← Map/← Indiana/Counties/Morgan

Morgan
Indiana

72K

Population

$79K

Median Income

$298K

Median Home

R+54

Politics

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What stands out

What stands out about Morgan County: homeownership is in the top 8% of American counties (82%), the property tax rate is in the bottom 10% of American counties (0.47%), and the median household income is in the top 14% of American counties ($79,134). Within Indiana it ranks 8th of 92 counties for homeownership.

Where you are

You live in Morgan County, Indiana. 71,757 people live here with you. The population grew 1.3% last year, and more Americans moved in than out (net +977).

Indiana has a flat income tax just under 3% and most counties add their own income tax on top, typically 1% to 2.5%. Property taxes are capped by the state constitution at 1% of assessed value for homesteads. Indianapolis, Fort Wayne and the Chicago suburbs in Lake County account for most of the growth; the rest of the state is affordable and slow-changing.

Money

The typical household here brings in $79,134 a year, higher than 86% of American counties. Employers pay an average wage of $49,967. Unemployment runs 2.8%, lower than 73% of American counties. 8% of workers work from home.

Indiana takes 2.9% of that median income in state income tax, about $2,334 a year.

Home

The median home costs $301K, pricier than 70% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $927 a month. Property tax is 0.47% of home value, roughly $953 a year on that median home, lower than 90% of American counties. 82% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 65% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 75.8 years, longer than 50% of American counties. There are 72 active physicians in the county, about 10.0 per 10,000 people. Medicare rates the local hospitals 5.0 of 5 stars. 8.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.19 where 3.0 is national grade level, higher than 82% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 54 points, among the most lopsided counties in the country. 67% of eligible voters turned out. Under Indiana law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 54°F, highs near 64 and lows near 43, colder than 59% of American counties. About 44 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 63 out of 100, riskier than 63% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 239 Mbps down, faster than 69% of American counties. There are 12 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$79K
This county
national avg ~$75K
Poverty Rate9.2%
This county
national avg ~11.5%
Unemployment Rate2.8%
This county
national avg ~3.8%
GDP per Capita$34,724
Federal Spending per Capita$689
Median Individual Earnings$47K
This county
national avg $45K
Professional/Management Workers32.5%
Average Adjusted Gross Income$72K
Avg Credit Score666
Work From Home %8.1%
This county
national avg 17.0%
Population Under 1822.2%
This county
national avg 22.0%
Single-Person Households21.2%
This county
national avg 28.0%
Banks & Finance Firms31
Income (20th Percentile)$36K
Income (80th Percentile)$138K
Income (95th Percentile)$242K
Bachelor's Degree or Higher20.3%
This county
national avg 34.3%
Less Than High School10.5%
This county
national avg 11.0%
Knowledge Economy GDP %5.8%
Dependency Ratio0.65
Medicare Spending / Person$3,043
SS Benefits / Person$4,641
Education Wage Premium1.77x
Median Earnings (Bachelor's)$66K
Median Earnings (Graduate)$79K
Median Earnings (HS Diploma)$45K
Public Assistance Recipients1.3%
Average Annual Wage$50K
Professional Services Concentration0.48x national
This county
1.0 = national average share
Federal Government Jobs Located Here98
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government2.5%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$9M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars62%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$298K
This county
$240K state avg
$303K national
Median Sale Price$267K
This county
$303K national
Market Rent (ZORI)$1532/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.47%
This county
0.71% state avg
1.10% national

Annual tax on median home: $953

Affordability & Supply

HUD Fair Market Rent (2BR)$1,473/mo
Home Price Change (1 yr)+4.5%−+0.5% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households8.2%
Homeownership Rate82.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
95.8%
Listings with Price Cuts— High — sellers are negotiating
28.5%
Sold Above List Price
14.8%
Median Days to Close
30 days
Active Listings
238
New Listings / Month
83

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
23 days
Months of Supply (Redfin)— Low inventory — sellers market
1.4 mo
Sold Above List (Redfin)
23.1%

Sale-to-List Cross-Reference

Zillow 95.8%  ·  Redfin 98.2%

Source: Redfin · Updated monthly

Health

Life Expectancy75.8 yrs
This county
national avg ~78.5 years
Hospital Rating5.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.3%
This county
national avg ~11%
Food Environment Index8.3 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score0
Healthcare Shortage Score0.0
Healthcare Offices71
Obesity Rate (BRFSS)37.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.4%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)33.8%
This county
national avg 32.0%
Active Physicians72
Nursing Home Rating3.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients631 / 1,000
Medicare Cost per Beneficiary$11,783
Uninsured (under 65)8.4%
This county
national avg ~10%
Adults with Depression26.5%

Education

Math Test Scores3.26 grade level
Reading Test Scores3.11 grade level
HS Diploma Holders16,556
Bachelor's Degree Holders6,802
HS Completion Rate89.5%
This county
national avg ~85%
Private Schools12

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate15.9 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate31.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities112
Social Vulnerability (CDC SVI)5th pct
Drug Overdose Deaths (2024)19.1 / 100K
Suicide Rate22.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.9
January Sunshine-0.80
January Temperature-0.26
Average Temp54°F+1.9% since 2022
Avg High Temp64°F+1.3% since 2022
Avg Low Temp43°F+2.9% since 2022
Median AQIAQI 60
Good Air Days80 days/yr
Unhealthy Air Days24 days/yr
Annual Precipitation44.0 in/yr+17% since 2022
Avg Storm Events6.0 storms/yr
Avg Annual Storm Damage$2M
Drought Index (2022)-0.44
Heating Degree Days5,289 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,113 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,713 HDD/yr
Cooling Degree Days (1901–2000 Baseline)957 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.4
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)63 / 100
Community Resilience (FEMA)79 / 100
Federal Disaster Declarations20 since 1953
Fine Particulate Pollution (PM2.5)9.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)27 properties
FAA-Registered Airports15 total
Airports (excl. heliports)12 airports

Internet & Remote Work

Download Speed239 Mbps
This county
national avg ~120 Mbps
Upload Speed128 Mbps
Fixed Internet (Q1 2026)397 Mbps
Mobile Internet (Q1 2026)280 Mbps
Mobile Upload (Q1 2026)31 Mbps
Mobile Latency (Q1 2026)30 ms
Households with 100Mbps+94.3%
This county
national avg 75.0%
Cellular-Only Internet14.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)225 Mbps

EV Infrastructure

EV Charging Stations8 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers15

Commute & Transit

Remote Workers2,783 workers
Public Transit Commuters80 workers
Walk to Work (workers)302 workers
Extreme Commutes (90+ min)913 workers
Bike Commuters0.0%
Walk to Work0.9%

Families & Childcare

Childcare Cost Burden24.9%
This county
national median ~27% of household income
Childcare Centers3.6 per 10K residents
Childcare Facilities16

Civic & Community

Voter Turnout67.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.894
Nonprofit Organizations382
Veterans Share9.4%
This county
national avg 7.0%
Married Adults55.9%
Never-Married Adults25.2%
Divorced Adults12.1%
Religious Organizations44
Asian Population0.6%
Native American Population0.0%
Membership Associations9.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.52 per 1K residents
Nursing & Care Facilities9
Grocery Stores6
Arts & Entertainment Venues3
Hotels & Lodging7
Recreation Businesses10
Professional Services Firms98
Veterinary Practices14
Real Estate Firms52
Debt Burden
Avg Mortgage Balance$62K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate50.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.25%

Politics

R+54

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.47%0.71% state avg
Politics
R+54R+19
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +977

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.87x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Morgan County

Median home value: $301K

View on Zillow →View on Realtor.com →

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Full Indiana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable