Your life in Hernando County, Florida

What stands out

Against every county in America, Hernando County is unusual in three ways: the average temperature is in the top 2% of American counties (73°F), population growth is in the top 3% of American counties (+2.8% a year), and natural-hazard risk is in the top 4% of American counties (96 of 100). Within Florida it ranks 29th of 67 counties for the average temperature.

Where you are

You live in Hernando County, Florida. 196,621 people live here with you. The population grew 2.8% last year, and more Americans moved in than out (net +7,086).

Florida has no income tax and no estate tax, and its Save Our Homes cap limits assessed-value growth to 3% a year for homesteaded owners. The trade-off is insurance: home, wind and flood premiums are the highest in the country and several national carriers have left the market. The state has added more residents than any other since 2020.

Money

The typical household here brings in $59,202 a year, lower than 54% of American counties. Employers pay an average wage of $50,502. Unemployment runs 3.6%, higher than 57% of American counties. 11% of workers work from home; for the rest the average commute is 26 minutes each way.

Florida has no state income tax, so none of that goes to the state.

Home

The median home costs $311K, pricier than 72% of American counties, about 3.1 years of the median household's income. A two-bedroom rents for around $1,087 a month. Property tax is 0.72% of home value, roughly $1,541 a year on that median home, lower than 63% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 53% of American counties. Drug overdoses killed 33 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 75.0 years, shorter than 60% of American counties. There are 441 active physicians in the county, about 22.4 per 10,000 people. Medicare rates the local hospitals 1.0 of 5 stars. 13.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.33 where 3.0 is national grade level, higher than 91% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 31 points. 72% of eligible voters turned out. Under Florida law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 73°F, highs near 83 and lows near 62, warmer than 98% of American counties. About 37 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 96 out of 100, riskier than 96% of American counties; the county has had 40 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 297 Mbps down, faster than 94% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people, 2 breweries.

Where these numbers come from

• BLS QCEW 2024
• CDC 2024
• CMS 2024
• Census 2023
• Census ACS
• Census ACS 2022
• Census Population Estimates 2023
• Census SAHIE 2024
• County Health Rankings 2024
• Derived from ACS 2022 home value / household income
• FAA Airport Database
• FEMA Disaster Declarations 1953–2026
• FEMA National Risk Index 2023 (0–100, all hazards)
• HRSA Area Health Resources File 2023
• IMLS
• NOAA Climate Normals
• National Park Service
• Ookla Speedtest Intelligence
• Open Brewery DB
• OpenElections 2024
• SEDA via County Health Rankings 2024 (3.0 = at grade level; not a Z-score)
• Tax Foundation 2023
• USDA Food Environment Atlas
• Zillow ZHVI 2024
• Florida tax and law data: state revenue department, Tax Foundation, Giffords, Guttmacher (2026)

Percentiles compare this county with every other county that reports the same figure. Missing figures are left out rather than guessed. Share this page: the address is permanent.