← Map/← Indiana/Counties/Steuben

Steuben
Indiana

35K

Population

$69K

Median Income

$312K

Median Home

R+47

Politics

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What stands out

Three things set Steuben County apart from the other 3,142 counties: unemployment is in the bottom 7% of American counties (2.2%), the share working from home is in the bottom 13% of American counties (4%), and winter sunshine is in the bottom 13% of American counties (-0.9 on the USDA scale). Within Indiana it ranks 3rd of 92 counties for unemployment, counting from the bottom.

Where you are

You live in Steuben County, Indiana. 34,507 people live here with you. The population grew 0.4% last year, and more Americans moved in than out (net +145).

Indiana has a flat income tax just under 3% and most counties add their own income tax on top, typically 1% to 2.5%. Property taxes are capped by the state constitution at 1% of assessed value for homesteads. Indianapolis, Fort Wayne and the Chicago suburbs in Lake County account for most of the growth; the rest of the state is affordable and slow-changing.

Money

The typical household here brings in $68,837 a year, higher than 72% of American counties. Employers pay an average wage of $49,004. Unemployment runs 2.2%, lower than 93% of American counties. 4% of workers work from home; for the rest the average commute is 21 minutes each way.

Indiana takes 3.0% of that median income in state income tax, about $2,031 a year.

Home

The median home costs $317K, pricier than 73% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $904 a month. Property tax is 0.60% of home value, roughly $1,124 a year on that median home, lower than 77% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 63% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 78.1 years, longer than 76% of American counties. There are 31 active physicians in the county, about 9.0 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 8.6% of people under 65 have no health insurance.

School

Local students test at grade level 2.94 where 3.0 is national grade level, lower than 54% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 47 points, among the most lopsided counties in the country. 59% of eligible voters turned out. Under Indiana law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 49°F, highs near 60 and lows near 39, colder than 77% of American counties. About 33 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 29 out of 100, safer than 71% of American counties; the county has had 12 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 221 Mbps down, faster than 60% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$69K
This county
national avg ~$75K
Poverty Rate9.4%
This county
national avg ~11.5%
Unemployment Rate2.2%
This county
national avg ~3.8%
GDP per Capita$55,329
Federal Spending per Capita$457
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers28.8%
Average Adjusted Gross Income$73K
Avg Credit Score683
Work From Home %3.6%
This county
national avg 17.0%
Population Under 1819.9%
This county
national avg 22.0%
Single-Person Households27.7%
This county
national avg 28.0%
Banks & Finance Firms19
Income (20th Percentile)$34K
Income (80th Percentile)$125K
Income (95th Percentile)$208K
Bachelor's Degree or Higher24.4%
This county
national avg 34.3%
Less Than High School7.3%
This county
national avg 11.0%
Knowledge Economy GDP %10.6%
Dependency Ratio0.69
Medicare Spending / Person$3,324
SS Benefits / Person$5,041
Education Wage Premium2.08x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$73K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients0.8%
Average Annual Wage$49K
Professional Services Concentration0.51x national
This county
1.0 = national average share
Federal Government Jobs Located Here56
Federal Share of Jobs Located Here0.3%
Residents Who Work for the Federal Government1.0%
Federal Civilian Share of Earnings0.5%
Federal Contract Dollars Performed Here (FY2025)$2M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars26%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$312K
This county
$240K state avg
$303K national
Median Sale Price$250K
This county
$303K national
Market Rent (ZORI)$1020/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.60%
This county
0.71% state avg
1.10% national

Annual tax on median home: $1,124

Affordability & Supply

HUD Fair Market Rent (2BR)$1,036/mo
Home Price Change (1 yr)+6.9%−+2.8% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households7.6%
Homeownership Rate79.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.1%
Listings with Price Cuts— Low — market moving fast
16.4%
Sold Above List Price
15.9%
Median Days to Close
19 days
Active Listings
119
New Listings / Month
43

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
26 days
Months of Supply (Redfin)— Low inventory — sellers market
2.1 mo
Sold Above List (Redfin)
20.0%

Sale-to-List Cross-Reference

Zillow 97.1%  ·  Redfin 97.6%

Source: Redfin · Updated monthly

Health

Life Expectancy78.1 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.3%
This county
national avg ~11%
Food Environment Index7.7 / 10
This county
higher = better access
Primary Care Shortage Score11
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score0
Healthcare Shortage Score8.7
Healthcare Offices52
Obesity Rate (BRFSS)35.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.4%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)33.3%
This county
national avg 32.0%
Active Physicians31
Nursing Home Rating1.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients621 / 1,000
Medicare Cost per Beneficiary$10,798
Uninsured (under 65)8.6%
This county
national avg ~10%
Adults with Depression27.0%

Education

Math Test Scores2.97 grade level
Reading Test Scores2.91 grade level
HS Diploma Holders7,959
Bachelor's Degree Holders3,772
HS Completion Rate92.7%
This county
national avg ~85%
Private Schools8

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.4 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate9.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities9
Social Vulnerability (CDC SVI)17th pct
Drug Overdose Deaths (2024)13.8 / 100K
Suicide Rate19.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.6
January Sunshine-0.92
January Temperature-0.78
Average Temp49°F+0.8% since 2022
Avg High Temp60°F+1.4% since 2022
Avg Low Temp39°F-0.3% since 2022
Annual Precipitation32.6 in/yr-10% since 2022
Avg Storm Events9.2 storms/yr
Avg Annual Storm Damage$30K
Drought Index (2022)0.34
Heating Degree Days6,418 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days738 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,873 HDD/yr
Cooling Degree Days (1901–2000 Baseline)604 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.0
Avg Hail Events / Year2.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)29 / 100
Community Resilience (FEMA)72 / 100
Federal Disaster Declarations12 since 1953
Fine Particulate Pollution (PM2.5)8.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)17 properties
FAA-Registered Airports16 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries0 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed221 Mbps
This county
national avg ~120 Mbps
Upload Speed123 Mbps
Fixed Internet (Q1 2026)361 Mbps
Mobile Internet (Q1 2026)240 Mbps
Mobile Upload (Q1 2026)22 Mbps
Mobile Latency (Q1 2026)42 ms
Households with 100Mbps+96.8%
This county
national avg 75.0%
Cellular-Only Internet15.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)254 Mbps

EV Infrastructure

EV Charging Stations5 stations
DC Fast Chargers10 chargers
Level 2 EV Chargers7

Commute & Transit

Remote Workers580 workers
Public Transit Commuters46 workers
Walk to Work (workers)485 workers
Extreme Commutes (90+ min)318 workers
Avg Commute Time21.0 min
This county
national avg ~27 min
Bike Commuters0.4%
Walk to Work3.0%

Agriculture

Farms157 farms
Farmland38,730 acres

Families & Childcare

Childcare Cost Burden24.1%
This county
national median ~27% of household income
Childcare Centers4.9 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout59.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.685
Nonprofit Organizations210
Veterans Share8.1%
This county
national avg 7.0%
Married Adults53.8%
Never-Married Adults28.7%
Divorced Adults11.1%
Religious Organizations37
Asian Population0.6%
Native American Population0.1%
Membership Associations15.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.06 per 1K residents
Colleges & Universities2
Nursing & Care Facilities10
Grocery Stores6
Arts & Entertainment Venues3
Hotels & Lodging12
Recreation Businesses12
Professional Services Firms64
Veterinary Practices3
Real Estate Firms39
Debt Burden
Avg Mortgage Balance$69K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate44.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.28%

Politics

R+47

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.60%0.71% state avg
Politics
R+47R+19
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +145

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.05x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Steuben County

Median home value: $317K

View on Zillow →View on Realtor.com →

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Full Indiana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable