← Map/Indiana/Counties/St. Joseph

St. Joseph
Indiana

272K

Population

$62K

Median Income

$231K

Median Home

Swing

Politics

Economy

Median Household Income$62K
This county
national avg ~$75K
Poverty Rate13.2%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$68,594
Federal Spending per Capita$5,099
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers39.3%
Average Adjusted Gross Income$74K
Avg Credit Score679
Work From Home %8.4%
This county
national avg 17.0%
Population Under 1823.2%
This county
national avg 22.0%
Single-Person Households34.0%
This county
national avg 28.0%
Banks & Finance Firms159
Income (20th Percentile)$27K
Income (80th Percentile)$119K
Income (95th Percentile)$213K
Bachelor's Degree or Higher25.3%
This county
national avg 35.0%
Less Than High School9.1%
This county
national avg 11.0%
Knowledge Economy GDP %14.1%
Dependency Ratio1.11
Medicare Spending / Person$2,544
SS Benefits / Person$3,842
Education Wage Premium1.99x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$71K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients2.5%
Average Annual Wage$59K
Professional Services Concentration0.62x national
This county
1.0 = national average share

Housing

Median Home Value$227K
This county
$240K state avg
$303K national
Median Sale Price$215K
This county
$303K national
Market Rent (ZORI)$1382/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.88%
This county
0.71% state avg
1.10% national

Annual tax on median home: $1,461

Affordability & Supply

HUD Fair Market Rent (2BR)$1,292/mo
Home Price Change (1 yr)+3.8%
Home Value to Income Ratio2.0x income
Severely Cost-Burdened Households10.8%
Homeownership Rate68.1%
This county
national avg ~65%

Market Activity

Sale-to-List RatioBuyers market — homes selling below list
98.3%
Listings with Price CutsLow — market moving fast
18.7%
Sold Above List Price
25.5%
Median Days to Close
29 days
Active Listings
714
New Listings / Month
298

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
22 days
Months of Supply (Redfin)Low inventory — sellers market
1.7 mo
Sold Above List (Redfin)
35.7%

Sale-to-List Cross-Reference

Zillow 98.3%  ·  Redfin 99.0%

Source: Redfin · Updated monthly

Health

Life Expectancy75.5 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.0%
This county
national avg ~11%
Food Environment Index7.7 / 10
This county
higher = better access
Primary Care Shortage Score12
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score19
Healthcare Shortage Score15.3
Healthcare Offices452
Obesity Rate (BRFSS)36.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)26.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.1%
This county
national avg 32.0%
Active Physicians829
Nursing Home Rating3.1 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients543 / 1,000
Medicare Cost per Beneficiary$11,330
Uninsured (under 65)9.0%
This county
national avg ~10%
Adults with Depression27.7%

Education

Math Test Scores2.99 grade level
Reading Test Scores2.91 grade level
HS Diploma Holders43,824
Bachelor's Degree Holders15,790
HS Completion Rate90.9%
This county
national avg ~85%
Private Schools76

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate15.1 / 100K
This county
national avg ~13.6/100K
Homicide Rate8.7 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate27.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities118
Social Vulnerability (CDC SVI)61th pct
Drug Overdose Deaths (2024)26.0 / 100K
Suicide Rate14.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.5
January Sunshine-0.92
January Temperature-0.73
Average Temp50°F
Avg High Temp61°F
Avg Low Temp40°F
Median AQIAQI 51
Good Air Days175 days/yr
Unhealthy Air Days13 days/yr
Annual Precipitation36.5 in/yr
Avg Storm Events28.0 storms/yr
Avg Annual Storm Damage$48K
Ozone Days126 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.58
Heating Degree Days6,199 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days864 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,728 HDD/yr
Cooling Degree Days (1901–2000 Baseline)654 CDD/yr
Avg Tornadoes / Year1.0
Avg Flood Events / Year1.6
Avg Hail Events / Year6.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)73 / 100
Community Resilience (FEMA)85 / 100
Federal Disaster Declarations17 since 1953
Fine Particulate Pollution (PM2.5)9.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)99 properties
FAA-Registered Airports11 total
Airports (excl. heliports)7 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries0 microbreweries
Brewpubs3 brewpubs

Internet & Remote Work

Download Speed267 Mbps
This county
national avg ~120 Mbps
Upload Speed104 Mbps
Fixed Internet (Q1 2026)402 Mbps
Mobile Internet (Q1 2026)389 Mbps
Mobile Upload (Q1 2026)26 Mbps
Mobile Latency (Q1 2026)36 ms
Households with 100Mbps+94.4%
This county
national avg 75.0%
Cellular-Only Internet12.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)178 Mbps

EV Infrastructure

EV Charging Stations39 stations
DC Fast Chargers45 chargers
Level 2 EV Chargers71

Commute & Transit

Remote Workers10,765 workers
Public Transit Commuters1,401 workers
Walk to Work4,666 workers
Extreme Commutes (90+ min)1,499 workers
Avg Commute Time19.6 min
This county
national avg ~27 min
Bike Commuters0.6%
Walk to Work3.6%

Families & Childcare

Childcare Cost Burden31.3%
This county
national median ~27% of household income
Childcare Centers4.0 per 10K residents
Childcare Facilities54

Civic & Community

Voter Turnout58.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.460
Nonprofit Organizations1,146
Veterans Share6.1%
This county
national avg 7.0%
Married Adults45.1%
Never-Married Adults36.7%
Divorced Adults12.4%
Religious Organizations175
Asian Population2.5%
Native American Population0.3%
Membership Associations10.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.74 per 1K residents
Colleges & Universities7
Nursing & Care Facilities103
Grocery Stores62
Arts & Entertainment Venues15
Hotels & Lodging76
Recreation Businesses55
Professional Services Firms465
Veterinary Practices47
Real Estate Firms206
Museums7
Debt Burden
Avg Mortgage Balance$68K
Avg Student Loan Balance$13K
Avg Credit Card Balance$4K
Loan Delinquency Rate44.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.23%

Politics

Swing

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.88%0.71% state avg
Politics
SwingR+19
COL Index
County data87 (state)

Population & Migration

Net Domestic Migration 2023

-671

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.82x avg income)

Economic Mobility

38%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in St. Joseph County

Median home value: $231K

View on Zillow →View on Realtor.com →

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Local News — St. Joseph

MaxPreps · قبل 4 أيام

South Bend Saint Joseph High School (IN) Basketball

See the South Bend Saint Joseph Huskies's basketball schedule, roster, rankings, standings and more

Detroit Free Press · قبل يوم واحد

Indiana boy drowns at St. Joseph beach. What happened

A 7-year-old South Bend, Indiana, boy has died after being pulled from the water at Silver Beach Cou

WSBT · قبل 3 أسابيع

Widespread storm damage appears across St. Joseph County

topics: ... ST. JOSEPH COUNTY, Ind. (WSBT) — Widespread storm damage is being reported across our ar

Reuters Connect · قبل أسبوعين (2)

Licensable picture: Indiana State Rep. Ryan Dvorak attends a town hall at St. Joseph County Public Library discussing proposed South Bend Common

Indiana State Rep. Ryan Dvorak attends a town hall at St. Joseph County Public Library discussing pr

WNDU · قبل 3 أسابيع

Samsung buys out General Motors’ stake in St. Joseph County battery plant

The South Korean-based company will now have its first independently operated battery production bas

Toimihenkilöliitto Erto · قبل 3 أسابيع

St Joseph Sheriff Department Indiana

Begin St Joseph Sheriff Department Indiana an thrilling St Joseph Sheriff Department Indiana journey

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable