← Map/← Florida/Counties/Putnam

Putnam
Florida

74K

Population

$45K

Median Income

$218K

Median Home

R+45

Politics

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What stands out

If you had to describe Putnam County in numbers, start here: the average temperature is in the top 3% of American counties (71°F), the overdose death rate is in the top 8% of American counties (37 per 100,000), and the uninsured rate is in the top 9% of American counties (17.3%). Within Florida it ranks 34th of 67 counties for the average temperature.

Where you are

You live in Putnam County, Florida. 73,604 people live here with you. The population grew 1.6% last year, and more Americans moved in than out (net +1,542).

Florida has no income tax and no estate tax, and its Save Our Homes cap limits assessed-value growth to 3% a year for homesteaded owners. The trade-off is insurance: home, wind and flood premiums are the highest in the country and several national carriers have left the market. The state has added more residents than any other since 2020.

Money

The typical household here brings in $44,852 a year, lower than 88% of American counties. Employers pay an average wage of $51,592. Unemployment runs 4.1%, higher than 71% of American counties. 8% of workers work from home.

Florida has no state income tax, so none of that goes to the state.

Home

The median home costs $221K, cheaper than 56% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $845 a month. Property tax is 0.92% of home value, roughly $1,161 a year on that median home, higher than 55% of American counties. 73% of households own rather than rent.

Safety and health

Violent crime here is 4.7 per 1,000 residents, higher than 89% of American counties. Drug overdoses killed 37 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 71.5 years, shorter than 90% of American counties. There are 71 active physicians in the county, about 9.6 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 17.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.91 where 3.0 is national grade level, lower than 54% of American counties. 82% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 45 points, among the most lopsided counties in the country. 65% of eligible voters turned out. Under Florida law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 71°F, highs near 82 and lows near 60, warmer than 97% of American counties. About 45 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 90 out of 100, riskier than 90% of American counties; the county has had 41 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 200 Mbps down, faster than 50% of American counties. There are 12 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$45K
This county
national avg ~$75K
Poverty Rate22.5%
This county
national avg ~11.5%
Unemployment Rate4.1%
This county
national avg ~3.8%
GDP per Capita$45,395
Federal Spending per Capita$599
Median Individual Earnings$34K
This county
national avg $45K
Professional/Management Workers25.3%
Average Adjusted Gross Income$52K
Avg Credit Score635
Work From Home %7.9%
This county
national avg 17.0%
Population Under 1821.3%
This county
national avg 22.0%
Single-Person Households32.4%
This county
national avg 28.0%
Banks & Finance Firms29
Income (20th Percentile)$18K
Income (80th Percentile)$88K
Income (95th Percentile)$162K
Bachelor's Degree or Higher13.3%
This county
national avg 34.3%
Less Than High School17.6%
This county
national avg 11.0%
Knowledge Economy GDP %1.0%
Dependency Ratio0.81
Medicare Spending / Person$4,264
SS Benefits / Person$5,023
Education Wage Premium2.12x
Median Earnings (Bachelor's)$44K
Median Earnings (Graduate)$63K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients1.9%
Average Annual Wage$52K
Professional Services Concentration0.45x national
This county
1.0 = national average share
Federal Government Jobs Located Here142
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government1.1%
Federal Civilian Share of Earnings1.1%
Federal Contract Dollars Performed Here (FY2025)$6M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars87%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$218K
This county
$415K state avg
$303K national
Median Sale Price$201K
This county
$303K national
Market Rent (ZORI)$1320/mo
This county
$1900/mo state avg
$1400/mo national
Property Tax Rate0.92%
This county
0.77% state avg
1.10% national

Annual tax on median home: $1,161

Affordability & Supply

HUD Fair Market Rent (2BR)$1,155/mo
Home Price Change (1 yr)+2.3%−+1.4% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households12.2%
Homeownership Rate73.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
94.2%
Listings with Price Cuts— High — sellers are negotiating
26.0%
Sold Above List Price
14.6%
Median Days to Close
24 days
Active Listings
375
New Listings / Month
67

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
97 days
Months of Supply (Redfin)— High inventory — buyers market
7.8 mo
Sold Above List (Redfin)
20.5%

Sale-to-List Cross-Reference

Zillow 94.2%  ·  Redfin 95.4%

Source: Redfin · Updated monthly

Health

Life Expectancy71.5 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity15.4%
This county
national avg ~11%
Food Environment Index6.9 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score26
Healthcare Shortage Score22.3
Healthcare Offices93
Obesity Rate (BRFSS)33.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)21.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)27.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)31.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.8%
This county
national avg 32.0%
Active Physicians71
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients662 / 1,000
Medicare Cost per Beneficiary$13,722
Uninsured (under 65)17.3%
This county
national avg ~10%
Adults with Depression20.9%

Education

Math Test Scores2.97 grade level
Reading Test Scores2.86 grade level
HS Diploma Holders16,482
Bachelor's Degree Holders4,890
HS Completion Rate82.4%
This county
national avg ~85%
Private Schools7

Safety

Violent Crime Rate4.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate23.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate9.7 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate29.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities20
Social Vulnerability (CDC SVI)98th pct
Drug Overdose Deaths (2024)36.9 / 100K
Suicide Rate21.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.4
January Sunshine0.98
January Temperature2.10
Average Temp71°F-1.3% since 2022
Avg High Temp82°F-0.6% since 2022
Avg Low Temp60°F-1.9% since 2022
Median AQIAQI 17
Good Air Days355 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation45.2 in/yr-18% since 2022
Avg Storm Events15.6 storms/yr
Avg Annual Storm Damage$5K
Ozone Days0 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.17
Heating Degree Days987 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days3,350 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)1,183 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,724 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year1.0
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)90 / 100
Community Resilience (FEMA)14 / 100
Federal Disaster Declarations41 since 1953
Fine Particulate Pollution (PM2.5)8.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)22 properties
FAA-Registered Airports16 total
Airports (excl. heliports)12 airports

Internet & Remote Work

Download Speed200 Mbps
This county
national avg ~120 Mbps
Upload Speed22 Mbps
Fixed Internet (Q1 2026)256 Mbps
Mobile Internet (Q1 2026)189 Mbps
Mobile Upload (Q1 2026)13 Mbps
Mobile Latency (Q1 2026)38 ms
Households with 100Mbps+82.0%
This county
national avg 75.0%
Cellular-Only Internet17.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)99 Mbps

EV Infrastructure

EV Charging Stations6 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers6

Commute & Transit

Remote Workers2,015 workers
Public Transit Commuters72 workers
Walk to Work (workers)326 workers
Extreme Commutes (90+ min)877 workers
Bike Commuters0.7%
Walk to Work1.3%

Agriculture

Farms474 farms
Farmland44,595 acres

Families & Childcare

Childcare Cost Burden29.0%
This county
national median ~27% of household income
Childcare Centers5.3 per 10K residents
Childcare Facilities21

Civic & Community

Voter Turnout64.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.810
Nonprofit Organizations376
Veterans Share10.5%
This county
national avg 7.0%
Married Adults43.6%
Never-Married Adults31.7%
Divorced Adults15.8%
Religious Organizations55
Asian Population0.6%
Native American Population0.3%
Membership Associations9.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.45 per 1K residents
Colleges & Universities1
Nursing & Care Facilities25
Grocery Stores19
Hotels & Lodging14
Recreation Businesses9
Professional Services Firms90
Veterinary Practices11
Real Estate Firms49
Debt Burden
Avg Mortgage Balance$41K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate64.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.13%

Politics

R+45

2024 Presidential · Florida was R+13 statewide

vs Florida State

Income tax
NoneSame (state law)
Property tax
0.92%0.77% state avg
Politics
R+45R+13
COL Index
103state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +2K

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.98x avg income)

Economic Mobility

35%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Putnam County

Median home value: $221K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable