← Map/← Indiana/Counties/Kosciusko

Kosciusko
Indiana

80K

Population

$71K

Median Income

$284K

Median Home

R+56

Politics

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What stands out

Against every county in America, Kosciusko County is unusual in one way: winter sunshine is in the bottom 13% of American counties (-0.9 on the USDA scale). Within Indiana it ranks 18th of 92 counties for winter sunshine, counting from the bottom.

Where you are

You live in Kosciusko County, Indiana. 80,442 people live here with you. The population held steady at 0.3% last year, and more Americans moved out than in (net -390).

Indiana has a flat income tax just under 3% and most counties add their own income tax on top, typically 1% to 2.5%. Property taxes are capped by the state constitution at 1% of assessed value for homesteads. Indianapolis, Fort Wayne and the Chicago suburbs in Lake County account for most of the growth; the rest of the state is affordable and slow-changing.

Money

The typical household here brings in $70,945 a year, higher than 76% of American counties. Employers pay an average wage of $58,899. Unemployment runs 2.5%, lower than 83% of American counties. 7% of workers work from home; for the rest the average commute is 19 minutes each way.

Indiana takes 3.0% of that median income in state income tax, about $2,093 a year.

Home

The median home costs $289K, pricier than 67% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $943 a month. Property tax is 0.61% of home value, roughly $1,122 a year on that median home, lower than 75% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 64% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 76.8 years, longer than 62% of American counties. There are 80 active physicians in the county, about 9.9 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 12.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.13 where 3.0 is national grade level, higher than 76% of American counties. 88% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 56 points, among the most lopsided counties in the country. 62% of eligible voters turned out. Under Indiana law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 50°F, highs near 61 and lows near 40, colder than 74% of American counties. About 32 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 67 out of 100, riskier than 67% of American counties; the county has had 18 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 259 Mbps down, faster than 79% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$71K
This county
national avg ~$75K
Poverty Rate10.7%
This county
national avg ~11.5%
Unemployment Rate2.5%
This county
national avg ~3.8%
GDP per Capita$94,383
Federal Spending per Capita$355
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers29.7%
Average Adjusted Gross Income$78K
Avg Credit Score685
Work From Home %7.0%
This county
national avg 17.0%
Population Under 1823.6%
This county
national avg 22.0%
Single-Person Households27.3%
This county
national avg 28.0%
Banks & Finance Firms53
Income (20th Percentile)$34K
Income (80th Percentile)$125K
Income (95th Percentile)$203K
Bachelor's Degree or Higher24.1%
This county
national avg 34.3%
Less Than High School12.2%
This county
national avg 11.0%
Knowledge Economy GDP %4.6%
Dependency Ratio0.69
Medicare Spending / Person$2,630
SS Benefits / Person$4,272
Education Wage Premium1.72x
Median Earnings (Bachelor's)$55K
Median Earnings (Graduate)$72K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients1.3%
Average Annual Wage$59K
Professional Services Concentration0.43x national
This county
1.0 = national average share
Federal Government Jobs Located Here140
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government0.8%
Federal Civilian Share of Earnings0.5%
Federal Contract Dollars Performed Here (FY2025)$27M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars3%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$284K
This county
$240K state avg
$303K national
Median Sale Price$229K
This county
$303K national
Market Rent (ZORI)$1105/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.61%
This county
0.71% state avg
1.10% national

Annual tax on median home: $1,122

Affordability & Supply

HUD Fair Market Rent (2BR)$1,142/mo
Home Price Change (1 yr)+4.6%−+0.5% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households8.1%
Homeownership Rate76.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.0%
Listings with Price Cuts— Low — market moving fast
16.2%
Sold Above List Price
31.7%
Median Days to Close
20 days
Active Listings
241
New Listings / Month
84

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
32 days
Months of Supply (Redfin)— Low inventory — sellers market
2.7 mo
Sold Above List (Redfin)
22.9%

Sale-to-List Cross-Reference

Zillow 98.0%  ·  Redfin 98.0%

Source: Redfin · Updated monthly

Health

Life Expectancy76.8 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.2%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score23
Healthcare Shortage Score19.7
Healthcare Offices98
Obesity Rate (BRFSS)38.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)26.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.5%
This county
national avg 32.0%
Active Physicians80
Nursing Home Rating2.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients630 / 1,000
Medicare Cost per Beneficiary$11,713
Uninsured (under 65)12.2%
This county
national avg ~10%
Adults with Depression26.1%

Education

Math Test Scores3.20 grade level
Reading Test Scores3.06 grade level
HS Diploma Holders16,099
Bachelor's Degree Holders8,312
HS Completion Rate87.8%
This county
national avg ~85%
Private Schools23

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.6 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate18.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities14
Social Vulnerability (CDC SVI)39th pct
Drug Overdose Deaths (2024)11.8 / 100K
Suicide Rate12.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.2
January Sunshine-0.92
January Temperature-0.70
Average Temp50°F+0.8% since 2022
Avg High Temp61°F+0.5% since 2022
Avg Low Temp40°F+1.5% since 2022
Annual Precipitation32.4 in/yr+0.9% since 2022
Avg Storm Events15.2 storms/yr
Avg Annual Storm Damage$67K
Drought Index (2022)-0.70
Heating Degree Days6,215 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days881 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,601 HDD/yr
Cooling Degree Days (1901–2000 Baseline)696 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.0
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)67 / 100
Community Resilience (FEMA)84 / 100
Federal Disaster Declarations18 since 1953
Fine Particulate Pollution (PM2.5)8.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)18 properties
FAA-Registered Airports13 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed259 Mbps
This county
national avg ~120 Mbps
Upload Speed127 Mbps
Fixed Internet (Q1 2026)389 Mbps
Mobile Internet (Q1 2026)323 Mbps
Mobile Upload (Q1 2026)26 Mbps
Mobile Latency (Q1 2026)36 ms
Households with 100Mbps+93.0%
This county
national avg 75.0%
Cellular-Only Internet13.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)217 Mbps

EV Infrastructure

EV Charging Stations7 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers14

Commute & Transit

Remote Workers2,742 workers
Public Transit Commuters91 workers
Walk to Work (workers)955 workers
Extreme Commutes (90+ min)419 workers
Avg Commute Time18.6 min
This county
national avg ~27 min
Bike Commuters0.5%
Walk to Work2.4%

Families & Childcare

Childcare Cost Burden26.0%
This county
national median ~27% of household income
Childcare Centers3.4 per 10K residents
Childcare Facilities13

Civic & Community

Voter Turnout61.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.707
Nonprofit Organizations366
Veterans Share7.2%
This county
national avg 7.0%
Married Adults54.2%
Never-Married Adults27.9%
Divorced Adults13.1%
Religious Organizations98
Asian Population1.5%
Native American Population0.3%
Membership Associations15.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.85 per 1K residents
Colleges & Universities1
Nursing & Care Facilities26
Grocery Stores12
Arts & Entertainment Venues4
Hotels & Lodging16
Recreation Businesses27
Professional Services Firms142
Veterinary Practices17
Real Estate Firms66
Debt Burden
Avg Mortgage Balance$72K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate40.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.40%

Politics

R+56

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.61%0.71% state avg
Politics
R+56R+19
COL Index
87state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -390

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.80x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Kosciusko County

Median home value: $289K

View on Zillow →View on Realtor.com →

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Full Indiana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable