← Map/← Kentucky/Counties/Campbell

Campbell
Kentucky

93K

Population

$72K

Median Income

$295K

Median Home

R+19

Politics

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What stands out

What stands out about Campbell County: the uninsured rate is in the bottom 6% of American counties (5.5%), rainfall is in the top 9% of American counties (54 inches a year), and the share working from home is in the top 11% of American counties (13%). Within Kentucky it ranks 4th of 120 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Campbell County, Kentucky. 93,122 people live here with you. The population grew 0.5% last year, and more Americans moved in than out (net +271).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $71,979 a year, higher than 78% of American counties. Employers pay an average wage of $57,401. Unemployment runs 3.3%, lower than 53% of American counties. 13% of workers work from home; for the rest the average commute is 21 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $2,519 a year.

Home

The median home costs $298K, pricier than 69% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $1,053 a month. Property tax is 1.14% of home value, roughly $2,439 a year on that median home, higher than 69% of American counties. 72% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 51% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 77.1 years, longer than 66% of American counties. There are 207 active physicians in the county, about 22.2 per 10,000 people. Medicare rates the local hospitals 5.0 of 5 stars. 5.5% of people under 65 have no health insurance.

School

Local students test at grade level 3.20 where 3.0 is national grade level, higher than 76% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 19 points. 67% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 55°F, highs near 66 and lows near 45, colder than 52% of American counties. About 54 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 59 out of 100, riskier than 59% of American counties; the county has had 17 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 259 Mbps down, faster than 78% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 4 breweries.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$72K
This county
national avg ~$75K
Poverty Rate9.5%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$51,190
Federal Spending per Capita$326
Median Individual Earnings$48K
This county
national avg $45K
Professional/Management Workers47.3%
Average Adjusted Gross Income$86K
Avg Credit Score680
Work From Home %13.0%
This county
national avg 17.0%
Population Under 1820.7%
This county
national avg 22.0%
Single-Person Households32.7%
This county
national avg 28.0%
Banks & Finance Firms49
Income (20th Percentile)$28K
Income (80th Percentile)$147K
Income (95th Percentile)$250K
Bachelor's Degree or Higher39.3%
This county
national avg 34.3%
Less Than High School6.7%
This county
national avg 11.0%
Knowledge Economy GDP %13.2%
Dependency Ratio0.60
Medicare Spending / Person$2,804
SS Benefits / Person$3,792
Education Wage Premium2.00x
Median Earnings (Bachelor's)$65K
Median Earnings (Graduate)$74K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients1.5%
Average Annual Wage$57K
Professional Services Concentration0.76x national
This county
1.0 = national average share
Federal Government Jobs Located Here347
Federal Share of Jobs Located Here1.1%
Residents Who Work for the Federal Government1.9%
Federal Civilian Share of Earnings2.0%
Federal Contract Dollars Performed Here (FY2025)$15M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars81%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$295K
This county
$215K state avg
$303K national
Median Sale Price$257K
This county
$303K national
Market Rent (ZORI)$1527/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.14%
This county
0.78% state avg
1.10% national

Annual tax on median home: $2,439

Affordability & Supply

HUD Fair Market Rent (2BR)$1,353/mo
Home Price Change (1 yr)+4.2%−+4.4% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households13.1%
Homeownership Rate71.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.9%
Listings with Price Cuts— Low — market moving fast
24.4%
Sold Above List Price
15.1%
Median Days to Close
31 days
Active Listings
282
New Listings / Month
115

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
10 days
Months of Supply (Redfin)— Low inventory — sellers market
1.5 mo
Sold Above List (Redfin)
30.3%

Sale-to-List Cross-Reference

Zillow 97.9%  ·  Redfin 98.7%

Source: Redfin · Updated monthly

Health

Life Expectancy77.1 yrs
This county
national avg ~78.5 years
Hospital Rating5.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.8%
This county
national avg ~11%
Food Environment Index7.9 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score25
Healthcare Shortage Score22.0
Healthcare Offices127
Active Physicians207
Nursing Home Rating2.2 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients573 / 1,000
Medicare Cost per Beneficiary$12,794
Uninsured (under 65)5.5%
This county
national avg ~10%

Education

Math Test Scores3.20 grade level
Reading Test Scores3.19 grade level
HS Diploma Holders14,434
Bachelor's Degree Holders15,843
HS Completion Rate93.3%
This county
national avg ~85%
Private Schools24

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate7.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.8 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate46.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)21th pct
Drug Overdose Deaths (2024)11.7 / 100K
Suicide Rate11.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.4
January Sunshine-0.62
January Temperature-0.06
Average Temp55°F+0.9% since 2022
Avg High Temp66°F+0.5% since 2022
Avg Low Temp45°F+1.8% since 2022
Median AQIAQI 44
Good Air Days234 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation53.9 in/yr+17% since 2022
Avg Storm Events8.0 storms/yr
Avg Annual Storm Damage$37K
Ozone Days112 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.46
Heating Degree Days4,797 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,291 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,161 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,058 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year2.8
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)59 / 100
Community Resilience (FEMA)80 / 100
Federal Disaster Declarations17 since 1953
Fine Particulate Pollution (PM2.5)7.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)72 properties
FAA-Registered Airports4 total
Airports (excl. heliports)1 airports

Brewery Scene

Total Breweries4 breweries
Microbreweries3 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed259 Mbps
This county
national avg ~120 Mbps
Upload Speed125 Mbps
Fixed Internet (Q1 2026)378 Mbps
Mobile Internet (Q1 2026)360 Mbps
Mobile Upload (Q1 2026)41 Mbps
Mobile Latency (Q1 2026)27 ms
Households with 100Mbps+99.5%
This county
national avg 75.0%
Cellular-Only Internet9.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)287 Mbps

EV Infrastructure

EV Charging Stations12 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers71

Commute & Transit

Remote Workers6,117 workers
Public Transit Commuters501 workers
Walk to Work (workers)1,261 workers
Extreme Commutes (90+ min)815 workers
Avg Commute Time20.9 min
This county
national avg ~27 min
Bike Commuters0.1%
Walk to Work2.7%

Agriculture

Farms493 farms
Farmland999 acres

Families & Childcare

Childcare Cost Burden23.6%
This county
national median ~27% of household income
Childcare Centers9.3 per 10K residents
Childcare Facilities22

Civic & Community

Voter Turnout66.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.228
Nonprofit Organizations377
Veterans Share6.0%
This county
national avg 7.0%
Married Adults49.7%
Never-Married Adults32.4%
Divorced Adults11.9%
Religious Organizations44
Asian Population1.0%
Native American Population0.0%
Membership Associations7.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.86 per 1K residents
Colleges & Universities2
Nursing & Care Facilities7
Grocery Stores24
Arts & Entertainment Venues7
Hotels & Lodging7
Recreation Businesses26
Professional Services Firms156
Veterinary Practices15
Real Estate Firms81
Debt Burden
Avg Mortgage Balance$73K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate46.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.31%

Politics

R+19

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
1.14%0.78% state avg
Politics
R+19R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +271

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.73x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Campbell County

Median home value: $298K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable