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Ballard
Kentucky

Population

$57K

Median Income

$132K

Median Home

R+60

Politics

Economy

Median Household Income$57K

This county

national avg ~$75K

Poverty Rate15.0%

This county

national avg ~11.5%

Unemployment Rate4.8%

This county

national avg ~3.8%

GDP per Capita$45,378

Federal Spending per Capita$1,432

Median Individual Earnings$41K

This county

national avg $45K

Professional/Management Workers34.0%

Average Adjusted Gross Income$61K

Avg Credit Score659

Work From Home %2.1%

This county

national avg 17.0%

Population Under 1820.1%

This county

national avg 22.0%

Single-Person Households28.5%

This county

national avg 28.0%

Banks & Finance Firms7

Income (20th Percentile)$24K

Income (80th Percentile)$117K

Income (95th Percentile)$234K

Bachelor's Degree or Higher23.1%

This county

national avg 35.0%

Less Than High School7.9%

This county

national avg 11.0%

Knowledge Economy GDP %20.9%

Dependency Ratio1.06

Medicare Spending / Person$2,861

SS Benefits / Person$5,103

Education Wage Premium1.57x

Median Earnings (Bachelor's)$54K

Median Earnings (Graduate)$58K

Median Earnings (HS Diploma)$37K

Public Assistance Recipients1.3%

Average Annual Wage$64K

Professional Services Concentration0.73x national

This county

1.0 = national average share

Housing

Median Home Value$131K

This county

$215K state avg

$303K national

Market Rent (ZORI)$758/mo

This county

$1050/mo state avg

$1400/mo national

Property Tax Rate0.91%

This county

0.78% state avg

1.10% national

Annual tax on median home: $931

Affordability & Supply

HUD Fair Market Rent (2BR)$1,072/mo

Home Price Change (1 yr)+15.3%

Home Value to Income Ratio1.4x income

Severely Cost-Burdened Households6.3%

Homeownership Rate80.4%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

21.3%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage

46 days

Months of Supply (Redfin)— Balanced market

3.0 mo

Sold Above List (Redfin)

33.3%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

98.7%

Source: Redfin · Updated monthly

Health

Life Expectancy74.0 yrs

This county

national avg ~78.5 years

Food Insecurity11.2%

This county

national avg ~11%

Food Environment Index8.5 / 10

This county

higher = better access

Primary Care Shortage Score15

This county

national avg 5

Mental Health Shortage Score14

Dental Care Shortage Score11

Healthcare Shortage Score13.3

Healthcare Offices4

Active Physicians1

Nursing Home Rating5.0 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients578 / 1,000

Medicare Cost per Beneficiary$12,083

Uninsured (under 65)6.0%

This county

national avg ~10%

Education

Math Test Scores2.71 grade level

Reading Test Scores2.87 grade level

HS Diploma Holders1,803

Bachelor's Degree Holders833

HS Completion Rate92.1%

This county

national avg ~85%

Safety

Violent Crime Rate4.8 / 1,000

This county

national avg ~4.0

Traffic Fatalities1

Social Vulnerability (CDC SVI)25th pct

Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-0.6

January Sunshine-0.62

January Temperature0.28

Average Temp60°F

Avg High Temp70°F

Avg Low Temp49°F

Median AQIAQI 47

Good Air Days203 days/yr

Unhealthy Air Days7 days/yr

Annual Precipitation54.2 in/yr

Avg Storm Events9.8 storms/yr

Avg Annual Storm Damage$305K

Drought Index (2022)-0.48

Heating Degree Days3,766 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,765 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)4,315 HDD/yr

Cooling Degree Days (1901–2000 Baseline)1,495 CDD/yr

Avg Tornadoes / Year1.2

Avg Flood Events / Year3.2

Avg Hail Events / Year2.0

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)45 / 100

Community Resilience (FEMA)42 / 100

Federal Disaster Declarations28 since 1953

Fine Particulate Pollution (PM2.5)8.5 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties

Internet & Remote Work

Download Speed169 Mbps

This county

national avg ~120 Mbps

Upload Speed146 Mbps

Fixed Internet (Q1 2026)258 Mbps

Mobile Internet (Q1 2026)81 Mbps

Mobile Upload (Q1 2026)6 Mbps

Mobile Latency (Q1 2026)49 ms

Households with 100Mbps+86.5%

This county

national avg 75.0%

Cellular-Only Internet21.5%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)157 Mbps

Commute & Transit

Remote Workers69 workers

Public Transit Commuters5 workers

Walk to Work66 workers

Extreme Commutes (90+ min)78 workers

Walk to Work2.0%

Agriculture

Farms307 farms

Farmland630 acres

Families & Childcare

Childcare Cost Burden22.6%

This county

national median ~27% of household income

Childcare Centers8.1 per 10K residents

Civic & Community

Voter Turnout67.9%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.807

Nonprofit Organizations25

Veterans Share7.7%

This county

national avg 7.0%

Married Adults53.8%

Never-Married Adults25.1%

Divorced Adults14.9%

Religious Organizations13

Asian Population0.5%

Native American Population0.2%

Membership Associations18.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.03 per 1K residents

Grocery Stores3

Professional Services Firms9

Debt Burden

Avg Mortgage Balance$51K

Avg Student Loan Balance$8K

Avg Credit Card Balance$3K

Loan Delinquency Rate49.8%

This county

national avg 4.0%

Innovation

Inventor Rate0.06%

Politics

R+60

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax

4%Same (state law)

Property tax

0.91%0.78% state avg

Politics

R+60R+26

COL Index

County data85 (state)

Population & Migration

Net Domestic Migration 2023

↑ +11

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.75x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Ballard County

Median home value: $132K

View on Zillow →View on Realtor.com →

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Local News — Ballard

WPSD Local 6 · 2 days ago

UPDATE: Needmore Road in Ballard County reopened, additional work to be scheduled, KYTC says

Needmore Road in Ballard County was reopened between Bandana and Monkey Eyebrow Road following tempo…

Northcutt & Son Home for Funerals, Inc. · 2 weeks ago

David Wayne Ballard Obituary May 31, 2012

David Wayne Ballard, 51, of Hwy. 1050, Jeffersonville, Kentucky, passed away Thursday, May 31, 2012.…

MaxPreps · 5 days ago

Schedule - Ballard Memorial Bombers (Barlow, KY) Football 26-27

View the 26-27 Ballard Memorial varsity football team schedule.…

Kentucky Fish and Wildlife (.gov) · Jan 7, 2026

Chronic Wasting Disease detected in Ballard County wild deer

Chronic Wasting Disease detected in Ballard County wild deer ... FRANKFORT, Ky. (Jan. 7, 2026) — The…

USAFacts · Apr 6, 2026

How many people live in Ballard County, KY?

How many people live in Ballard County, KY ? ... In 2025, there were about 7,600 people living in Ba…

Spectrum Noticias · 1 month ago

Gov. Beshear signed the Crystal Rogers Act into law in April

KENTUCKY — It's a case that has gripped Kentucky for a little more than a decade. What began as the …

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

BallardKentucky

Ballard
Kentucky