Monroe
Florida

What stands out

What stands out about Monroe County: the home price against local income is among the most stretched in America (7.3 years of income), the average temperature is among the warmest in America (78°F), and the median home price is among the priciest in America ($967K). Within Florida it ranks 1st of 67 counties for the home price against local income.

Where you are

You live in Monroe County, Florida. 82,044 people live here with you. The population shrank 1.2% last year, and more Americans moved out than in (net -1,413).

Florida has no income tax and no estate tax, and its Save Our Homes cap limits assessed-value growth to 3% a year for homesteaded owners. The trade-off is insurance: home, wind and flood premiums are the highest in the country and several national carriers have left the market. The state has added more residents than any other since 2020.

Money

The typical household here brings in $80,111 a year, higher than 88% of American counties. Employers pay an average wage of $58,702. Unemployment runs 1.9%, lower than 98% of American counties. 10% of workers work from home; for the rest the average commute is 17 minutes each way.

Florida has no state income tax, so none of that goes to the state.

Home

The median home costs $967K, pricier than almost every county in America, about 7.3 years of the median household's income. A two-bedroom rents for around $1,965 a month. Property tax is 0.54% of home value, roughly $3,766 a year on that median home, lower than 84% of American counties. 62% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 83% of American counties. Drug overdoses killed 22 people per 100,000 in 2024.

A child born here can expect to live 80.6 years, longer than 94% of American counties. There are 183 active physicians in the county, about 22.3 per 10,000 people. Medicare rates the local hospitals 4.5 of 5 stars. 13.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.30 where 3.0 is national grade level, higher than 84% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 16 points. 84% of eligible voters turned out. Under Florida law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 78°F, highs near 87 and lows near 70, warmer than almost every county in America. About 40 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 96 out of 100, riskier than 96% of American counties; the county has had 47 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 229 Mbps down, faster than 64% of American counties. There are 7 airports in the county, counting general aviation. For a night or a weekend out: 3.1 full-service restaurants per 1,000 people, 4 breweries, 23 museums, 2 National Park Service sites.