Calloway
Kentucky

What stands out

What stands out about Calloway County: the school test score is in the top 3% of American counties (3.56 where 3.0 is grade level), rainfall is in the top 5% of American counties (57 inches a year), and the average commute is in the bottom 8% of American counties (16 minutes). Within Kentucky it ranks 4th of 119 counties for the school test score.

Where you are

You live in Calloway County, Kentucky. 37,345 people live here with you. The population grew 0.5% last year, and more Americans moved in than out (net +261).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $48,276 a year, lower than 82% of American counties. Employers pay an average wage of $46,250. Unemployment runs 4.0%, higher than 69% of American counties. 4% of workers work from home; for the rest the average commute is 16 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $1,690 a year.

Home

The median home costs $169K, cheaper than 76% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $928 a month. Property tax is 0.67% of home value, roughly $1,137 a year on that median home, lower than 69% of American counties. 64% of households own rather than rent.

Safety and health

Violent crime here is 4.5 per 1,000 residents, higher than 80% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 75.5 years, shorter than 53% of American counties. There are 60 active physicians in the county, about 16.1 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 9.1% of people under 65 have no health insurance.

School

Local students test at grade level 3.49 where 3.0 is national grade level, higher than 97% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 32 points. 56% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 59°F, highs near 70 and lows near 49, warmer than 65% of American counties. About 57 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 76 out of 100, riskier than 76% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 180 Mbps down, slower than 58% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.