← Map/← Florida/Counties/Osceola

Osceola
Florida

394K

Population

$64K

Median Income

$364K

Median Home

R+2

Politics

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What stands out

Three things set Osceola County apart from the other 3,142 counties: the average temperature is among the warmest in America (74°F), population growth is in the top 2% of American counties (+3.6% a year), and winter sunshine is in the top 3% of American counties (2.0 on the USDA scale). Within Florida it ranks 19th of 67 counties for the average temperature.

Where you are

You live in Osceola County, Florida. 393,745 people live here with you. The population grew 3.6% last year, and more Americans moved in than out (net +7,418).

Florida has no income tax and no estate tax, and its Save Our Homes cap limits assessed-value growth to 3% a year for homesteaded owners. The trade-off is insurance: home, wind and flood premiums are the highest in the country and several national carriers have left the market. The state has added more residents than any other since 2020.

Money

The typical household here brings in $64,312 a year, higher than 61% of American counties. Employers pay an average wage of $52,525. Unemployment runs 3.4%, lower than 51% of American counties. 10% of workers work from home; for the rest the average commute is 32 minutes each way.

Florida has no state income tax, so none of that goes to the state.

Home

The median home costs $363K, pricier than 81% of American counties, about 4.0 years of the median household's income. A two-bedroom rents for around $1,433 a month. Property tax is 0.82% of home value, roughly $2,326 a year on that median home, lower than 54% of American counties. 66% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 56% of American counties. Drug overdoses killed 18 people per 100,000 in 2024.

A child born here can expect to live 78.1 years, longer than 76% of American counties. There are 658 active physicians in the county, about 16.7 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 14.1% of people under 65 have no health insurance.

School

Local students test at grade level 3.05 where 3.0 is national grade level, higher than 57% of American counties. 88% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted almost evenly. 71% of eligible voters turned out. Under Florida law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 74°F, highs near 84 and lows near 64, warmer than almost every county in America. About 47 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 95 out of 100, riskier than 95% of American counties; the county has had 39 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 298 Mbps down, faster than 95% of American counties. There are 9 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 5 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$64K
This county
national avg ~$75K
Poverty Rate12.9%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$42,252
Federal Spending per Capita$248
Median Individual Earnings$34K
This county
national avg $45K
Professional/Management Workers30.4%
Average Adjusted Gross Income$56K
Avg Credit Score662
Work From Home %10.1%
This county
national avg 17.0%
Population Under 1824.1%
This county
national avg 22.0%
Single-Person Households21.4%
This county
national avg 28.0%
Banks & Finance Firms133
Income (20th Percentile)$30K
Income (80th Percentile)$118K
Income (95th Percentile)$208K
Bachelor's Degree or Higher26.5%
This county
national avg 34.3%
Less Than High School12.3%
This county
national avg 11.0%
Knowledge Economy GDP %11.6%
Dependency Ratio0.59
Medicare Spending / Person$2,325
SS Benefits / Person$2,687
Education Wage Premium1.71x
Median Earnings (Bachelor's)$45K
Median Earnings (Graduate)$53K
Median Earnings (HS Diploma)$31K
Public Assistance Recipients3.5%
Average Annual Wage$53K
Professional Services Concentration0.90x national
This county
1.0 = national average share
Federal Government Jobs Located Here594
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government1.7%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$8M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars21%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$364K
This county
$415K state avg
$303K national
Median Sale Price$380K
This county
$303K national
Market Rent (ZORI)$2115/mo
This county
$1900/mo state avg
$1400/mo national
Property Tax Rate0.82%
This county
0.77% state avg
1.10% national

Annual tax on median home: $2,326

Affordability & Supply

HUD Fair Market Rent (2BR)$1,972/mo
Home Price Change (1 yr)-0.1%−+5.9% since 2024
Home Value to Income Ratio4.0x income
Severely Cost-Burdened Households18.8%
Homeownership Rate65.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.7%
Listings with Price Cuts— Low — market moving fast
22.6%
Sold Above List Price
10.3%
Median Days to Close
32 days
Active Listings
4,683
New Listings / Month
858

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
62 days
Months of Supply (Redfin)— Balanced market
5.6 mo
Sold Above List (Redfin)
12.5%

Sale-to-List Cross-Reference

Zillow 96.7%  ·  Redfin 97.5%

Source: Redfin · Updated monthly

Health

Life Expectancy78.1 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.8%
This county
national avg ~11%
Food Environment Index7.0 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score20
Dental Care Shortage Score25
Healthcare Shortage Score21.3
Healthcare Offices700
Obesity Rate (BRFSS)39.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)11.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)21.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)28.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)33.7%
This county
national avg 32.0%
Active Physicians658
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients717 / 1,000
Medicare Cost per Beneficiary$14,908
Uninsured (under 65)14.1%
This county
national avg ~10%
Adults with Depression17.3%

Education

Math Test Scores3.04 grade level
Reading Test Scores3.06 grade level
HS Diploma Holders63,401
Bachelor's Degree Holders47,040
HS Completion Rate87.7%
This county
national avg ~85%
Private Schools125

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.4 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate24.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities80
Social Vulnerability (CDC SVI)83th pct
Drug Overdose Deaths (2024)17.8 / 100K
Suicide Rate11.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale4.5
January Sunshine2.00
January Temperature2.45
Average Temp74°F-0.7% since 2022
Avg High Temp84°F-0.1% since 2022
Avg Low Temp64°F-1.4% since 2022
Median AQIAQI 36
Good Air Days330 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation46.5 in/yr-20% since 2022
Avg Storm Events4.2 storms/yr
Avg Annual Storm Damage$49M
Ozone Days356 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.11
Heating Degree Days568 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days3,841 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)721 HDD/yr
Cooling Degree Days (1901–2000 Baseline)3,173 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.4
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)95 / 100
Community Resilience (FEMA)36 / 100
Federal Disaster Declarations39 since 1953
Fine Particulate Pollution (PM2.5)8.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)11 properties
FAA-Registered Airports27 total
Airports (excl. heliports)9 airports

Internet & Remote Work

Download Speed298 Mbps
This county
national avg ~120 Mbps
Upload Speed67 Mbps
Fixed Internet (Q1 2026)470 Mbps
Mobile Internet (Q1 2026)305 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)39 ms
Households with 100Mbps+95.4%
This county
national avg 75.0%
Cellular-Only Internet10.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)183 Mbps

EV Infrastructure

EV Charging Stations84 stations
DC Fast Chargers101 chargers
Level 2 EV Chargers227

Commute & Transit

Remote Workers18,838 workers
Public Transit Commuters2,074 workers
Walk to Work (workers)1,253 workers
Extreme Commutes (90+ min)6,672 workers
Avg Commute Time31.6 min
This county
national avg ~27 min
Bike Commuters0.2%
Walk to Work0.7%

Families & Childcare

Childcare Cost Burden26.6%
This county
national median ~27% of household income
Childcare Centers4.1 per 10K residents
Childcare Facilities66

Civic & Community

Voter Turnout71.0%
This county
national avg ~55%
Volunteering Rate0.9%
Income Inequality (Gini)4.006
Nonprofit Organizations1,023
Veterans Share6.1%
This county
national avg 7.0%
Married Adults47.2%
Never-Married Adults36.2%
Divorced Adults11.8%
Religious Organizations134
Asian Population2.7%
Native American Population0.4%
Membership Associations4.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.68 per 1K residents
Colleges & Universities3
Nursing & Care Facilities43
Grocery Stores88
Arts & Entertainment Venues50
Hotels & Lodging130
Recreation Businesses61
Professional Services Firms715
Veterinary Practices65
Real Estate Firms680
Museums5
Debt Burden
Avg Mortgage Balance$63K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate53.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+2

2024 Presidential · Florida was R+13 statewide

vs Florida State

Income tax
NoneSame (state law)
Property tax
0.82%0.77% state avg
Politics
R+2R+13
COL Index
103state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +7K

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.02x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Osceola County

Median home value: $363K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable