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Boyle
Kentucky

31K

Population

$57K

Median Income

$242K

Median Home

R+25

Politics

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What stands out

Against every county in America, Boyle County is unusual in two ways: rainfall is among the wettest in America (69 inches a year) and the overdose death rate is in the top 12% of American counties (32 per 100,000). Within Kentucky it ranks 1st of 120 counties for rainfall.

Where you are

You live in Boyle County, Kentucky. 30,613 people live here with you. The population grew 0.4% last year, and more Americans moved in than out (net +188).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $56,568 a year, lower than 62% of American counties. Employers pay an average wage of $52,071. Unemployment runs 3.9%, higher than 67% of American counties. 8% of workers work from home; for the rest the average commute is 21 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $1,980 a year.

Home

The median home costs $244K, pricier than 54% of American counties, about 2.5 years of the median household's income. A two-bedroom rents for around $750 a month. Property tax is 0.90% of home value, roughly $1,620 a year on that median home, higher than 53% of American counties. 69% of households own rather than rent.

Safety and health

Violent crime here is 4.4 per 1,000 residents, higher than 80% of American counties. Drug overdoses killed 32 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 75.1 years, shorter than 58% of American counties. There are 80 active physicians in the county, about 26.1 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 7.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.24 where 3.0 is national grade level, higher than 75% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 25 points. 61% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 57°F, highs near 67 and lows near 46, warmer than 54% of American counties. About 69 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 45 out of 100, safer than 55% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 221 Mbps down, faster than 60% of American counties. There are 0 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$57K
This county
national avg ~$75K
Poverty Rate14.8%
This county
national avg ~11.5%
Unemployment Rate3.9%
This county
national avg ~3.8%
GDP per Capita$54,025
Federal Spending per Capita$1,335
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers35.0%
Average Adjusted Gross Income$66K
Avg Credit Score666
Work From Home %7.5%
This county
national avg 17.0%
Population Under 1820.2%
This county
national avg 22.0%
Single-Person Households29.9%
This county
national avg 28.0%
Banks & Finance Firms34
Income (20th Percentile)$22K
Income (80th Percentile)$115K
Income (95th Percentile)$186K
Bachelor's Degree or Higher26.8%
This county
national avg 34.3%
Less Than High School9.6%
This county
national avg 11.0%
Knowledge Economy GDP %10.1%
Dependency Ratio0.64
Medicare Spending / Person$3,035
SS Benefits / Person$4,256
Education Wage Premium2.11x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$64K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients1.7%
Average Annual Wage$52K
Professional Services Concentration0.43x national
This county
1.0 = national average share
Federal Government Jobs Located Here63
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government1.0%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$59M
Contract Dollars Relative to Local Wages0.07x wages
Largest Award's Share of Contract Dollars47%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$242K
This county
$215K state avg
$303K national
Median Sale Price$235K
This county
$303K national
Market Rent (ZORI)$1364/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.90%
This county
0.78% state avg
1.10% national

Annual tax on median home: $1,620

Affordability & Supply

HUD Fair Market Rent (2BR)$913/mo
Home Price Change (1 yr)+0.4%−+4.2% since 2024
Home Value to Income Ratio2.5x income
Severely Cost-Burdened Households13.4%
Homeownership Rate68.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— High — sellers are negotiating
27.3%
Active Listings
129
New Listings / Month
38

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
54 days
Months of Supply (Redfin)— Balanced market
4.3 mo
Sold Above List (Redfin)
26.7%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
98.7%

Source: Redfin · Updated monthly

Health

Life Expectancy75.1 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.8%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score15
Healthcare Shortage Score16.0
Healthcare Offices107
Active Physicians80
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients573 / 1,000
Medicare Cost per Beneficiary$11,286
Uninsured (under 65)7.2%
This county
national avg ~10%

Education

Math Test Scores3.19 grade level
Reading Test Scores3.28 grade level
HS Diploma Holders5,695
Bachelor's Degree Holders3,121
HS Completion Rate90.4%
This county
national avg ~85%
Private Schools6

Safety

Violent Crime Rate4.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate15.9 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate39.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)53th pct
Drug Overdose Deaths (2024)32.3 / 100K
Suicide Rate18.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.2
January Sunshine-0.62
January Temperature0.08
Average Temp57°F+1.6% since 2022
Avg High Temp67°F+1.1% since 2022
Avg Low Temp46°F+2.4% since 2022
Annual Precipitation69.2 in/yr+42% since 2022
Avg Storm Events4.6 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-0.10
Heating Degree Days4,365 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,343 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,805 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,080 CDD/yr
Avg Tornadoes / Year1.0
Avg Flood Events / Year1.0
Avg Hail Events / Year0.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)45 / 100
Community Resilience (FEMA)67 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)8.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)100 properties
FAA-Registered Airports1 total
Airports (excl. heliports)0 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed221 Mbps
This county
national avg ~120 Mbps
Upload Speed81 Mbps
Fixed Internet (Q1 2026)370 Mbps
Mobile Internet (Q1 2026)469 Mbps
Mobile Upload (Q1 2026)33 Mbps
Mobile Latency (Q1 2026)38 ms
Households with 100Mbps+86.8%
This county
national avg 75.0%
Cellular-Only Internet15.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)242 Mbps

EV Infrastructure

EV Charging Stations5 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers9

Commute & Transit

Remote Workers921 workers
Public Transit Commuters35 workers
Walk to Work (workers)403 workers
Extreme Commutes (90+ min)147 workers
Avg Commute Time20.5 min
This county
national avg ~27 min
Walk to Work3.3%

Families & Childcare

Childcare Cost Burden30.1%
This county
national median ~27% of household income
Childcare Centers6.8 per 10K residents
Childcare Facilities9

Civic & Community

Voter Turnout61.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.207
Nonprofit Organizations160
Veterans Share6.4%
This county
national avg 7.0%
Married Adults46.9%
Never-Married Adults31.4%
Divorced Adults15.0%
Religious Organizations28
Asian Population0.8%
Native American Population0.0%
Membership Associations13.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.69 per 1K residents
Colleges & Universities1
Nursing & Care Facilities10
Grocery Stores6
Arts & Entertainment Venues4
Hotels & Lodging7
Recreation Businesses9
Professional Services Firms51
Veterinary Practices7
Real Estate Firms20
Debt Burden
Avg Mortgage Balance$68K
Avg Student Loan Balance$12K
Avg Credit Card Balance$4K
Loan Delinquency Rate48.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.12%

Politics

R+25

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.90%0.78% state avg
Politics
R+25R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +188

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.87x avg income)

Economic Mobility

37%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Boyle County

Median home value: $244K

View on Zillow →View on Realtor.com →

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Explore Other Kentucky Counties

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable