← Map/← Florida/Counties/Gulf

Gulf
Florida

15K

Population

$56K

Median Income

$400K

Median Home

R+58

Politics

This county as a story, on one page you can share·See it on the map with these filters

What stands out

Three things set Gulf County apart from the other 3,142 counties: population growth is in the top 4% of American counties (+2.6% a year), the average temperature is in the top 5% of American counties (69°F), and the typical two-bedroom rent is in the top 11% of American counties ($1,217 a month). Within Florida it ranks 22nd of 67 counties for population growth.

Where you are

You live in Gulf County, Florida. 15,002 people live here with you. The population grew 2.6% last year, and more Americans moved in than out (net +502).

Florida has no income tax and no estate tax, and its Save Our Homes cap limits assessed-value growth to 3% a year for homesteaded owners. The trade-off is insurance: home, wind and flood premiums are the highest in the country and several national carriers have left the market. The state has added more residents than any other since 2020.

Money

The typical household here brings in $56,250 a year, lower than 63% of American counties. Employers pay an average wage of $51,111. Unemployment runs 2.7%, lower than 76% of American counties. 6% of workers work from home; for the rest the average commute is 23 minutes each way.

Florida has no state income tax, so none of that goes to the state.

Home

The median home costs $404K, pricier than 86% of American counties, about 2.8 years of the median household's income. A two-bedroom rents for around $1,217 a month. Property tax is 0.60% of home value, roughly $1,191 a year on that median home, lower than 77% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 53% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 73.9 years, shorter than 71% of American counties. There are 22 active physicians in the county, about 14.7 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 13.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.11 where 3.0 is national grade level, higher than 73% of American counties. 86% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 58 points, among the most lopsided counties in the country. 65% of eligible voters turned out. Under Florida law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 69°F, highs near 81 and lows near 58, warmer than 95% of American counties. About 51 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 76 out of 100, riskier than 76% of American counties; the county has had 47 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 215 Mbps down, faster than 57% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$56K
This county
national avg ~$75K
Poverty Rate18.0%
This county
national avg ~11.5%
Unemployment Rate2.7%
This county
national avg ~3.8%
GDP per Capita$39,205
Federal Spending per Capita$610
Median Individual Earnings$39K
This county
national avg $45K
Professional/Management Workers34.1%
Average Adjusted Gross Income$85K
Avg Credit Score644
Work From Home %5.9%
This county
national avg 17.0%
Population Under 1814.9%
This county
national avg 22.0%
Single-Person Households27.8%
This county
national avg 28.0%
Banks & Finance Firms7
Income (20th Percentile)$27K
Income (80th Percentile)$109K
Income (95th Percentile)$211K
Bachelor's Degree or Higher21.4%
This county
national avg 34.3%
Less Than High School14.3%
This county
national avg 11.0%
Knowledge Economy GDP %12.6%
Dependency Ratio0.62
Medicare Spending / Person$4,421
SS Benefits / Person$4,976
Education Wage Premium1.96x
Median Earnings (Bachelor's)$49K
Median Earnings (Graduate)$54K
Median Earnings (HS Diploma)$28K
Public Assistance Recipients2.6%
Average Annual Wage$51K
Professional Services Concentration0.59x national
This county
1.0 = national average share
Federal Government Jobs Located Here14
Federal Share of Jobs Located Here0.3%
Residents Who Work for the Federal Government3.6%
Federal Civilian Share of Earnings0.4%
Federal Contract Dollars Performed Here (FY2025)$16M
Contract Dollars Relative to Local Wages0.06x wages
Largest Award's Share of Contract Dollars98%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$400K
This county
$415K state avg
$303K national
Median Sale Price$470K
This county
$303K national
Market Rent (ZORI)$1143/mo
This county
$1900/mo state avg
$1400/mo national
Property Tax Rate0.60%
This county
0.77% state avg
1.10% national

Annual tax on median home: $1,191

Affordability & Supply

HUD Fair Market Rent (2BR)$1,702/mo
Home Price Change (1 yr)+3.5%++8.7% since 2024
Home Value to Income Ratio2.8x income
Severely Cost-Burdened Households12.0%
Homeownership Rate78.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
94.1%
Listings with Price Cuts— Low — market moving fast
19.2%
Sold Above List Price
2.8%
Median Days to Close
31 days
Active Listings
358
New Listings / Month
58

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
120 days
Months of Supply (Redfin)— High inventory — buyers market
10.1 mo
Sold Above List (Redfin)
2.6%

Sale-to-List Cross-Reference

Zillow 94.1%  ·  Redfin 95.1%

Source: Redfin · Updated monthly

Health

Life Expectancy73.9 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.5%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score16
Healthcare Shortage Score17.0
Healthcare Offices20
Obesity Rate (BRFSS)35.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)34.0%
This county
national avg 32.0%
Active Physicians22
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients831 / 1,000
Medicare Cost per Beneficiary$13,688
Uninsured (under 65)13.2%
This county
national avg ~10%
Adults with Depression20.4%

Education

Math Test Scores3.17 grade level
Reading Test Scores3.04 grade level
HS Diploma Holders3,027
Bachelor's Degree Holders1,515
HS Completion Rate85.7%
This county
national avg ~85%

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Drug Overdose Rate26.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities6
Social Vulnerability (CDC SVI)71th pct
Drug Overdose Deaths (2024)21.4 / 100K
Suicide Rate18.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.3
January Sunshine0.86
January Temperature1.72
Average Temp69°F+0.4% since 2022
Avg High Temp81°F+1.5% since 2022
Avg Low Temp58°F-0.7% since 2022
Annual Precipitation51.4 in/yr-15% since 2022
Avg Storm Events4.6 storms/yr
Avg Annual Storm Damage$43K
Drought Index (2022)0.01
Heating Degree Days1,315 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,900 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)1,585 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,445 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.8
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)76 / 100
Community Resilience (FEMA)43 / 100
Federal Disaster Declarations47 since 1953
Fine Particulate Pollution (PM2.5)7.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)4 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed215 Mbps
This county
national avg ~120 Mbps
Upload Speed29 Mbps
Fixed Internet (Q1 2026)271 Mbps
Mobile Internet (Q1 2026)170 Mbps
Mobile Upload (Q1 2026)11 Mbps
Mobile Latency (Q1 2026)42 ms
Households with 100Mbps+76.6%
This county
national avg 75.0%
Cellular-Only Internet12.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)170 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers302 workers
Public Transit Commuters0 workers
Walk to Work (workers)98 workers
Extreme Commutes (90+ min)149 workers
Avg Commute Time22.6 min
This county
national avg ~27 min
Bike Commuters0.2%
Walk to Work1.9%

Families & Childcare

Childcare Cost Burden24.9%
This county
national median ~27% of household income
Childcare Centers3.6 per 10K residents
Childcare Facilities5

Civic & Community

Voter Turnout65.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.076
Nonprofit Organizations91
Veterans Share10.7%
This county
national avg 7.0%
Married Adults48.4%
Never-Married Adults30.4%
Divorced Adults15.1%
Religious Organizations18
Asian Population0.4%
Native American Population0.9%
Membership Associations11.8 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.96 per 1K residents
Grocery Stores6
Hotels & Lodging7
Recreation Businesses3
Professional Services Firms26
Real Estate Firms35
Debt Burden
Avg Mortgage Balance$45K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate58.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.09%

Politics

R+58

2024 Presidential · Florida was R+13 statewide

vs Florida State

Income tax
NoneSame (state law)
Property tax
0.60%0.77% state avg
Politics
R+58R+13
COL Index
103state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +502

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.56x avg income)

Economic Mobility

35%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Gulf County

Median home value: $404K

View on Zillow →View on Realtor.com →

Opens in a new tab

Explore Other Florida Counties

Gadsden County, FloridaGilchrist County, FloridaGlades County, FloridaHamilton County, FloridaHardee County, FloridaHendry County, FloridaHernando County, FloridaHighlands County, FloridaHillsborough County, FloridaHolmes County, FloridaIndian River County, FloridaJefferson County, FloridaAll Florida counties →

Full Florida profile

Taxes, cost of living, crime, schools, gun laws and more.

View Florida →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable