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Indiana

R+19  ·  Moderate tax burden  ·  COL index 87

B+

3.05%

Income Tax

396

Violent Crime / 100K

75.5

Life Expectancy

$240K

Median Home

$1,100

Childcare / Mo

State Profile

54/100
255075100TAXES72SAFETY58HEALTH16SCHOOLS47AFFORDABLE87LONGEVITY46

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Taxes

Income Tax

Reducing annually toward 2.9% by 2027

3.05% flat

Property Tax

~$1,704/yr on median home

0.71% / yr

Sales Tax

7% avg

Social Security

Exempt

Pension / IRA

Partial

Estate Tax

None

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

87

Median Home Price

$240,000

Median Rent (2BR)

$1,100/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,500/yr

Flood Insurance

$550/yr

Homestead Exemption

Home equity protected from creditors

$9,850

Asset Protection

Weak

Crime & Safety

Violent Crime Rate

Near national avg

396 / 100K

Property Crime Rate

Near national avg

1,767 / 100K

Traffic Fatality Rate

12.4 / 100K

Healthcare

State Healthcare Rank

Bottom tier

#42 of 50

Life Expectancy

75.5 yrs

Medicaid Expansion

Expanded

Uninsured Rate

8.9%

Education

K-12 Quality Rank

#27 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

$1,100/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$135/mo

Avg Monthly Groceries

2-person household, moderate spending

$440/mo

Road Quality Rank

#9 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

60+ routes

Major Hub Airport

Regional airport — connections via hub

No

Culture & Lifestyle

Urban Population

Mix of urban and rural

72% urban

Restaurant Density

390/100K

Religious Congregations

205/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

3 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

5 venues

Craft Breweries

2.9/100K residents — Solid scene

200 breweries

Craft Distilleries

45 distilleries

Live Music

Indianapolis growing scene; Indy Jazz Fest; Sun King Brewing is a standout

Decent

Transportation

Car Insurance (Avg Annual)

$1,250

Traffic Fatality Rate

12.4 / 100K

Broadband Access

83% of households

Social & Legal

Abortion Access

Near-total ban effective Sept 2022

Banned

LGBTQ+ Protections

Hostile

Marijuana

Illegal

Minimum Wage

$7.25/hr

Right to Work

Yes

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Illegal

State Lottery

13 licensed commercial casinos. Sports betting launched 2019 — one of the earliest states.

Yes

Age of Consent

16

Sex Education

No state sex ed mandate

Abstinence-only

Nude Beaches & Naturist Clubs

Ponderosa Sun Club (Roann) · Sun Aura Resort · Indiana Naturist Club

Clubs only

Environment & Climate

Air Quality (Annual AQI)

Near national avg

48

Natural Disaster Risk

Moderate

Primary Hazards

tornadoflood

Politics & Gun Laws

2024 Presidential Vote

R+19

Gun Laws

Gun ControlF
2A LibertyA+

Carry Permit

No permit required

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+1.4% job growth · 3.4% unemployment

Moderate

Top Industries

ManufacturingHealthcareLogistics

Tech Jobs

#30 of 50

Healthcare Jobs

#22 of 50

Remote Work

14% of workers

Median Household Income

$67,173

Business Climate

Corporate Income Tax

4.9%

LLC Formation Fee

$95 one-time

LLC Annual Fee

$32/yr

Business Climate Rank

Top-10 nationally (Tax Foundation SBTCI 2024)

#10 of 50

Daily Life

Gas Price (Regular)

Below avg (-0.16 vs national avg)

$3.14/gal

Consumer Fireworks

Consumer fireworks broadly legal; must be 18+

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 33°F

Cold

Summer Heat

Moderate summers

84°F avg July

Annual Rainfall

40" / yr

Tornado Risk

Moderate

Hurricane Risk

Very Low

Wildfire Risk

Very Low

Flood Risk

Low

Natural Hazards

29LOW danger
Brown recluse zoneTornado alleyCopperhead presence

Venomous Snakes

Moderate

Spider Hazard

Brown Recluse Zone

Hurricane Risk

Minimal

Tornado Risk

High

Wildfire Risk

Minimal

Earthquake Risk

Low

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

75/100

Property Tax Exemption

Disabled vet property tax deduction

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Adequate

Notable Benefits

Military retirement fully exempt since 2022

Explore Indiana counties

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Trending in Indiana

Housing affordability: Making progress and playing defense - Inside INdiana Business

Inside INdiana Business · Jun 10

2 Illinois lawmakers offer new proposals to keep Chicago Bears from moving to Indiana - CBS News

CBS News · Jun 9

Governor Mike Braun meets with Southwest Indiana business leaders - 14 News

14 News · Jun 9

Braun extends suspension of Indiana’s gas taxes for another month - Indiana Capital Chronicle

Indiana Capital Chronicle · Jun 4

Chicago Bears Are ‘80% of the Way’ Toward Hammond Stadium: Sports Consultant - WTTW News

WTTW News · Jun 9

What Residents Say

How much do you need to make to live comfortably in ...

I’m a college student and I’ve been thinking a lot about my future financially, and honestly it’s been stressing me out a bit. For people living ......

reddit.com ↗

Has anyone left Chicago to live in Indiana ? : r/AskChicago

I’ve been in Chicago for about 2 years now and I’ll be honest I’m not exactly the right person to really take advantage of what the city offers. I ......

reddit.com ↗

How much do you need to make to live comfortably by ...

I’m a college student and I’ve been thinking a lot about my future financially, and honestly it’s been stressing me out a bit. For people living ......

reddit.com ↗

People who moved from Illinois to Indiana - did you save ...

Property taxes in Indiana are as little as 1/2 to 1/3 of what you will pay taxes are $6500 a year. Indiana is 7%. can charge food, beverage, ......

reddit.com ↗

Are you living paycheck to paycheck in Indiana? How ...

Just curious how everyone’s doing right now. The average house price in Indiana is around $250K–$270K, which means a mortgage (with taxes + insurance) ......

reddit.com ↗

How much longer can Indiana families survive rising taxes ...

I’m curious what everyday Indiana residents think about where we’re heading.Every few months it feels like something new goes up utility bills, “service ......

reddit.com ↗

What is expensive in Indy? : r/indianapolis

Sales tax especially with the food and beverage tax added on top. Going out to restaurants is about 30 percent higher than menu prices because ......

reddit.com ↗

Illinois residents (most specifically those in Chicagoland ...

Total tax burden is 0.8% lower in Indiana than in Illinois. About $1000 less a year. Taxes can be a factor in where you live as well as how big ......

reddit.com ↗

Moving from IL to Indiana.

My husband and I currently live in the suburbs of Chicago but the property taxes scare us. They are creeping up to $8k a year in most areas....

reddit.com ↗

Cost of living ??? : r/Indiana

I live in Indianapolis and have seen a property tax increase that has increased my mortgage by $200 and AES keeps jacking up their rates too (paid $300 ......

reddit.com ↗

Stay Current

Get notified when Indiana tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

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Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable