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Shelby
Indiana

45K

Population

$66K

Median Income

$245K

Median Home

R+48

Politics

Economy

Median Household Income$66K

This county

national avg ~$75K

Poverty Rate14.1%

This county

national avg ~11.5%

Unemployment Rate2.5%

This county

national avg ~3.8%

GDP per Capita$62,892

Federal Spending per Capita$214

Median Individual Earnings$43K

This county

national avg $45K

Professional/Management Workers32.4%

Average Adjusted Gross Income$69K

Avg Credit Score671

Work From Home %7.7%

This county

national avg 17.0%

Population Under 1822.5%

This county

national avg 22.0%

Single-Person Households28.3%

This county

national avg 28.0%

Banks & Finance Firms19

Income (20th Percentile)$29K

Income (80th Percentile)$121K

Income (95th Percentile)$209K

Bachelor's Degree or Higher19.4%

This county

national avg 35.0%

Less Than High School10.9%

This county

national avg 11.0%

Knowledge Economy GDP %5.7%

Dependency Ratio1.05

Medicare Spending / Person$3,269

SS Benefits / Person$4,417

Education Wage Premium1.58x

Median Earnings (Bachelor's)$56K

Median Earnings (Graduate)$66K

Median Earnings (HS Diploma)$42K

Public Assistance Recipients2.1%

Average Annual Wage$57K

Professional Services Concentration0.49x national

This county

1.0 = national average share

Housing

Median Home Value$244K

This county

$240K state avg

$303K national

Median Sale Price$212K

This county

$303K national

Market Rent (ZORI)$1238/mo

This county

$1100/mo state avg

$1400/mo national

Property Tax Rate0.71%

This county

0.71% state avg

1.10% national

Annual tax on median home: $1,203

Affordability & Supply

HUD Fair Market Rent (2BR)$1,473/mo

Home Price Change (1 yr)+7.0%

Home Value to Income Ratio2.1x income

Severely Cost-Burdened Households8.3%

Homeownership Rate72.6%

This county

national avg ~65%

Market Activity

Sale-to-List Ratio— Buyers market — homes selling below list

95.5%

Listings with Price Cuts— High — sellers are negotiating

27.7%

Sold Above List Price

11.0%

Median Days to Close

31 days

Active Listings

112

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace

33 days

Months of Supply (Redfin)— Low inventory — sellers market

2.0 mo

Sold Above List (Redfin)

24.5%

Sale-to-List Cross-Reference

Zillow 95.5% · Redfin 97.8%

Source: Redfin · Updated monthly

Health

Life Expectancy75.6 yrs

This county

national avg ~78.5 years

Hospital Rating4.0 / 5

This county

national avg 3.0 stars

Food Insecurity10.0%

This county

national avg ~11%

Food Environment Index8.2 / 10

This county

higher = better access

Primary Care Shortage Score0

This county

national avg 5

Mental Health Shortage Score14

Dental Care Shortage Score0

Healthcare Shortage Score4.7

Healthcare Offices58

Obesity Rate (BRFSS)41.0%

This county

national avg 32.0%

Smoking Rate (BRFSS)18.1%

This county

national avg 14.0%

Poor Health Rate (BRFSS)20.3%

This county

national avg 18.0%

Physical Inactivity (BRFSS)24.8%

This county

national avg 24.0%

High Blood Pressure (BRFSS)35.1%

This county

national avg 32.0%

Active Physicians43

Nursing Home Rating3.2 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients743 / 1,000

Medicare Cost per Beneficiary$13,432

Uninsured (under 65)8.1%

This county

national avg ~10%

Adults with Depression28.0%

Education

Math Test Scores3.49 grade level

Reading Test Scores3.14 grade level

HS Diploma Holders11,104

Bachelor's Degree Holders2,745

HS Completion Rate89.1%

This county

national avg ~85%

Safety

Violent Crime Rate3.7 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate13.4 / 100K

This county

national avg ~13.6/100K

Drug Overdose Rate33.4 / 100K

This county

national avg ~21/100K

Traffic Fatalities7

Social Vulnerability (CDC SVI)28th pct

Drug Overdose Deaths (2024)28.7 / 100K

Suicide Rate19.6 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.8

January Sunshine-0.80

January Temperature-0.33

Average Temp54°F

Avg High Temp64°F

Avg Low Temp44°F

Median AQIAQI 37

Good Air Days317 days/yr

Unhealthy Air Days4 days/yr

Annual Precipitation43.7 in/yr

Avg Storm Events9.6 storms/yr

Avg Annual Storm Damage$147K

Ozone Days359 days/yr

This county

national avg 50 days/yr

Drought Index (2022)-0.31

Heating Degree Days5,266 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,144 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)5,628 HDD/yr

Cooling Degree Days (1901–2000 Baseline)982 CDD/yr

Avg Tornadoes / Year0.8

Avg Flood Events / Year1.4

Avg Hail Events / Year0.8

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)53 / 100

Community Resilience (FEMA)84 / 100

Federal Disaster Declarations15 since 1953

Fine Particulate Pollution (PM2.5)8.9 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)15 properties

FAA-Registered Airports8 total

Airports (excl. heliports)7 airports

Internet & Remote Work

Download Speed207 Mbps

This county

national avg ~120 Mbps

Upload Speed66 Mbps

Fixed Internet (Q1 2026)222 Mbps

Mobile Internet (Q1 2026)312 Mbps

Mobile Upload (Q1 2026)22 Mbps

Mobile Latency (Q1 2026)29 ms

Households with 100Mbps+96.7%

This county

national avg 75.0%

Cellular-Only Internet16.1%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)92 Mbps

EV Infrastructure

EV Charging Stations8 stations

DC Fast Chargers21 chargers

Level 2 EV Chargers7

Commute & Transit

Remote Workers1,660 workers

Public Transit Commuters18 workers

Walk to Work361 workers

Extreme Commutes (90+ min)292 workers

Bike Commuters0.6%

Walk to Work1.7%

Agriculture

Farms191 farms

Farmland46,634 acres

Families & Childcare

Childcare Cost Burden27.2%

This county

national median ~27% of household income

Childcare Centers4.3 per 10K residents

Childcare Facilities8

Civic & Community

Voter Turnout59.3%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.164

Nonprofit Organizations216

Veterans Share7.1%

This county

national avg 7.0%

Married Adults56.9%

Never-Married Adults23.3%

Divorced Adults13.2%

Religious Organizations34

Asian Population0.9%

Membership Associations11.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.67 per 1K residents

Nursing & Care Facilities14

Grocery Stores6

Arts & Entertainment Venues7

Hotels & Lodging7

Recreation Businesses6

Professional Services Firms60

Veterinary Practices7

Real Estate Firms37

Debt Burden

Avg Mortgage Balance$64K

Avg Student Loan Balance$10K

Avg Credit Card Balance$4K

Loan Delinquency Rate49.5%

This county

national avg 4.0%

Innovation

Inventor Rate0.25%

Politics

R+48

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax

3.05%Same (state law)

Property tax

0.71%0.71% state avg

Politics

R+48R+19

COL Index

County data87 (state)

Population & Migration

Net Domestic Migration 2023

↓ -14

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.77x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Shelby County

Median home value: $245K

View on Zillow →View on Realtor.com →

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Local News — Shelby

ABC7 Chicago · 4 days ago

Hobart, Indiana FEMA disaster assistance center opens weeks after severe weather caused storm damage, NIPSCO power outage issues

A FEMA center in Hobart, Indiana can help residents with questions about the application for disaste…

Shelby News · 2 days ago

Indiana hospitals end routine ambulance diversion

Indiana hospitals and emergency medical providers entered into an agreement with the Indiana Departm…

USAFacts · Apr 6, 2026

How many people live in Shelby County, IN?

In 2025, there were about 45900 people living in Shelby County, IN. That makes Shelby County the 33r…

Fox 59 · 1 month ago

Shelby Co family seeks answers after mother found dead

SHELBY COUNTY, Ind. — A family in Shelby County is grieving after 46-year-old Courtney Brattain was …

WTHR · 3 weeks ago

1 dead, 2 injured after car crash near Morristown

SHELBY COUNTY, Indiana — A man is dead and two other men are injured after a crash in Shelby County …

www.giant.fm · 5 days ago

The Girl Scout Coalition of Indiana and Indiana Youth Institute release the 2026 Indiana Girl Report

Wednesday the Girl Scout Coalition of Indiana and Indiana Youth Institute (IYI) released the 2026 In…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

ShelbyIndiana

Shelby
Indiana