← Map/← Indiana/Counties/Whitley

Whitley
Indiana

34K

Population

$74K

Median Income

$280K

Median Home

R+52

Politics

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What stands out

Three things set Whitley County apart from the other 3,142 counties: the overdose death rate is in the bottom 4% of American counties (0 per 100,000), winter sunshine is in the bottom 13% of American counties (-0.9 on the USDA scale), and homeownership is in the top 13% of American counties (81%). Within Indiana it ranks 10th of 92 counties for the overdose death rate, counting from the bottom.

Where you are

You live in Whitley County, Indiana. 34,259 people live here with you. The population grew 0.5% last year, and more Americans moved in than out (net +146).

Indiana has a flat income tax just under 3% and most counties add their own income tax on top, typically 1% to 2.5%. Property taxes are capped by the state constitution at 1% of assessed value for homesteads. Indianapolis, Fort Wayne and the Chicago suburbs in Lake County account for most of the growth; the rest of the state is affordable and slow-changing.

Money

The typical household here brings in $73,636 a year, higher than 80% of American counties. Employers pay an average wage of $58,376. Unemployment runs 2.4%, lower than 86% of American counties. 7% of workers work from home; for the rest the average commute is 22 minutes each way.

Indiana takes 3.0% of that median income in state income tax, about $2,172 a year.

Home

The median home costs $284K, pricier than 65% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $929 a month. Property tax is 0.71% of home value, roughly $1,348 a year on that median home, lower than 64% of American counties. 81% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 59% of American counties.

A child born here can expect to live 77.9 years, longer than 74% of American counties. There are 27 active physicians in the county, about 7.9 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 7.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.15 where 3.0 is national grade level, higher than 74% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 52 points, among the most lopsided counties in the country. 68% of eligible voters turned out. Under Indiana law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 50°F, highs near 61 and lows near 40, colder than 74% of American counties. About 28 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 35 out of 100, safer than 65% of American counties; the county has had 15 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 142 Mbps down, slower than 74% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$74K
This county
national avg ~$75K
Poverty Rate9.0%
This county
national avg ~11.5%
Unemployment Rate2.4%
This county
national avg ~3.8%
GDP per Capita$65,311
Federal Spending per Capita$164
Median Individual Earnings$47K
This county
national avg $45K
Professional/Management Workers30.4%
Average Adjusted Gross Income$72K
Avg Credit Score694
Work From Home %7.5%
This county
national avg 17.0%
Population Under 1823.1%
This county
national avg 22.0%
Single-Person Households23.8%
This county
national avg 28.0%
Banks & Finance Firms17
Income (20th Percentile)$37K
Income (80th Percentile)$125K
Income (95th Percentile)$205K
Bachelor's Degree or Higher22.8%
This county
national avg 34.3%
Less Than High School8.2%
This county
national avg 11.0%
Knowledge Economy GDP %7.2%
Dependency Ratio0.70
Medicare Spending / Person$3,085
SS Benefits / Person$4,578
Education Wage Premium1.68x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$72K
Median Earnings (HS Diploma)$43K
Public Assistance Recipients0.8%
Average Annual Wage$58K
Professional Services Concentration0.32x national
This county
1.0 = national average share
Federal Government Jobs Located Here68
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government0.9%
Federal Civilian Share of Earnings0.6%
Federal Contract Dollars Performed Here (FY2025)$394M
Contract Dollars Relative to Local Wages0.46x wages
Largest Award's Share of Contract Dollars65%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$280K
This county
$240K state avg
$303K national
Median Sale Price$225K
This county
$303K national
Market Rent (ZORI)$902/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.71%
This county
0.71% state avg
1.10% national

Annual tax on median home: $1,348

Affordability & Supply

HUD Fair Market Rent (2BR)$1,113/mo
Home Price Change (1 yr)+4.0%−+1.7% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households5.9%
Homeownership Rate81.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
19.8%
Active Listings
48
New Listings / Month
22

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
16 days
Months of Supply (Redfin)— Low inventory — sellers market
2.0 mo
Sold Above List (Redfin)— Competitive — many homes bid up
50.0%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
102.4%

Source: Redfin · Updated monthly

Health

Life Expectancy77.9 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity8.9%
This county
national avg ~11%
Food Environment Index8.9 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score0
Healthcare Shortage Score5.7
Healthcare Offices34
Obesity Rate (BRFSS)39.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.9%
This county
national avg 18.0%
Physical Inactivity (BRFSS)22.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.8%
This county
national avg 32.0%
Active Physicians27
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients642 / 1,000
Medicare Cost per Beneficiary$10,752
Uninsured (under 65)7.3%
This county
national avg ~10%
Adults with Depression25.8%

Education

Math Test Scores3.18 grade level
Reading Test Scores3.12 grade level
HS Diploma Holders7,828
Bachelor's Degree Holders3,974
HS Completion Rate91.8%
This county
national avg ~85%
Private Schools5

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate7.6 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate14.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities10
Social Vulnerability (CDC SVI)7th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate9.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.6
January Sunshine-0.92
January Temperature-0.61
Average Temp50°F+1.0% since 2022
Avg High Temp61°F+1.0% since 2022
Avg Low Temp40°F+0.8% since 2022
Median AQIAQI 48
Good Air Days195 days/yr
Unhealthy Air Days7 days/yr
Annual Precipitation28.2 in/yr-19% since 2022
Avg Storm Events9.6 storms/yr
Avg Annual Storm Damage$105K
Ozone Days0 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.12
Heating Degree Days6,207 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days847 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,501 HDD/yr
Cooling Degree Days (1901–2000 Baseline)718 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.8
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)35 / 100
Community Resilience (FEMA)92 / 100
Federal Disaster Declarations15 since 1953
Fine Particulate Pollution (PM2.5)9.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties
FAA-Registered Airports4 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed142 Mbps
This county
national avg ~120 Mbps
Upload Speed57 Mbps
Fixed Internet (Q1 2026)304 Mbps
Mobile Internet (Q1 2026)312 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+98.7%
This county
national avg 75.0%
Cellular-Only Internet16.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)179 Mbps

EV Infrastructure

EV Charging Stations3 stations
DC Fast Chargers6 chargers
Level 2 EV Chargers7

Commute & Transit

Remote Workers1,267 workers
Public Transit Commuters34 workers
Walk to Work (workers)213 workers
Extreme Commutes (90+ min)312 workers
Avg Commute Time22.2 min
This county
national avg ~27 min
Bike Commuters0.0%
Walk to Work1.3%

Agriculture

Farms131 farms
Farmland12,540 acres

Families & Childcare

Childcare Cost Burden24.6%
This county
national median ~27% of household income
Childcare Centers4.7 per 10K residents

Civic & Community

Voter Turnout67.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.375
Nonprofit Organizations179
Veterans Share7.8%
This county
national avg 7.0%
Married Adults58.6%
Never-Married Adults23.6%
Divorced Adults12.0%
Religious Organizations29
Asian Population0.2%
Native American Population0.2%
Membership Associations13.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.58 per 1K residents
Nursing & Care Facilities20
Grocery Stores4
Arts & Entertainment Venues3
Hotels & Lodging6
Recreation Businesses12
Professional Services Firms44
Veterinary Practices4
Real Estate Firms22
Debt Burden
Avg Mortgage Balance$73K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate38.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.28%

Politics

R+52

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.71%0.71% state avg
Politics
R+52R+19
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +146

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.80x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Whitley County

Median home value: $284K

View on Zillow →View on Realtor.com →

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Full Indiana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable