← Map/← Kentucky/Counties/Boone

Boone
Kentucky

136K

Population

$92K

Median Income

$348K

Median Home

R+36

Politics

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What stands out

Against every county in America, Boone County is unusual in three ways: the uninsured rate is in the bottom 5% of American counties (5.4%), the median household income is in the top 6% of American counties ($91,697), and home internet speed is in the top 6% of American counties (296 Mbps). Within Kentucky it ranks 3rd of 120 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Boone County, Kentucky. 136,150 people live here with you. The population grew 1.0% last year, and more Americans moved in than out (net +428).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $91,697 a year, higher than 94% of American counties. Employers pay an average wage of $59,189. Unemployment runs 3.1%, lower than 60% of American counties. 11% of workers work from home.

Kentucky takes 3.5% of that median income in state income tax, about $3,209 a year.

Home

The median home costs $351K, pricier than 79% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $1,204 a month. Property tax is 0.91% of home value, roughly $2,154 a year on that median home, higher than 54% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 53% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 78.3 years, longer than 78% of American counties. There are 194 active physicians in the county, about 14.2 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 5.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.11 where 3.0 is national grade level, higher than 61% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 36 points. 71% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 55°F, highs near 65 and lows near 45, colder than 52% of American counties. About 50 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 75 out of 100, riskier than 75% of American counties; the county has had 13 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 296 Mbps down, faster than 94% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 1 brewery, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$92K
This county
national avg ~$75K
Poverty Rate7.4%
This county
national avg ~11.5%
Unemployment Rate3.1%
This county
national avg ~3.8%
GDP per Capita$116,291
Federal Spending per Capita$669
Median Individual Earnings$50K
This county
national avg $45K
Professional/Management Workers39.0%
Average Adjusted Gross Income$86K
Avg Credit Score682
Work From Home %10.6%
This county
national avg 17.0%
Population Under 1825.7%
This county
national avg 22.0%
Single-Person Households23.8%
This county
national avg 28.0%
Banks & Finance Firms94
Income (20th Percentile)$44K
Income (80th Percentile)$158K
Income (95th Percentile)$250K
Bachelor's Degree or Higher34.6%
This county
national avg 34.3%
Less Than High School6.2%
This county
national avg 11.0%
Knowledge Economy GDP %10.2%
Dependency Ratio0.66
Medicare Spending / Person$2,411
SS Benefits / Person$3,329
Education Wage Premium1.91x
Median Earnings (Bachelor's)$68K
Median Earnings (Graduate)$78K
Median Earnings (HS Diploma)$41K
Public Assistance Recipients2.2%
Average Annual Wage$59K
Professional Services Concentration0.86x national
This county
1.0 = national average share
Federal Government Jobs Located Here1,318
Federal Share of Jobs Located Here1.2%
Residents Who Work for the Federal Government2.4%
Federal Civilian Share of Earnings2.0%
Federal Contract Dollars Performed Here (FY2025)$66M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars34%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$348K
This county
$215K state avg
$303K national
Median Sale Price$315K
This county
$303K national
Market Rent (ZORI)$1721/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.91%
This county
0.78% state avg
1.10% national

Annual tax on median home: $2,154

Affordability & Supply

HUD Fair Market Rent (2BR)$1,353/mo
Home Price Change (1 yr)+3.2%−+1.5% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households6.6%
Homeownership Rate76.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.9%
Listings with Price Cuts— High — sellers are negotiating
26.4%
Sold Above List Price
22.6%
Median Days to Close
32 days
Active Listings
352
New Listings / Month
158

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
14 days
Months of Supply (Redfin)— Low inventory — sellers market
1.7 mo
Sold Above List (Redfin)
24.4%

Sale-to-List Cross-Reference

Zillow 98.9%  ·  Redfin 99.4%

Source: Redfin · Updated monthly

Health

Life Expectancy78.3 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity7.1%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score17
Healthcare Shortage Score5.7
Healthcare Offices223
Active Physicians194
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients611 / 1,000
Medicare Cost per Beneficiary$14,217
Uninsured (under 65)5.4%
This county
national avg ~10%

Education

Math Test Scores3.07 grade level
Reading Test Scores3.15 grade level
HS Diploma Holders22,193
Bachelor's Degree Holders19,562
HS Completion Rate93.8%
This county
national avg ~85%
Private Schools25

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.3 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.8 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate34.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities64
Social Vulnerability (CDC SVI)12th pct
Drug Overdose Deaths (2024)12.1 / 100K
Suicide Rate13.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.3
January Sunshine-0.62
January Temperature-0.15
Average Temp55°F+0.7% since 2022
Avg High Temp65°F+0.3% since 2022
Avg Low Temp45°F+1.3% since 2022
Median AQIAQI 44
Good Air Days187 days/yr
Unhealthy Air Days7 days/yr
Annual Precipitation50.3 in/yr+9.3% since 2022
Avg Storm Events10.6 storms/yr
Avg Annual Storm Damage$38K
Ozone Days245 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.49
Heating Degree Days4,843 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,287 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,232 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,026 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year2.2
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)75 / 100
Community Resilience (FEMA)87 / 100
Federal Disaster Declarations13 since 1953
Fine Particulate Pollution (PM2.5)9.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)111 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed296 Mbps
This county
national avg ~120 Mbps
Upload Speed147 Mbps
Fixed Internet (Q1 2026)441 Mbps
Mobile Internet (Q1 2026)336 Mbps
Mobile Upload (Q1 2026)28 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+99.6%
This county
national avg 75.0%
Cellular-Only Internet6.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)331 Mbps

EV Infrastructure

EV Charging Stations15 stations
DC Fast Chargers18 chargers
Level 2 EV Chargers48

Commute & Transit

Remote Workers7,335 workers
Public Transit Commuters272 workers
Walk to Work (workers)273 workers
Extreme Commutes (90+ min)1,234 workers
Bike Commuters0.0%
Walk to Work0.4%

Agriculture

Farms255 farms
Farmland2,339 acres

Families & Childcare

Childcare Cost Burden19.4%
This county
national median ~27% of household income
Childcare Centers5.4 per 10K residents
Childcare Facilities30

Civic & Community

Voter Turnout71.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.546
Nonprofit Organizations426
Veterans Share8.5%
This county
national avg 7.0%
Married Adults54.6%
Never-Married Adults28.9%
Divorced Adults12.0%
Religious Organizations56
Asian Population2.3%
Native American Population0.2%
Membership Associations5.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.71 per 1K residents
Colleges & Universities3
Nursing & Care Facilities25
Grocery Stores28
Arts & Entertainment Venues16
Hotels & Lodging42
Recreation Businesses25
Professional Services Firms261
Veterinary Practices31
Real Estate Firms129
Museums3
Debt Burden
Avg Mortgage Balance$77K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate45.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.31%

Politics

R+36

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.91%0.78% state avg
Politics
R+36R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +428

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.75x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Boone County

Median home value: $351K

View on Zillow →View on Realtor.com →

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Explore Other Kentucky Counties

Adair County, KentuckyAllen County, KentuckyBallard County, KentuckyBarren County, KentuckyBath County, KentuckyBell County, KentuckyBourbon County, KentuckyBoyd County, KentuckyBoyle County, KentuckyBracken County, KentuckyBreathitt County, KentuckyBreckinridge County, KentuckyAll Kentucky counties →

Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

View Kentucky →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable