← Map/Florida/Counties/Okaloosa

Okaloosa
Florida

212K

Population

$74K

Median Income

$356K

Median Home

R+47

Politics

Economy

Median Household Income$74K
This county
national avg ~$75K
Poverty Rate8.0%
This county
national avg ~11.5%
Unemployment Rate2.4%
This county
national avg ~3.8%
GDP per Capita$83,134
Federal Spending per Capita$9,360
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers41.1%
Average Adjusted Gross Income$86K
Avg Credit Score675
Work From Home %8.3%
This county
national avg 17.0%
Population Under 1822.3%
This county
national avg 22.0%
Single-Person Households28.2%
This county
national avg 28.0%
Banks & Finance Firms138
Income (20th Percentile)$35K
Income (80th Percentile)$142K
Income (95th Percentile)$241K
Bachelor's Degree or Higher29.9%
This county
national avg 35.0%
Less Than High School7.0%
This county
national avg 11.0%
Knowledge Economy GDP %18.8%
Dependency Ratio1.00
Medicare Spending / Person$2,785
SS Benefits / Person$3,842
Education Wage Premium2.52x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$80K
Median Earnings (HS Diploma)$32K
Public Assistance Recipients1.7%
Average Annual Wage$62K
Professional Services Concentration1.24x national
This county
1.0 = national average share

Housing

Median Home Value$354K
This county
$415K state avg
$303K national
Median Sale Price$354K
This county
$303K national
Market Rent (ZORI)$1944/mo
This county
$1900/mo state avg
$1400/mo national
Property Tax Rate0.62%
This county
0.77% state avg
1.10% national

Annual tax on median home: $1,819

Affordability & Supply

HUD Fair Market Rent (2BR)$1,785/mo
Home Price Change (1 yr)+0.3%
Home Value to Income Ratio3.2x income
Severely Cost-Burdened Households12.6%
Homeownership Rate67.2%
This county
national avg ~65%

Market Activity

Sale-to-List RatioBuyers market — homes selling below list
96.8%
Listings with Price CutsLow — market moving fast
22.6%
Sold Above List Price
8.7%
Median Days to Close
32 days
Active Listings
2,165
New Listings / Month
510

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
69 days
Months of Supply (Redfin)Balanced market
5.4 mo
Sold Above List (Redfin)
15.6%

Sale-to-List Cross-Reference

Zillow 96.8%  ·  Redfin 97.6%

Source: Redfin · Updated monthly

Health

Life Expectancy76.5 yrs
This county
national avg ~78.5 years
Hospital Rating3.7 / 5
This county
national avg 3.0 stars
Food Insecurity10.4%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score8
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score6
Healthcare Shortage Score11.7
Healthcare Offices584
Obesity Rate (BRFSS)30.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)22.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.3%
This county
national avg 32.0%
Active Physicians607
Nursing Home Rating4.6 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients642 / 1,000
Medicare Cost per Beneficiary$13,687
Uninsured (under 65)13.0%
This county
national avg ~10%
Adults with Depression19.5%

Education

Math Test Scores3.52 grade level
Reading Test Scores3.43 grade level
HS Diploma Holders29,675
Bachelor's Degree Holders17,287
HS Completion Rate93.0%
This county
national avg ~85%
Private Schools48

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate16.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.9 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate32.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities28
Social Vulnerability (CDC SVI)53th pct
Drug Overdose Deaths (2024)22.9 / 100K
Suicide Rate20.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.0
January Sunshine0.86
January Temperature1.45
Average Temp68°F
Avg High Temp80°F
Avg Low Temp57°F
Median AQIAQI 37
Good Air Days218 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation52.8 in/yr
Avg Storm Events14.8 storms/yr
Avg Annual Storm Damage$73K
Ozone Days234 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.33
Heating Degree Days1,558 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,771 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)1,801 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,414 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year3.0
Avg Hail Events / Year0.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)97 / 100
Community Resilience (FEMA)45 / 100
Federal Disaster Declarations41 since 1953
Fine Particulate Pollution (PM2.5)8.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)9 properties
FAA-Registered Airports18 total
Airports (excl. heliports)13 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed317 Mbps
This county
national avg ~120 Mbps
Upload Speed106 Mbps
Fixed Internet (Q1 2026)445 Mbps
Mobile Internet (Q1 2026)250 Mbps
Mobile Upload (Q1 2026)22 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+94.3%
This county
national avg 75.0%
Cellular-Only Internet8.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)255 Mbps

EV Infrastructure

EV Charging Stations39 stations
DC Fast Chargers64 chargers
Level 2 EV Chargers63

Commute & Transit

Remote Workers8,734 workers
Public Transit Commuters494 workers
Walk to Work1,867 workers
Extreme Commutes (90+ min)2,743 workers
Bike Commuters0.7%
Walk to Work1.8%

Families & Childcare

Childcare Cost Burden22.1%
This county
national median ~27% of household income
Childcare Centers4.0 per 10K residents
Childcare Facilities29

Civic & Community

Voter Turnout75.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.040
Nonprofit Organizations827
Veterans Share21.0%
This county
national avg 7.0%
Married Adults54.6%
Never-Married Adults28.4%
Divorced Adults11.9%
Religious Organizations131
Asian Population3.4%
Native American Population0.3%
Membership Associations9.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.99 per 1K residents
Colleges & Universities2
Nursing & Care Facilities35
Grocery Stores51
Arts & Entertainment Venues22
Hotels & Lodging53
Recreation Businesses87
Professional Services Firms779
Veterinary Practices57
Real Estate Firms480
Museums6
Debt Burden
Avg Mortgage Balance$72K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate47.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.12%

Politics

R+47

2024 Presidential · Florida was R+13 statewide

vs Florida State

Income tax
NoneSame (state law)
Property tax
0.62%0.77% state avg
Politics
R+47R+13
COL Index
County data103 (state)

Population & Migration

Net Domestic Migration 2023

+473

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.92x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Okaloosa County

Median home value: $356K

View on Zillow →View on Realtor.com →

Opens in a new tab

Local News — Okaloosa

WEAR-TV · 2 days ago

Heavy rain triggers 11-vehicle pileup on I-10 in Okaloosa County

OKALOOSA COUNTY, Fla. -- Heavy rainfall triggered a chain-reaction series of crashes Sunday afternoo

WKRG · 21 hours ago

Flock camera damage in Okaloosa County leads to arrest, warning

The Okaloosa County Sheriff's Office has arrested one person, and has warrants pending against anoth

Mid Bay News · 2 days ago

Okaloosa County to remove all Flock cameras after FDOT memo

Okaloosa County will remove FLOCK cameras from state and county roads after the Florida Department o

Get The Coast · 2 days ago

12-year-old arrested, additional threats under investigation after TikTok post targets two Okaloosa middle schools

A Pryor Middle School student faces three felony charges after a TikTok post threatened a mass shoot

The Northwest Florida Daily News · 2 days ago

5 Okaloosa County restaurants cited for high-priority violations

Going out to eat? See which Okaloosa County restaurants were rated best by inspectors, and which fai

Okaloosa County School District · May 13, 2026

Space Florida and Okaloosa County School District Launch Space Florida Academy Program to Propel Students into High-Demand Aerospace Careers

Space Florida and Okaloosa County School District Launch Space Florida Academy Program to Propel Stu

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable