Bay
Florida

181K

Population

$66K

Median Income

$346K

Median Home

R+51

Politics

Economy

Median Household Income$66K

This county

national avg ~$75K

Poverty Rate11.9%

This county

national avg ~11.5%

GDP per Capita$67,287

Federal Spending per Capita$5,660

Median Individual Earnings$39K

This county

national avg $45K

Professional/Management Workers36.6%

Average Adjusted Gross Income$75K

Avg Credit Score662

Work From Home %7.7%

This county

national avg 17.0%

Population Under 1820.8%

This county

national avg 22.0%

Single-Person Households28.0%

This county

national avg 28.0%

Banks & Finance Firms117

Income (20th Percentile)$32K

Income (80th Percentile)$123K

Income (95th Percentile)$224K

Bachelor's Degree or Higher26.3%

This county

national avg 35.0%

Less Than High School9.6%

This county

national avg 11.0%

Knowledge Economy GDP %11.9%

Dependency Ratio0.98

Medicare Spending / Person$3,023

SS Benefits / Person$3,897

Education Wage Premium2.13x

Median Earnings (Bachelor's)$51K

Median Earnings (Graduate)$74K

Median Earnings (HS Diploma)$35K

Public Assistance Recipients2.7%

Average Annual Wage$53K

Professional Services Concentration0.86x national

This county

1.0 = national average share

Housing

Median Home Value$343K

This county

$415K state avg

$303K national

Median Sale Price$343K

This county

$303K national

Market Rent (ZORI)$1677/mo

This county

$1900/mo state avg

$1400/mo national

Property Tax Rate0.60%

This county

0.77% state avg

1.10% national

Annual tax on median home: $1,475

Affordability & Supply

HUD Fair Market Rent (2BR)$1,682/mo

Home Price Change (1 yr)+2.4%

Home Value to Income Ratio3.2x income

Severely Cost-Burdened Households12.5%

Homeownership Rate68.6%

This county

national avg ~65%

Market Activity

Sale-to-List Ratio— Buyers market — homes selling below list

95.2%

Listings with Price Cuts— Low — market moving fast

22.9%

Sold Above List Price

5.9%

Median Days to Close

29 days

Active Listings

3,104

New Listings / Month

579

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage

76 days

Months of Supply (Redfin)— High inventory — buyers market

6.3 mo

Sold Above List (Redfin)

9.3%

Sale-to-List Cross-Reference

Zillow 95.2% · Redfin 96.7%

Source: Redfin · Updated monthly

Health

Life Expectancy74.5 yrs

This county

national avg ~78.5 years

Hospital Rating2.5 / 5

This county

national avg 3.0 stars

Food Insecurity12.1%

This county

national avg ~11%

Food Environment Index7.2 / 10

This county

higher = better access

Primary Care Shortage Score13

This county

national avg 5

Mental Health Shortage Score24

Dental Care Shortage Score26

Healthcare Shortage Score21.0

Healthcare Offices440

Obesity Rate (BRFSS)33.2%

This county

national avg 32.0%

Smoking Rate (BRFSS)14.7%

This county

national avg 14.0%

Poor Health Rate (BRFSS)18.7%

This county

national avg 18.0%

Physical Inactivity (BRFSS)24.2%

This county

national avg 24.0%

High Blood Pressure (BRFSS)33.5%

This county

national avg 32.0%

Active Physicians382

Nursing Home Rating4.4 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients664 / 1,000

Medicare Cost per Beneficiary$13,805

Uninsured (under 65)14.7%

This county

national avg ~10%

Adults with Depression21.5%

Education

Math Test Scores3.35 grade level

Reading Test Scores3.20 grade level

HS Diploma Holders28,980

Bachelor's Degree Holders15,181

HS Completion Rate90.4%

This county

national avg ~85%

Private Schools34

Safety

Violent Crime Rate4.0 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate17.9 / 100K

This county

national avg ~13.6/100K

Homicide Rate5.6 / 100K

This county

national avg ~7.5/100K

Drug Overdose Rate37.5 / 100K

This county

national avg ~21/100K

Traffic Fatalities23

Social Vulnerability (CDC SVI)74th pct

Drug Overdose Deaths (2024)22.0 / 100K

Suicide Rate21.9 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.1

January Sunshine0.86

January Temperature1.73

Average Temp69°F

Avg High Temp80°F

Avg Low Temp59°F

Median AQIAQI 51

Good Air Days176 days/yr

Unhealthy Air Days0 days/yr

Annual Precipitation51.1 in/yr

Avg Storm Events45.4 storms/yr

Avg Annual Storm Damage$738K

Ozone Days73 days/yr

This county

national avg 50 days/yr

Drought Index (2022)-0.22

Heating Degree Days1,367 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days2,993 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)1,628 HDD/yr

Cooling Degree Days (1901–2000 Baseline)2,526 CDD/yr

Avg Tornadoes / Year2.8

Avg Flood Events / Year21.6

Avg Hail Events / Year1.8

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)97 / 100

Community Resilience (FEMA)31 / 100

Federal Disaster Declarations49 since 1953

Fine Particulate Pollution (PM2.5)8.3 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)12 properties

FAA-Registered Airports13 total

Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries2 breweries

Microbreweries0 microbreweries

Brewpubs1 brewpubs

Internet & Remote Work

Download Speed269 Mbps

This county

national avg ~120 Mbps

Upload Speed100 Mbps

Fixed Internet (Q1 2026)375 Mbps

Mobile Internet (Q1 2026)423 Mbps

Mobile Upload (Q1 2026)30 Mbps

Mobile Latency (Q1 2026)54 ms

Households with 100Mbps+94.0%

This county

national avg 75.0%

Cellular-Only Internet14.1%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)161 Mbps

EV Infrastructure

EV Charging Stations32 stations

DC Fast Chargers37 chargers

Level 2 EV Chargers161

Commute & Transit

Remote Workers6,636 workers

Public Transit Commuters477 workers

Walk to Work944 workers

Extreme Commutes (90+ min)1,651 workers

Bike Commuters0.3%

Walk to Work1.1%

Families & Childcare

Childcare Cost Burden24.4%

This county

national median ~27% of household income

Childcare Centers5.3 per 10K residents

Childcare Facilities37

Civic & Community

Voter Turnout68.0%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)3.831

Nonprofit Organizations703

Veterans Share14.2%

This county

national avg 7.0%

Married Adults52.3%

Never-Married Adults27.6%

Divorced Adults13.6%

Religious Organizations102

Asian Population2.0%

Native American Population0.5%

Membership Associations8.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.07 per 1K residents

Colleges & Universities2

Nursing & Care Facilities41

Grocery Stores58

Arts & Entertainment Venues17

Hotels & Lodging99

Recreation Businesses64

Professional Services Firms508

Veterinary Practices41

Real Estate Firms340

Museums4

Debt Burden

Avg Mortgage Balance$62K

Avg Student Loan Balance$9K

Avg Credit Card Balance$4K

Loan Delinquency Rate51.5%

This county

national avg 4.0%

Innovation

Inventor Rate0.09%

Politics

R+51

2024 Presidential · Florida was R+13 statewide

vs Florida State

Income tax

NoneSame (state law)

Property tax

0.60%0.77% state avg

Politics

R+51R+13

COL Index

County data103 (state)

Population & Migration

Net Domestic Migration 2023

↑ +5K

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.99x avg income)

Economic Mobility

38%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Bay County

Median home value: $346K

View on Zillow →View on Realtor.com →

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Local News — Bay

Florida Today · 2 days ago

Palm Bay woman dies in I-95 hit-and-run after crash involving alligator

A Palm Bay woman died after being thrown from her truck and getting struck by a hit and run driver i…

Firehouse.com · 20 hours ago

Palm Bay, FL, Lieutenant Fired after Investigation for Fabricating Paramedic Program Records

An investigation uncovered that Palm Bay Lt. Kevin Plunkett manipulated clinical records and hours, …

Axios · 1 day ago

After DeSantis order, Florida police drop Flock cameras — but not in Tampa Bay

Within hours of the DeSantis administration's order to remove Flock cameras from state roads, some F…

FOX 13 Tampa Bay · 22 hours ago

Florida to receive 5.7M eggs after settlement

Florida Attorney General James Uthmeier announced Wednesday that 5.7 million eggs will be distribute…

Spectrum Bay News 9 · 2 days ago

FDOT orders removal of Flock cameras along Florida state highways

TAMPA, Fla. — The Florida Department of Transportation is revoking its permits for all license plate…

Yahoo Finance · 3 days ago

Curaleaf Expands Florida Reach with Cutler Bay Dispensary Opening

Curaleaf Holdings, Inc. (TSX: CURA) (OTCQX: CURLF) ("Curaleaf" or the "Company"), a leading internat…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Florida