← Map/Indiana/Counties/Carroll

Carroll
Indiana

20K

Population

$61K

Median Income

$236K

Median Home

R+53

Politics

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Where you are

You live in Carroll County, Indiana. 20,397 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +40).

Indiana has a flat income tax just above 3% and most counties add their own income tax on top, typically 1% to 2.5%. Property taxes are capped by the state constitution at 1% of assessed value for homesteads. Indianapolis, Fort Wayne and the Chicago suburbs in Lake County account for most of the growth; the rest of the state is affordable and slow-changing.

Money

The typical household here brings in $61,464 a year, higher than 53% of American counties. Employers pay an average wage of $49,734. Unemployment runs 2.9%, lower than 70% of American counties. 4% of workers work from home; for the rest the average commute is 25 minutes each way.

Indiana takes 3.1% of that median income in state income tax, about $1,936 a year.

Home

The median home costs $236K, pricier than 51% of American counties, about 2.0 years of the median household's income. A two-bedroom rents for around $792 a month. Property tax is 0.60% of home value, roughly $920 a year on that median home, lower than 77% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 54% of American counties.

A child born here can expect to live 79.5 years, longer than 88% of American counties. There are 4 active physicians in the county, about 2.0 per 10,000 people. 9.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.26 where 3.0 is national grade level, higher than 83% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 53 points, among the most lopsided counties in the country. 61% of eligible voters turned out. Under Indiana law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is illegal.

Weather and risk

The year averages 52°F, highs near 62 and lows near 41, colder than 68% of American counties. About 30 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 36 out of 100, safer than 64% of American counties; the county has had 18 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 158 Mbps down, slower than 68% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$61K
This county
national avg ~$75K
Poverty Rate10.3%
This county
national avg ~11.5%
Unemployment Rate2.9%
This county
national avg ~3.8%
GDP per Capita$45,898
Federal Spending per Capita$336
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers28.5%
Average Adjusted Gross Income$67K
Avg Credit Score679
Work From Home %3.8%
This county
national avg 17.0%
Population Under 1821.9%
This county
national avg 22.0%
Single-Person Households29.6%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$32K
Income (80th Percentile)$117K
Income (95th Percentile)$196K
Bachelor's Degree or Higher19.1%
This county
national avg 35.0%
Less Than High School9.7%
This county
national avg 11.0%
Knowledge Economy GDP %3.4%
Dependency Ratio1.10
Medicare Spending / Person$2,524
SS Benefits / Person$4,592
Education Wage Premium1.48x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$58K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients0.8%
Average Annual Wage$50K
Professional Services Concentration0.42x national
This county
1.0 = national average share

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$231K
This county
$240K state avg
$303K national
Market Rent (ZORI)$1114/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.60%
This county
0.71% state avg
1.10% national

Annual tax on median home: $920

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+2.1%-74% since 2024
Home Value to Income Ratio2.0x income
Severely Cost-Burdened Households5.2%
Homeownership Rate79.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price CutsLow — market moving fast
20.7%
Active Listings
58
New Listings / Month
20

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
35 days
Months of Supply (Redfin)Balanced market
3.7 mo
Sold Above List (Redfin)
26.7%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
98.9%

Source: Redfin · Updated monthly

Health

Life Expectancy79.5 yrs
This county
national avg ~78.5 years
Food Insecurity8.6%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score9
Dental Care Shortage Score0
Healthcare Shortage Score3.0
Healthcare Offices15
Obesity Rate (BRFSS)41.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)34.3%
This county
national avg 32.0%
Active Physicians4
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients554 / 1,000
Medicare Cost per Beneficiary$10,866
Uninsured (under 65)9.6%
This county
national avg ~10%
Adults with Depression26.5%

Education

Math Test Scores3.27 grade level
Reading Test Scores3.25 grade level
HS Diploma Holders5,353
Bachelor's Degree Holders1,613
HS Completion Rate90.3%
This county
national avg ~85%

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate11.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate7.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate19.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)8th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate13.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.8
January Sunshine-0.92
January Temperature-0.44
Average Temp52°F+1.8% since 2022
Avg High Temp62°F+2.0% since 2022
Avg Low Temp41°F+1.2% since 2022
Median AQIAQI 36
Good Air Days308 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation30.1 in/yr-2.3% since 2022
Avg Storm Events4.8 storms/yr
Avg Annual Storm Damage$56K
Ozone Days351 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.98
Heating Degree Days5,836 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,013 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,207 HDD/yr
Cooling Degree Days (1901–2000 Baseline)842 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year0.4
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)36 / 100
Community Resilience (FEMA)70 / 100
Federal Disaster Declarations18 since 1953
Fine Particulate Pollution (PM2.5)8.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)37 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed158 Mbps
This county
national avg ~120 Mbps
Upload Speed41 Mbps
Fixed Internet (Q1 2026)344 Mbps
Mobile Internet (Q1 2026)415 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)26 ms
Households with 100Mbps+67.0%
This county
national avg 75.0%
Cellular-Only Internet21.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)159 Mbps

Commute & Transit

Remote Workers364 workers
Public Transit Commuters38 workers
Walk to Work149 workers
Extreme Commutes (90+ min)142 workers
Avg Commute Time24.7 min
This county
national avg ~27 min
Walk to Work1.6%

Families & Childcare

Childcare Cost Burden25.8%
This county
national median ~27% of household income
Childcare Centers2.7 per 10K residents
Childcare Facilities5

Civic & Community

Voter Turnout61.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.685
Nonprofit Organizations121
Veterans Share8.3%
This county
national avg 7.0%
Married Adults53.7%
Never-Married Adults25.2%
Divorced Adults14.4%
Religious Organizations23
Asian Population0.1%
Native American Population0.0%
Membership Associations12.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.69 per 1K residents
Nursing & Care Facilities4
Grocery Stores5
Recreation Businesses5
Professional Services Firms21
Veterinary Practices6
Real Estate Firms14
Debt Burden
Avg Mortgage Balance$69K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate45.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.29%

Politics

R+53

2024 Presidential · Indiana was R+19 statewide

vs Indiana State

Income tax
3.05%Same (state law)
Property tax
0.60%0.71% state avg
Politics
R+53R+19
COL Index
County data87 (state)

Population & Migration

Net Domestic Migration 2023

+40

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.76x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Carroll County

Median home value: $236K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable