← Map/← Kentucky/Counties/Carter

Carter
Kentucky

27K

Population

$47K

Median Income

$159K

Median Home

R+53

Politics

Economy

Median Household Income$47K

This county

national avg ~$75K

Poverty Rate19.5%

This county

national avg ~11.5%

Unemployment Rate7.0%

This county

national avg ~3.8%

GDP per Capita$24,703

Federal Spending per Capita$1,019

Median Individual Earnings$33K

This county

national avg $45K

Professional/Management Workers29.9%

Average Adjusted Gross Income$53K

Avg Credit Score645

Work From Home %3.1%

This county

national avg 17.0%

Population Under 1822.1%

This county

national avg 22.0%

Single-Person Households28.5%

This county

national avg 28.0%

Banks & Finance Firms14

Income (20th Percentile)$17K

Income (80th Percentile)$101K

Income (95th Percentile)$167K

Bachelor's Degree or Higher15.6%

This county

national avg 35.0%

Less Than High School18.8%

This county

national avg 11.0%

Knowledge Economy GDP %8.6%

Dependency Ratio1.13

Medicare Spending / Person$3,831

SS Benefits / Person$4,492

Education Wage Premium1.63x

Median Earnings (Bachelor's)$49K

Median Earnings (Graduate)$41K

Median Earnings (HS Diploma)$25K

Public Assistance Recipients1.9%

Average Annual Wage$42K

Professional Services Concentration0.68x national

This county

1.0 = national average share

Housing

Median Home Value$161K

This county

$215K state avg

$303K national

Market Rent (ZORI)$708/mo

This county

$1050/mo state avg

$1400/mo national

Property Tax Rate0.50%

This county

0.78% state avg

1.10% national

Annual tax on median home: $606

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo

Home Price Change (1 yr)+0.3%

Home Value to Income Ratio2.0x income

Severely Cost-Burdened Households10.2%

Homeownership Rate79.5%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

22.6%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace

40 days

Months of Supply (Redfin)— Balanced market

6.0 mo

Sold Above List (Redfin)

12.5%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

94.3%

Source: Redfin · Updated monthly

Health

Life Expectancy71.8 yrs

This county

national avg ~78.5 years

Food Insecurity19.3%

This county

national avg ~11%

Food Environment Index6.3 / 10

This county

higher = better access

Primary Care Shortage Score18

This county

national avg 5

Mental Health Shortage Score17

Dental Care Shortage Score17

Healthcare Shortage Score17.3

Healthcare Offices22

Active Physicians10

Nursing Home Rating1.0 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients611 / 1,000

Medicare Cost per Beneficiary$11,800

Uninsured (under 65)8.6%

This county

national avg ~10%

Education

Math Test Scores3.17 grade level

Reading Test Scores3.28 grade level

HS Diploma Holders5,770

Bachelor's Degree Holders1,718

HS Completion Rate81.2%

This county

national avg ~85%

Safety

Violent Crime Rate5.3 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate14.2 / 100K

This county

national avg ~13.6/100K

Drug Overdose Rate65.2 / 100K

This county

national avg ~21/100K

Traffic Fatalities3

Social Vulnerability (CDC SVI)56th pct

Drug Overdose Deaths (2024)41.7 / 100K

Suicide Rate14.9 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.1

January Sunshine-0.80

January Temperature0.14

Average Temp56°F

Avg High Temp67°F

Avg Low Temp44°F

Median AQIAQI 40

Good Air Days284 days/yr

Unhealthy Air Days2 days/yr

Annual Precipitation49.2 in/yr

Avg Storm Events4.4 storms/yr

Avg Annual Storm Damage$38K

Ozone Days131 days/yr

This county

national avg 50 days/yr

Drought Index (2022)0.14

Heating Degree Days4,629 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,200 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)5,047 HDD/yr

Cooling Degree Days (1901–2000 Baseline)922 CDD/yr

Avg Tornadoes / Year0.0

Avg Flood Events / Year3.0

Avg Hail Events / Year0.0

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)50 / 100

Community Resilience (FEMA)7 / 100

Federal Disaster Declarations37 since 1953

Fine Particulate Pollution (PM2.5)5.6 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)4 properties

FAA-Registered Airports1 total

Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed190 Mbps

This county

national avg ~120 Mbps

Upload Speed86 Mbps

Fixed Internet (Q1 2026)278 Mbps

Mobile Internet (Q1 2026)280 Mbps

Mobile Upload (Q1 2026)35 Mbps

Mobile Latency (Q1 2026)49 ms

Households with 100Mbps+92.0%

This county

national avg 75.0%

Cellular-Only Internet12.0%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)157 Mbps

EV Infrastructure

EV Charging Stations3 stations

DC Fast Chargers4 chargers

Level 2 EV Chargers2

Commute & Transit

Remote Workers270 workers

Public Transit Commuters0 workers

Walk to Work382 workers

Extreme Commutes (90+ min)363 workers

Avg Commute Time26.8 min

This county

national avg ~27 min

Walk to Work4.3%

Families & Childcare

Childcare Cost Burden26.5%

This county

national median ~27% of household income

Childcare Centers5.8 per 10K residents

Childcare Facilities3

Civic & Community

Voter Turnout56.2%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)5.960

Nonprofit Organizations85

Veterans Share6.5%

This county

national avg 7.0%

Married Adults54.3%

Never-Married Adults24.6%

Divorced Adults11.8%

Religious Organizations14

Asian Population0.1%

Native American Population0.1%

Membership Associations6.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.49 per 1K residents

Colleges & Universities1

Nursing & Care Facilities3

Grocery Stores9

Hotels & Lodging4

Recreation Businesses6

Professional Services Firms26

Veterinary Practices3

Real Estate Firms11

Debt Burden

Avg Mortgage Balance$37K

Avg Student Loan Balance$10K

Avg Credit Card Balance$3K

Loan Delinquency Rate58.7%

This county

national avg 4.0%

Innovation

Inventor Rate0.08%

Politics

R+53

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax

4%Same (state law)

Property tax

0.50%0.78% state avg

Politics

R+53R+26

COL Index

County data85 (state)

Population & Migration

Net Domestic Migration 2023

↑ +194

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.76x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Carter County

Median home value: $159K

View on Zillow →View on Realtor.com →

Opens in a new tab

Local News — Carter

Kentucky Lantern · 6 hours ago

Let’s figure out affordability. Then we can talk about data centers.

One of my most vivid memories of moving to Silicon Valley in 2007 is walking my dogs through town on…

Newcomer Cincinnati · 2 days ago

David Earl Carter Obituary Aug 31, 2026

David Earl Carter, of Dry Ridge, Kentucky, passed away in Edgewood, Kentucky on August 31, 2026, at …

Goad Funeral Home · Jul 5, 2026

Obituary for Sherri (Frost) Carter

Obituary for Sherri (Frost) Carter | Sherri Frost Carter, 66, of Bowling Green, Kentucky, peacefully…

Tribute Archive · 5 days ago

Violet Skye Carter Obituary | The Lakes Funeral Home | Berea, KY

August 25, 2026 - August 25, 2026, Violet Skye Carter passed away on August 25, 2026 in Berea, Kentu…

Milner & Orr Funeral Home · Apr 22, 2026

Obituary information for John Carter

John Carter, 73, of Arlington, Kentucky, passed away, on April 22, 2026, leaving behind a life defin…

Kentucky Teacher · 1 month ago

New Carter County Superintendent Jennifer Fraley says continued collaboration is key to district’s success

Jennifer Fraley has been superintendent of Carter County since 2025, and the district's school board…

Explore Other Kentucky Counties

Adair County, Kentucky Allen County, Kentucky Ballard County, Kentucky Barren County, Kentucky Bath County, Kentucky Bell County, Kentucky Boone County, Kentucky Bourbon County, Kentucky Boyd County, Kentucky Boyle County, Kentucky Bracken County, Kentucky Breathitt County, Kentucky All Kentucky counties →

Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

CarterKentucky

Carter
Kentucky