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Adair
Kentucky

19K

Population

$50K

Median Income

$165K

Median Home

R+67

Politics

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What stands out

If you had to describe Adair County in numbers, start here: rainfall is in the top 2% of American counties (62 inches a year), violent crime is in the top 6% of American counties (4.9 per 1,000), and the typical two-bedroom rent is in the bottom 10% of American counties ($607 a month). Within Kentucky it ranks 29th of 120 counties for rainfall.

Where you are

You live in Adair County, Kentucky. 18,887 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +217).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $49,690 a year, lower than 80% of American counties. Employers pay an average wage of $41,613. Unemployment runs 4.5%, higher than 82% of American counties. 11% of workers work from home; for the rest the average commute is 23 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $1,739 a year.

Home

The median home costs $174K, cheaper than 74% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $607 a month. Property tax is 0.73% of home value, roughly $922 a year on that median home, lower than 62% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 4.9 per 1,000 residents, higher than 94% of American counties. Drug overdoses killed 22 people per 100,000 in 2024.

A child born here can expect to live 73.6 years, shorter than 74% of American counties. There are 8 active physicians in the county, about 4.2 per 10,000 people. 9.8% of people under 65 have no health insurance.

School

Local students test at grade level 2.84 where 3.0 is national grade level, lower than 65% of American counties. 86% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 67 points, among the most lopsided counties in the country. 57% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 58°F, highs near 69 and lows near 47, warmer than 60% of American counties. About 62 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 36 out of 100, safer than 64% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 98 Mbps down, slower than 88% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$50K
This county
national avg ~$75K
Poverty Rate22.1%
This county
national avg ~11.5%
Unemployment Rate4.5%
This county
national avg ~3.8%
GDP per Capita$28,117
Federal Spending per Capita$54
Median Individual Earnings$31K
This county
national avg $45K
Professional/Management Workers33.1%
Average Adjusted Gross Income$47K
Avg Credit Score662
Work From Home %11.3%
This county
national avg 17.0%
Population Under 1820.3%
This county
national avg 22.0%
Single-Person Households30.2%
This county
national avg 28.0%
Banks & Finance Firms15
Income (20th Percentile)$19K
Income (80th Percentile)$96K
Income (95th Percentile)$145K
Bachelor's Degree or Higher18.6%
This county
national avg 34.3%
Less Than High School13.9%
This county
national avg 11.0%
Knowledge Economy GDP %5.4%
Dependency Ratio0.66
Medicare Spending / Person$3,193
SS Benefits / Person$3,873
Education Wage Premium2.08x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$60K
Median Earnings (HS Diploma)$29K
Public Assistance Recipients1.8%
Average Annual Wage$42K
Professional Services Concentration0.30x national
This county
1.0 = national average share
Federal Government Jobs Located Here49
Federal Share of Jobs Located Here1.0%
Residents Who Work for the Federal Government2.1%
Federal Civilian Share of Earnings1.4%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$165K
This county
$215K state avg
$303K national
Market Rent (ZORI)$725/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate0.73%
This county
0.78% state avg
1.10% national

Annual tax on median home: $922

Affordability & Supply

HUD Fair Market Rent (2BR)$866/mo
Home Price Change (1 yr)-1.6%−+15.9% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households8.5%
Homeownership Rate76.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
20.7%
Active Listings
66
New Listings / Month
13

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
34 days
Months of Supply (Redfin)— Balanced market
3.4 mo
Sold Above List (Redfin)
11.1%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
98.1%

Source: Redfin · Updated monthly

Health

Life Expectancy73.6 yrs
This county
national avg ~78.5 years
Food Insecurity13.7%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score17
Healthcare Shortage Score17.3
Healthcare Offices28
Active Physicians8
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients754 / 1,000
Medicare Cost per Beneficiary$11,931
Uninsured (under 65)9.8%
This county
national avg ~10%

Education

Math Test Scores2.87 grade level
Reading Test Scores2.80 grade level
HS Diploma Holders3,975
Bachelor's Degree Holders1,139
HS Completion Rate86.1%
This county
national avg ~85%

Safety

Violent Crime Rate4.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate12.4 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate26.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)60th pct
Drug Overdose Deaths (2024)22.3 / 100K
Suicide Rate18.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.2
January Sunshine-0.71
January Temperature0.17
Average Temp58°F+2.3% since 2022
Avg High Temp69°F+1.3% since 2022
Avg Low Temp47°F+3.5% since 2022
Annual Precipitation61.6 in/yr+23% since 2022
Avg Storm Events4.6 storms/yr
Avg Annual Storm Damage$6K
Drought Index (2022)0.02
Heating Degree Days4,052 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,475 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,553 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,168 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.0
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)36 / 100
Community Resilience (FEMA)33 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)7.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)10 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed98 Mbps
This county
national avg ~120 Mbps
Upload Speed33 Mbps
Fixed Internet (Q1 2026)267 Mbps
Mobile Internet (Q1 2026)224 Mbps
Mobile Upload (Q1 2026)33 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+80.9%
This county
national avg 75.0%
Cellular-Only Internet14.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)114 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers3 chargers
Level 2 EV Chargers4

Commute & Transit

Remote Workers859 workers
Public Transit Commuters0 workers
Walk to Work (workers)128 workers
Extreme Commutes (90+ min)246 workers
Avg Commute Time22.8 min
This county
national avg ~27 min
Walk to Work1.7%

Agriculture

Farms860 farms
Farmland1,573 acres

Families & Childcare

Childcare Cost Burden33.0%
This county
national median ~27% of household income
Childcare Centers5.6 per 10K residents
Childcare Facilities5

Civic & Community

Voter Turnout57.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.057
Nonprofit Organizations63
Veterans Share7.2%
This county
national avg 7.0%
Married Adults51.0%
Never-Married Adults29.2%
Divorced Adults13.4%
Religious Organizations10
Asian Population0.4%
Native American Population0.0%
Membership Associations4.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.46 per 1K residents
Colleges & Universities1
Grocery Stores6
Professional Services Firms18
Veterinary Practices3
Real Estate Firms6
Debt Burden
Avg Mortgage Balance$46K
Avg Student Loan Balance$10K
Avg Credit Card Balance$3K
Loan Delinquency Rate46.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.07%

Politics

R+67

2024 Presidential · Kentucky was R+26 statewide

vs Kentucky State

Income tax
4%Same (state law)
Property tax
0.73%0.78% state avg
Politics
R+67R+26
COL Index
85state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +217

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.92x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Adair County

Median home value: $174K

View on Zillow →View on Realtor.com →

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Full Kentucky profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable