructure

EV Charging Stations13 stations
DC Fast Chargers1 chargers
Level 2 EV Chargers47

Commute & Transit

Remote Workers1,105 workers
Public Transit Commuters57 workers
Walk to Work (workers)2,631 workers
Extreme Commutes (90+ min)599 workers
Avg Commute Time18.2 min
This county
national avg ~27 min
Bike Commuters0.8%
Walk to Work8.7%

Families & Childcare

Childcare Cost Burden28.1%
This county
national median ~27% of household income
Childcare Centers4.7 per 10K residents
Childcare Facilities13

Civic & Community

Voter Turnout46.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.151
Nonprofit Organizations229
Veterans Share13.2%
This county
national avg 7.0%
Married Adults46.7%
Never-Married Adults34.8%
Divorced Adults13.4%
Religious Organizations73
Asian Population1.2%
Native American Population0.3%
Membership Associations12.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.56 per 1K residents
Colleges & Universities2
Nursing & Care Facilities10
Grocery Stores12
Hotels & Lodging17
Recreation Businesses7
Professional Services Firms74
Veterinary Practices7
Real Estate Firms46
Debt Burden
Avg Mortgage Balance$53K
Avg Student Loan Balance$12K
Avg Credit Card Balance$4K
Loan Delinquency Rate54.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.09%

Politics

R+28

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.72%0.78% state avg
Politics
R+28R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -863

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.71x avg income)

Economic Mobility

37%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Christian County

Median home value: $205K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable