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Connecticut

D+12  ·  High tax burden  ·  COL index 114

C

6.99%

Income Tax

203

Violent Crime / 100K

79.8

Life Expectancy

$395K

Median Home

$1,900

Childcare / Mo

State Profile

79/100
255075100TAXES47SAFETY85HEALTH96SCHOOLS96AFFORDABLE66LONGEVITY82

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Taxes

Income Tax

6.99% top

Property Tax

~$7,071/yr on median home

1.79% / yr

Sales Tax

6.35% avg

Social Security

Taxed

Pension / IRA

Partial

Estate Tax

Exemption matches federal 2024 level

Yes — $13.61M exemption

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

114

Median Home Price

$395,000

Median Rent (2BR)

$1,800/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,600/yr

Flood Insurance

$900/yr

Homestead Exemption

Home equity protected from creditors

$75,000

Asset Protection

Weak

Crime & Safety

Violent Crime Rate

Near national avg

203 / 100K

Property Crime Rate

Below national avg (~2,100)

1,380 / 100K

Traffic Fatality Rate

8.2 / 100K

Healthcare

State Healthcare Rank

Top tier

#3 of 50

Life Expectancy

Above national avg (76.4)

79.8 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

5.9%

Education

K-12 Quality Rank

Top 10 nationally

#3 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

Very expensive (national avg ~$1,200)

$1,900/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

Well above national avg ($150)

$220/mo

Avg Monthly Groceries

2-person household, moderate spending

$660/mo

Road Quality Rank

#38 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

55+ routes

Major Hub Airport

Regional airport — connections via hub

No

Culture & Lifestyle

Urban Population

Highly urban — big city feel

88% urban

Restaurant Density

490/100K

Religious Congregations

170/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

None

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

4 venues

Craft Breweries

3.2/100K residents — Solid scene

115 breweries

Craft Distilleries

30 distilleries

Live Music

New Haven music heritage (Bright Eyes, MGMT); strong craft beer corridor

Decent

Transportation

Car Insurance (Avg Annual)

$1,850

Traffic Fatality Rate

8.2 / 100K

Broadband Access

93% of households

Social & Legal

Abortion Access

Legal to viability; state law codified

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$15.69/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

Tribal casinos

Online Gambling

Legal

State Lottery

Foxwoods and Mohegan Sun are among the largest casinos in North America. Online casino and sports betting legal since 2021.

Yes

Age of Consent

16

Sex Education

Sex ed required by state

Comprehensive

Medically Accurate Required

Yes

Nude Beaches & Naturist Clubs

Solair Recreation League (Woodstock) · Berkshire Vista (MA border)

Clubs only

Environment & Climate

Air Quality (Annual AQI)

Near national avg

32

Natural Disaster Risk

Moderate

Primary Hazards

hurricanefloodblizzard

Politics & Gun Laws

2024 Presidential Vote

D+12

Gun Laws

Gun ControlA
2A LibertyF

Carry Permit

May-issue

Purchase Permit Required

Yes

Gambling

Legal

Jobs & Economy

Job Market

+0.6% job growth · 4.1% unemployment

Moderate

Top Industries

FinanceHealthcareInsurance

Tech Jobs

Strong tech presence

#10 of 50

Healthcare Jobs

#8 of 50

Remote Work

High remote work culture

25% of workers

Median Household Income

$90,213

Business Climate

Corporate Income Tax

7.5%

LLC Formation Fee

$120 one-time

LLC Annual Fee

$80/yr

Business Climate Rank

Bottom-10 nationally

#47 of 50

Daily Life

Gas Price (Regular)

Above avg (+0.08 vs national avg)

$3.38/gal

Consumer Fireworks

Sparklers and novelties only; no aerial or explosive fireworks

Restricted

Weather & Natural Risks

Winter Severity

Avg January high: 35°F

Moderate

Summer Heat

Moderate summers

84°F avg July

Annual Rainfall

50" / yr

Tornado Risk

Very Low

Hurricane Risk

Low

Wildfire Risk

Very Low

Flood Risk

Low

Natural Hazards

27LOW danger
Eastern equine encephalitis (EEE) zoneLyme disease capital of AmericaHurricane coastal exposure

Venomous Snakes

Low

Spider Hazard

Low

Hurricane Risk

Moderate

Tornado Risk

Low

Wildfire Risk

Low

Earthquake Risk

Low

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

5.4% of state population are veterans

75/100

Property Tax Exemption

Disabled vet property tax exemption

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Good

Notable Benefits

Military retirement fully exempt since 2022

Explore Connecticut counties

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Compare Similar States

CT vs NH

Connecticut vs New Hampshire

COL 114 vs 114 · 6.99% vs No income tax

Full comparison →

CT vs RI

Connecticut vs Rhode Island

COL 114 vs 114 · 6.99% vs 5.99% income tax

Full comparison →

CT vs MD

Connecticut vs Maryland

COL 114 vs 116 · 6.99% vs 5.75% income tax

Full comparison →

CT vs VT

Connecticut vs Vermont

COL 114 vs 111 · 6.99% vs 8.75% income tax

Full comparison →

Trending in Connecticut

North Haven voters approve town budget - WTNH.com

WTNH.com · Jun 10

Governor Lamont Signs FY 2027 State Budget, Delivering a Reliable Path Forward for Schools and Municipalities and Increasing Affordability Initiatives - CT.GOV-Connecticut's Official State Website (.gov)

CT.GOV-Connecticut's Official State Website (.gov) · May 26

North Haven voters approve $143.8 million budget through the town's second referendum - New Haven Register

New Haven Register · Jun 10

Connecticut governor signs ban on certain Glock-style pistols - WFSB

WFSB · Jun 5

Connecticut’s New AI Law: What Employers Need to Know - JD Supra

JD Supra · Jun 9

What Residents Say

Cost of LIVING in CT : r/Connecticut

Cost of LIVING in CT ; Car Taxes, $69.67, $836.02 ; Electric bill, $132.55, $1,610.48 ; Garbage pick-up, $24.96, $299.50 ......

reddit.com ↗

Call me crazy but Connecticut is EXPENSIVE

Yes it's expensive: but groceries are expensive now through the US. Taxes are higher in CT than a lot of other states. PA is cheaper for taxes ......

reddit.com ↗

Anyone living in Connecticut in a similar situation?

Low cost of living, low taxes, better weather, economic growth and vibrancy, etc....

reddit.com ↗

Californian thinking on moving to Connecticut. Pros/ cons ...

I am considering moving to Connecticut from California. While I have been considering different options, Connecticut seems to have homes in decent ......

reddit.com ↗

Downsides of living in CT? : r/Connecticut

Edit: Thank you all so much for your responses. So grateful for everyone’s feedback. We’re looking to uproot our family and relocate to the West ......

reddit.com ↗

Does it feel like this? Does it seem that expensive here? ...

Property tax is, of course, the real killer. 7k per year (and that's living in a relatively low mill-rate townt) for a 1600sqft home is insanity ......

reddit.com ↗

One works in CT, one works in NYC. Live in NY, or live ...

Income taxes are lower in CT. You will not be double taxed. Option 1 - live in CT and work in NY. NY taxes will be taken out of your check....

reddit.com ↗

Considering moving from CT to VT? What should we ...

What should we consider? How's the cost of living (COL), how heavy are the general taxes, 2A laws, education system, etc?...

reddit.com ↗

People who have moved to Connecticut within the last few ...

Taxes in CT were a bit of a shock (property tax is 2-3 times more depending on your town). Car insurance tripled when I changed my address here....

reddit.com ↗

Confused… I'm not from CT I am from NY. Thinking of ...

I'm not from CT I am from NY. Thinking of moving to CT but I want to move to an area that is safe but also doesn't have a crazy Cost of living....

reddit.com ↗

Stay Current

Get notified when Connecticut tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable