← Map/← Indiana/Counties/Montgomery

Montgomery
Indiana

38K

Population

$63K

Median Income

$221K

Median Home

R+51

Politics

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What stands out

Montgomery County sits close to the middle of the country on most of what we measure: income, home prices, crime, schools, weather. The sections below place each figure against every other American county.

Where you are

You live in Montgomery County, Indiana. 38,018 people live here with you. The population grew 0.7% last year, and more Americans moved in than out (net +249).

Indiana has a flat income tax just under 3% and most counties add their own income tax on top, typically 1% to 2.5%. Property taxes are capped by the state constitution at 1% of assessed value for homesteads. Indianapolis, Fort Wayne and the Chicago suburbs in Lake County account for most of the growth; the rest of the state is affordable and slow-changing.

Money

The typical household here brings in $62,937 a year, higher than 57% of American counties. Employers pay an average wage of $57,386. Unemployment runs 2.5%, lower than 83% of American counties. 6% of workers work from home.

Indiana takes 3.0% of that median income in state income tax, about $1,857 a year.

Home

The median home costs $224K, cheaper than 54% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $808 a month. Property tax is 0.60% of home value, roughly $941 a year on that median home, lower than 77% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 53% of American counties. Drug overdoses killed 16 people per 100,000 in 2024.

A child born here can expect to live 76.8 years, longer than 61% of American counties. There are 24 active physicians in the county, about 6.3 per 10,000 people. Medicare rates the local hospitals 5.0 of 5 stars. 10.1% of people under 65 have no health insurance.

School

Local students test at grade level 3.04 where 3.0 is national grade level, higher than 67% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 51 points, among the most lopsided counties in the country. 59% of eligible voters turned out. Under Indiana law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 52°F, highs near 63 and lows near 41, colder than 66% of American counties. About 34 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 53 out of 100, riskier than 53% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 237 Mbps down, faster than 68% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 1 brewery, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$63K
This county
national avg ~$75K
Poverty Rate11.0%
This county
national avg ~11.5%
Unemployment Rate2.5%
This county
national avg ~3.8%
GDP per Capita$58,463
Federal Spending per Capita$201
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers26.4%
Average Adjusted Gross Income$62K
Avg Credit Score675
Work From Home %6.1%
This county
national avg 17.0%
Population Under 1822.9%
This county
national avg 22.0%
Single-Person Households30.4%
This county
national avg 28.0%
Banks & Finance Firms28
Income (20th Percentile)$28K
Income (80th Percentile)$117K
Income (95th Percentile)$193K
Bachelor's Degree or Higher20.8%
This county
national avg 34.3%
Less Than High School10.8%
This county
national avg 11.0%
Knowledge Economy GDP %5.9%
Dependency Ratio0.70
Medicare Spending / Person$3,219
SS Benefits / Person$4,457
Education Wage Premium2.18x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$86K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients1.4%
Average Annual Wage$57K
Professional Services Concentration0.39x national
This county
1.0 = national average share
Federal Government Jobs Located Here63
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government1.4%
Federal Civilian Share of Earnings0.5%
Federal Contract Dollars Performed Here (FY2025)$89,300
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars100%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$221K
This county
$240K state avg
$303K national
Median Sale Price$213K
This county
$303K national
Market Rent (ZORI)$1028/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.60%
This county
0.71% state avg
1.10% national

Annual tax on median home: $941

Affordability & Supply

HUD Fair Market Rent (2BR)$966/mo
Home Price Change (1 yr)+5.3%−+0.5% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households8.6%
Homeownership Rate75.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.1%
Listings with Price Cuts— Low — market moving fast
18.9%
Sold Above List Price
15.1%
Median Days to Close
36 days
Active Listings
121
New Listings / Month
49

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
15 days
Months of Supply (Redfin)— Low inventory — sellers market
1.6 mo
Sold Above List (Redfin)
23.4%

Sale-to-List Cross-Reference

Zillow 96.1%  ·  Redfin 97.9%

Source: Redfin · Updated monthly

Health

Life Expectancy76.8 yrs
This county
national avg ~78.5 years
Hospital Rating5.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.8%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score16
Healthcare Shortage Score15.7
Healthcare Offices65
Obesity Rate (BRFSS)39.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.0%
This county
national avg 32.0%
Active Physicians24
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients694 / 1,000
Medicare Cost per Beneficiary$11,346
Uninsured (under 65)10.1%
This county
national avg ~10%
Adults with Depression27.1%

Education

Math Test Scores3.12 grade level
Reading Test Scores2.95 grade level
HS Diploma Holders9,217
Bachelor's Degree Holders3,398
HS Completion Rate89.2%
This county
national avg ~85%
Private Schools8

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.7 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate32.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities11
Social Vulnerability (CDC SVI)46th pct
Drug Overdose Deaths (2024)16.3 / 100K
Suicide Rate17.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.3
January Sunshine-0.71
January Temperature-0.47
Average Temp52°F+1.4% since 2022
Avg High Temp63°F+1.5% since 2022
Avg Low Temp41°F+1.5% since 2022
Annual Precipitation34.0 in/yr+3.0% since 2022
Avg Storm Events5.6 storms/yr
Avg Annual Storm Damage$63K
Drought Index (2022)-0.89
Heating Degree Days5,742 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,005 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,133 HDD/yr
Cooling Degree Days (1901–2000 Baseline)844 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year0.8
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)53 / 100
Community Resilience (FEMA)82 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)9.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)23 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed237 Mbps
This county
national avg ~120 Mbps
Upload Speed144 Mbps
Fixed Internet (Q1 2026)406 Mbps
Mobile Internet (Q1 2026)284 Mbps
Mobile Upload (Q1 2026)21 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+95.1%
This county
national avg 75.0%
Cellular-Only Internet15.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)204 Mbps

EV Infrastructure

EV Charging Stations5 stations
DC Fast Chargers1 chargers
Level 2 EV Chargers14

Commute & Transit

Remote Workers1,088 workers
Public Transit Commuters88 workers
Walk to Work (workers)557 workers
Extreme Commutes (90+ min)183 workers
Bike Commuters0.1%
Walk to Work3.1%

Families & Childcare

Childcare Cost Burden23.4%
This county
national median ~27% of household income
Childcare Centers5.7 per 10K residents
Childcare Facilities8

Civic & Community

Voter Turnout59.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.196
Nonprofit Organizations228
Veterans Share7.4%
This county
national avg 7.0%
Married Adults52.8%
Never-Married Adults27.2%
Divorced Adults12.2%
Religious Organizations34
Asian Population0.4%
Native American Population0.0%
Membership Associations11.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.68 per 1K residents
Colleges & Universities1
Nursing & Care Facilities7
Grocery Stores7
Hotels & Lodging9
Recreation Businesses5
Professional Services Firms55
Veterinary Practices5
Real Estate Firms28
Museums3
Debt Burden
Avg Mortgage Balance$65K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate46.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.21%

Politics

R+51

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.60%0.71% state avg
Politics
R+51R+19
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +249

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.82x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Montgomery County

Median home value: $224K

View on Zillow →View on Realtor.com →

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Full Indiana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable