← Map/← Indiana/Counties/Miami

Miami
Indiana

36K

Population

$60K

Median Income

$159K

Median Home

R+54

Politics

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What stands out

If you had to describe Miami County in numbers, start here: the overdose death rate is in the top 13% of American counties (31 per 100,000) and winter sunshine is in the bottom 13% of American counties (-0.9 on the USDA scale). Within Indiana it ranks 12th of 92 counties for the overdose death rate.

Where you are

You live in Miami County, Indiana. 35,952 people live here with you. The population shrank 0.4% last year, and more Americans moved in than out (net +3).

Indiana has a flat income tax just under 3% and most counties add their own income tax on top, typically 1% to 2.5%. Property taxes are capped by the state constitution at 1% of assessed value for homesteads. Indianapolis, Fort Wayne and the Chicago suburbs in Lake County account for most of the growth; the rest of the state is affordable and slow-changing.

Money

The typical household here brings in $59,551 a year, lower than 53% of American counties. Employers pay an average wage of $49,711. Unemployment runs 4.1%, higher than 72% of American counties. 4% of workers work from home; for the rest the average commute is 24 minutes each way.

Indiana takes 2.9% of that median income in state income tax, about $1,757 a year.

Home

The median home costs $163K, cheaper than 79% of American counties, about 1.6 years of the median household's income. A two-bedroom rents for around $753 a month. Property tax is 0.56% of home value, roughly $628 a year on that median home, lower than 82% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 4.1 per 1,000 residents, higher than 64% of American counties. Drug overdoses killed 31 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 74.5 years, shorter than 65% of American counties. There are 22 active physicians in the county, about 6.1 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 9.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.18 where 3.0 is national grade level, higher than 80% of American counties. 87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 54 points, among the most lopsided counties in the country. 52% of eligible voters turned out. Under Indiana law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 51°F, highs near 62 and lows near 41, colder than 70% of American counties. About 32 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 28 out of 100, safer than 72% of American counties; the county has had 15 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 188 Mbps down, slower than 55% of American counties. There are 6 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$60K
This county
national avg ~$75K
Poverty Rate13.6%
This county
national avg ~11.5%
Unemployment Rate4.1%
This county
national avg ~3.8%
GDP per Capita$34,538
Federal Spending per Capita$1,668
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers25.2%
Average Adjusted Gross Income$53K
Avg Credit Score671
Work From Home %4.3%
This county
national avg 17.0%
Population Under 1821.0%
This county
national avg 22.0%
Single-Person Households27.7%
This county
national avg 28.0%
Banks & Finance Firms15
Income (20th Percentile)$28K
Income (80th Percentile)$106K
Income (95th Percentile)$178K
Bachelor's Degree or Higher15.5%
This county
national avg 34.3%
Less Than High School13.2%
This county
national avg 11.0%
Knowledge Economy GDP %3.6%
Dependency Ratio0.63
Medicare Spending / Person$3,023
SS Benefits / Person$3,862
Education Wage Premium2.15x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$73K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients1.9%
Average Annual Wage$50K
Professional Services Concentration0.19x national
This county
1.0 = national average share
Federal Government Jobs Located Here574
Federal Share of Jobs Located Here6.3%
Residents Who Work for the Federal Government3.4%
Federal Civilian Share of Earnings9.5%
Federal Contract Dollars Performed Here (FY2025)$36M
Contract Dollars Relative to Local Wages0.08x wages
Largest Award's Share of Contract Dollars47%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$159K
This county
$240K state avg
$303K national
Median Sale Price$167K
This county
$303K national
Market Rent (ZORI)$963/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.56%
This county
0.71% state avg
1.10% national

Annual tax on median home: $628

Affordability & Supply

HUD Fair Market Rent (2BR)$956/mo
Home Price Change (1 yr)+0.7%−+8.2% since 2024
Home Value to Income Ratio1.6x income
Severely Cost-Burdened Households7.9%
Homeownership Rate75.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
21.4%
Active Listings
95
New Listings / Month
24

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
44 days
Months of Supply (Redfin)— Low inventory — sellers market
2.8 mo
Sold Above List (Redfin)
19.2%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
97.0%

Source: Redfin · Updated monthly

Health

Life Expectancy74.5 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity12.5%
This county
national avg ~11%
Food Environment Index7.2 / 10
This county
higher = better access
Primary Care Shortage Score13
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score18
Healthcare Shortage Score15.7
Healthcare Offices32
Obesity Rate (BRFSS)44.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)19.5%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)36.2%
This county
national avg 32.0%
Active Physicians22
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients581 / 1,000
Medicare Cost per Beneficiary$12,007
Uninsured (under 65)9.4%
This county
national avg ~10%
Adults with Depression26.8%

Education

Math Test Scores3.24 grade level
Reading Test Scores3.11 grade level
HS Diploma Holders8,809
Bachelor's Degree Holders2,731
HS Completion Rate86.8%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate4.1 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate26.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities4
Social Vulnerability (CDC SVI)39th pct
Drug Overdose Deaths (2024)31.1 / 100K
Suicide Rate15.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.8
January Sunshine-0.92
January Temperature-0.63
Average Temp51°F+1.2% since 2022
Avg High Temp62°F+1.3% since 2022
Avg Low Temp41°F+0.7% since 2022
Annual Precipitation32.1 in/yr-0.3% since 2022
Avg Storm Events5.2 storms/yr
Avg Annual Storm Damage$3K
Drought Index (2022)-0.83
Heating Degree Days5,962 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days955 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,278 HDD/yr
Cooling Degree Days (1901–2000 Baseline)820 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.0
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)28 / 100
Community Resilience (FEMA)54 / 100
Federal Disaster Declarations15 since 1953
Fine Particulate Pollution (PM2.5)8.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)17 properties
FAA-Registered Airports6 total
Airports (excl. heliports)6 airports

Internet & Remote Work

Download Speed188 Mbps
This county
national avg ~120 Mbps
Upload Speed19 Mbps
Fixed Internet (Q1 2026)276 Mbps
Mobile Internet (Q1 2026)451 Mbps
Mobile Upload (Q1 2026)35 Mbps
Mobile Latency (Q1 2026)25 ms
Households with 100Mbps+80.4%
This county
national avg 75.0%
Cellular-Only Internet18.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)115 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers1

Commute & Transit

Remote Workers651 workers
Public Transit Commuters44 workers
Walk to Work (workers)229 workers
Extreme Commutes (90+ min)473 workers
Avg Commute Time23.7 min
This county
national avg ~27 min
Bike Commuters0.5%
Walk to Work1.5%

Families & Childcare

Childcare Cost Burden25.2%
This county
national median ~27% of household income
Childcare Centers2.6 per 10K residents

Civic & Community

Voter Turnout52.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.827
Nonprofit Organizations162
Veterans Share10.0%
This county
national avg 7.0%
Married Adults49.2%
Never-Married Adults29.4%
Divorced Adults16.2%
Religious Organizations42
Asian Population0.5%
Native American Population0.2%
Membership Associations13.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.51 per 1K residents
Nursing & Care Facilities12
Grocery Stores8
Arts & Entertainment Venues3
Hotels & Lodging4
Recreation Businesses6
Professional Services Firms29
Veterinary Practices5
Real Estate Firms19
Museums3
Debt Burden
Avg Mortgage Balance$59K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate46.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.22%

Politics

R+54

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.56%0.71% state avg
Politics
R+54R+19
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +3

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.69x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Miami County

Median home value: $163K

View on Zillow →View on Realtor.com →

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Full Indiana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable