← Map/Florida/Counties/Monroe

Monroe
Florida

82K

Population

$80K

Median Income

$967K

Median Home

R+16

Politics

Economy

Median Household Income$80K
This county
national avg ~$75K
Poverty Rate13.2%
This county
national avg ~11.5%
Unemployment Rate1.9%
This county
national avg ~3.8%
GDP per Capita$97,107
Federal Spending per Capita$2,097
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers32.8%
Average Adjusted Gross Income$190K
Avg Credit Score677
Work From Home %10.3%
This county
national avg 17.0%
Population Under 1815.7%
This county
national avg 22.0%
Single-Person Households28.0%
This county
national avg 28.0%
Banks & Finance Firms59
Income (20th Percentile)$36K
Income (80th Percentile)$165K
Income (95th Percentile)$250K
Bachelor's Degree or Higher32.9%
This county
national avg 35.0%
Less Than High School7.8%
This county
national avg 11.0%
Knowledge Economy GDP %11.1%
Dependency Ratio0.87
Medicare Spending / Person$3,267
SS Benefits / Person$4,430
Education Wage Premium1.78x
Median Earnings (Bachelor's)$54K
Median Earnings (Graduate)$65K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients2.5%
Average Annual Wage$59K
Professional Services Concentration0.50x national
This county
1.0 = national average share

Housing

Median Home Value$961K
This county
$415K state avg
$303K national
Median Sale Price$1060K
This county
$303K national
Market Rent (ZORI)$3383/mo
This county
$1900/mo state avg
$1400/mo national
Property Tax Rate0.54%
This county
0.77% state avg
1.10% national

Annual tax on median home: $3,766

Affordability & Supply

HUD Fair Market Rent (2BR)$2,504/mo
Home Price Change (1 yr)+2.1%
Home Value to Income Ratio7.3x income
Severely Cost-Burdened Households20.6%
Homeownership Rate62.2%
This county
national avg ~65%

Market Activity

Sale-to-List RatioBuyers market — homes selling below list
94.1%
Listings with Price CutsLow — market moving fast
23.7%
Sold Above List Price
2.6%
Median Days to Close
33 days
Active Listings
1,526
New Listings / Month
223

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
108 days
Months of Supply (Redfin)High inventory — buyers market
6.6 mo
Sold Above List (Redfin)
1.6%

Sale-to-List Cross-Reference

Zillow 94.1%  ·  Redfin 94.1%

Source: Redfin · Updated monthly

Health

Life Expectancy80.6 yrs
This county
national avg ~78.5 years
Hospital Rating4.5 / 5
This county
national avg 3.0 stars
Food Insecurity9.3%
This county
national avg ~11%
Food Environment Index8.0 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score19
Healthcare Shortage Score18.7
Healthcare Offices187
Obesity Rate (BRFSS)25.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.0%
This county
national avg 32.0%
Active Physicians183
Nursing Home Rating1.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients658 / 1,000
Medicare Cost per Beneficiary$13,280
Uninsured (under 65)13.4%
This county
national avg ~10%
Adults with Depression17.4%

Education

Math Test Scores3.29 grade level
Reading Test Scores3.31 grade level
HS Diploma Holders16,150
Bachelor's Degree Holders5,393
HS Completion Rate92.2%
This county
national avg ~85%
Private Schools38

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate19.4 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.5 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate39.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities18
Social Vulnerability (CDC SVI)68th pct
Drug Overdose Deaths (2024)22.3 / 100K
Suicide Rate25.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale6.0
January Sunshine2.18
January Temperature2.71
Average Temp78°F
Avg High Temp87°F
Avg Low Temp70°F
Annual Precipitation40.4 in/yr
Avg Storm Events4.2 storms/yr
Avg Annual Storm Damage$7K
Drought Index (2022)-0.79
Heating Degree Days132 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days4,923 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)265 HDD/yr
Cooling Degree Days (1901–2000 Baseline)3,900 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year1.2
Avg Hail Events / Year0.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)96 / 100
Community Resilience (FEMA)28 / 100
Federal Disaster Declarations47 since 1953
Fine Particulate Pollution (PM2.5)7.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units2 units
Historic Places (NRHP)61 properties
FAA-Registered Airports15 total
Airports (excl. heliports)7 airports

Brewery Scene

Total Breweries4 breweries
Microbreweries2 microbreweries
Brewpubs2 brewpubs

Internet & Remote Work

Download Speed229 Mbps
This county
national avg ~120 Mbps
Upload Speed84 Mbps
Fixed Internet (Q1 2026)314 Mbps
Mobile Internet (Q1 2026)327 Mbps
Mobile Upload (Q1 2026)26 Mbps
Mobile Latency (Q1 2026)40 ms
Households with 100Mbps+96.3%
This county
national avg 75.0%
Cellular-Only Internet7.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)139 Mbps

EV Infrastructure

EV Charging Stations39 stations
DC Fast Chargers33 chargers
Level 2 EV Chargers84

Commute & Transit

Remote Workers4,408 workers
Public Transit Commuters153 workers
Walk to Work1,788 workers
Extreme Commutes (90+ min)785 workers
Avg Commute Time17.4 min
This county
national avg ~27 min
Bike Commuters5.4%
Walk to Work4.2%

Families & Childcare

Childcare Cost Burden22.0%
This county
national median ~27% of household income
Childcare Centers8.7 per 10K residents
Childcare Facilities15

Civic & Community

Voter Turnout84.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.527
Nonprofit Organizations494
Veterans Share8.6%
This county
national avg 7.0%
Married Adults52.4%
Never-Married Adults26.9%
Divorced Adults14.8%
Religious Organizations37
Asian Population1.1%
Native American Population0.1%
Membership Associations11.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants3.14 per 1K residents
Colleges & Universities1
Nursing & Care Facilities9
Grocery Stores46
Arts & Entertainment Venues39
Hotels & Lodging173
Recreation Businesses100
Professional Services Firms439
Veterinary Practices44
Real Estate Firms380
Museums23
Debt Burden
Avg Mortgage Balance$78K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate46.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.16%

Politics

R+16

2024 Presidential · Florida was R+13 statewide

vs Florida State

Income tax
NoneSame (state law)
Property tax
0.54%0.77% state avg
Politics
R+16R+13
COL Index
County data103 (state)

Population & Migration

Net Domestic Migration 2023

-1K

More people leaving than arriving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.38x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monroe County

Median home value: $967K

View on Zillow →View on Realtor.com →

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Local News — Monroe

Keys Weekly Newspapers · 2 hours ago

Leadership Monroe County announces Class XXXIV

Leadership Monroe County (LMC), the Florida Keys' educational nonprofit community leadership organiz

Miami Herald · 20 hours ago

Detectives ID killer in the 1973 murder of two sisters in the Florida Keys

Monroe County Sheriff's Office detectives and state investigators identified the man believed to hav

FDLE · 21 hours ago

FDLE, MCSO Identifies Suspect in 1973 Key West Double Homicide

FOR IMMEDIATE RELEASE. September 2, 2026. KEY WEST, Fla. – The Florida Department of Law Enforcement

DNASolves.com · 18 hours ago

A Half-Century Later, the 1973 Murder of Maggie and Mary Jenkins is Solved

Monroe County Sheriff's Office and FDLE Team with Othram to Identify a Suspect in the 1973 Double Mu

CBS News · 1 day ago

Naked Florida man found trespassing in private pool bites deputy after arrest, sheriff says

Rochan Rock Jean, 24, faces charges of battery on a law enforcement officer and criminal mischief.

WLRN · 2 weeks ago

If Amendment 3 passes, Florida Keys could see revenue 'shortfall', less money for firefighters

In the first year of Amendment 3 being in effect, fire and ambulance services in the Lower Keys woul

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable